Mission Federal Credit Union

Headquarters: San Diego, California
Charter: Credit Union
Assets: $7.3B
Fed district: San Francisco

11 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 14, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $25, the middle of its prices
Mission Federal Credit Union: $0 to $40
Mission Federal Credit Union: $0 to $40
U.S. median: no median
Non-Network ATM
Mission Federal Credit Union: $1
Mission Federal Credit Union: $1
U.S. median: no median
Cashier's Check
Compared at $14, the middle of its prices
Mission Federal Credit Union: $3 to $25
Mission Federal Credit Union: $3 to $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 14, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Mission Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly FeeNo charge
per month
Monthly Fee: (per hour)$25
Monthly Maintenance$40
per month
Average Daily Balance less than $25,000$15

Overdraft & NSF

Overdraft transfer from Share (per item)No charge
per item

ATM & Card

Balance Inquiry$1
per item
Card Replacement Fee$5

Check Services

Cashier’s Check Refund Claim$25
per item
Cashier’s Check—Less than 12 months$3
Debit Card or Credit Card Draft Copy (each)$5
per item
Deposited Check Copy$3
Loan Check Copy$3

Digital & Electronic

Each additional check monthly over two$5
per month

Cash & Deposit

Returned Deposit via CO-OP ATM: Performed via Online Banking (per item)$15
per item
Returned Deposit/Loan Payment: Minimum Charge$12.50

Account Services

Lost Key Replacement (each)$25
Not compared: Box drilling or key fee
per item
Safe Deposit Box 10x10$120
per year
Safe Deposit Box 3x10$60
per year
Safe Deposit Box 3x5$40
per year
Safe Deposit Box 5x10$70
per year
Safe Deposit Box 5x5$50
per year

Other Fees

Statement Copy$3

Fee	Amount	Basis	Note
Account Maintenance
Monthly Fee	No charge	per month	None
Monthly Fee: (per hour)	$25	Not stated	None
Monthly Maintenance	$40	per month	None
Average Daily Balance less than $25,000	$15	Not stated	None
Overdraft & NSF
Overdraft transfer from Share (per item)	No charge	per item	None
ATM & Card
Balance Inquiry	$1	per item	None
Card Replacement Fee	$5	Not stated	None
Check Services
Cashier’s Check Refund Claim	$25	per item	None
Cashier’s Check—Less than 12 months	$3	Not stated	None
Debit Card or Credit Card Draft Copy (each)	$5	per item	None
Deposited Check Copy	$3	Not stated	None
Loan Check Copy	$3	Not stated	None
Digital & Electronic
Each additional check monthly over two	$5	per month	None
Cash & Deposit
Returned Deposit via CO-OP ATM: Performed via Online Banking (per item)	$15	per item	None
Returned Deposit/Loan Payment: Minimum Charge	$12.50	Not stated	None
Account Services
Lost Key Replacement (each)	$25Not compared: Box drilling or key fee	per item	None
Safe Deposit Box 10x10	$120	per year	None
Safe Deposit Box 3x10	$60	per year	None
Safe Deposit Box 3x5	$40	per year	None
Safe Deposit Box 5x10	$70	per year	None
Safe Deposit Box 5x5	$50	per year	None
Other Fees
Statement Copy	$3	Not stated	None

Correct a fee source

Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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