VerifiedCommunity credit union, under $300M

Special Metals Federal Credit Union

New Hartford, New YorkCredit UnionNew York district

Fee schedule collected Feb 17, 2026 · Financials as of Q1 2026

Website Published fee schedule

Verified fees

Under review

Assets

$23.6M

Fee benchmark score

Not scored

Financials as of

Q1 2026

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

20% above the national median NSF fee

Total fees: 16 — leaner than most institutions

Fee Schedule

Published fees

Verified fees power benchmarks; fees under review do not.

Account MaintenanceVerified

Address Change - Failure to notify$1
per item · Source

Fee	Amount	Basis	Note	Source
Account MaintenanceVerified
Address Change - Failure to notify	$1	per item	—	Source
Copy of Statement	$3	per item	—	Source
Overdraft & NSFVerified
NSF Share Draft	$30	per item	—	Source
NSF Visa Debit	—	per item	N/A	Source
ATM & CardVerified
VISA Card Replacement (Lost or Stolen)	$5	per item	—	Source
Wire TransfersVerified
Wire Transfers	$15	per item	—	Source
Check ServicesVerified
Check Payable to 3rd Party	$1	per item	—	Source
Inquiry of Check Paid	—	per item	—	Source
Money Order	$1	per item
Cash & DepositVerified
Returned Deposit Item	$33	per item	—	Source
Account ServicesVerified
Account Verification	—	per item	—	Source
Notary Public	—	per item	—	Source
Protest Fee	$22	per item

How the headline fees compare

Published fees

Size and fee revenue