IncredibleBank

Headquarters: Wausau, Wisconsin
Charter: Bank
Assets: $2.1B
Fed district: Chicago

22 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 14, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
IncredibleBank: $25
IncredibleBank: $25
U.S. median: no median
Non-Network ATM
IncredibleBank: $2
IncredibleBank: $2
U.S. median: no median
Wire Transfer (Domestic Out)
IncredibleBank: $30
IncredibleBank: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 14, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Wisconsin, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Wisconsin: Banks and credit unions headquartered in Wisconsin that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from IncredibleBank’s own schedules, with a source for each figure.

Account Maintenance

Early Closeout$25
per item · When any deposit account is closed within 90 days of opening
Early Closeout: when any deposit account is closed within 90 days of opening$25
Account Research$25
varies · per hour, minimum of 1 hour charged
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee$3
per month · if enrolled to receive statements electronically but don't access account for 9+ consecutive months, or if online banking ID inactive for 24+ consecutive months

Overdraft & NSF

Overdraft (OD)$25
per item

ATM & Card

ATM Fee$2
Reorder Card Fee: Standard Debit Card Replacement$7.50
Expedited Card Fee: Expedited Debit Card Issuance or Replacement$35
per item

Wire Transfers

Wire Transfer Fee: Outgoing Domestic$30
per item
Wire Transfer Fee: Incoming DomesticNo charge
Wire Transfer Fee: Outgoing International$50
per item
Wire Transfer Fee: Incoming International$15
per item

Check Services

Cashiers Check Purchase$5
per item
Stop Payment$30
per item
Non-customer Check Cashing This is at the Bank's discretion$5
per item
Foreign Check Collection$50
Foreign Check Processing$10
Duplicate Copies of Checks/Statements (Stmts) or Other Account Related Documents$5
Not compared: Charged per document; comparison unavailable
per document
Duplicate Copies of Checks/Statements or Other Account Related Documents$5
per item

Digital & Electronic

Bill PayNo charge
varies · No charge
Zelle® person to person paymentsNo charge
Not compared: Per-occurrence charge, not monthly
per item · No charge
Mobile DepositNo charge
per item · No charge

Cash & Deposit

Coin CountingNo charge

Account Services

Box Lock Drilling$200
Not compared: Box drilling or key fee
Key Replacement$45
Not compared: Box drilling or key fee
Late Fee: Late Payment Charge$25
Not compared: Box drilling or key fee
per item · Per annual billing cycle
Legal Action Fee: Garnishment or Levy processing$100
per item

Gift & Prepaid Cards

Gift Card Purchase$3.50
per item

Other Fees

Overnight Delivery Service$50

Fee	Amount	Basis	Note
Account Maintenance
Early Closeout	$25	per item	When any deposit account is closed within 90 days of opening
Early Closeout: when any deposit account is closed within 90 days of opening	$25	Not stated	None
Account Research	$25	varies	per hour, minimum of 1 hour charged
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee	$3	per month	if enrolled to receive statements electronically but don't access account for 9+ consecutive months, or if online banking ID inactive for 24+ consecutive months
Overdraft & NSF
Overdraft (OD)	$25	per item	None
ATM & Card
ATM Fee	$2	Not stated	None
Reorder Card Fee: Standard Debit Card Replacement	$7.50	Not stated	None
Expedited Card Fee: Expedited Debit Card Issuance or Replacement	$35	per item	None
Wire Transfers
Wire Transfer Fee: Outgoing Domestic	$30	per item	None
Wire Transfer Fee: Incoming Domestic	No charge	Not stated	None
Wire Transfer Fee: Outgoing International	$50	per item	None
Wire Transfer Fee: Incoming International	$15	per item	None
Check Services
Cashiers Check Purchase	$5	per item	None
Stop Payment	$30	per item	None
Non-customer Check Cashing This is at the Bank's discretion	$5	per item	None
Foreign Check Collection	$50	Not stated	None
Foreign Check Processing	$10	Not stated	None
Duplicate Copies of Checks/Statements (Stmts) or Other Account Related Documents	$5Not compared: Charged per document; comparison unavailable	per document	None
Duplicate Copies of Checks/Statements or Other Account Related Documents	$5	per item	None
Digital & Electronic
Bill Pay	No charge	varies	No charge
Zelle® person to person payments	No chargeNot compared: Per-occurrence charge, not monthly	per item	No charge
Mobile Deposit	No charge	per item	No charge
Cash & Deposit
Coin Counting	No charge	Not stated	None
Account Services
Box Lock Drilling	$200Not compared: Box drilling or key fee	Not stated	None
Key Replacement	$45Not compared: Box drilling or key fee	Not stated	None
Late Fee: Late Payment Charge	$25Not compared: Box drilling or key fee	per item	Per annual billing cycle
Legal Action Fee: Garnishment or Levy processing	$100	per item	None
Gift & Prepaid Cards
Gift Card Purchase	$3.50	per item	None
Other Fees
Overnight Delivery Service	$50	Not stated	None

Correct a fee source

Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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