The District Federal Credit Union

Headquarters: Aurora, Colorado
Charter: Credit Union
Assets: $148.3M
Fed district: Kansas City

24 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 9, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Success Checking APY
The District Federal Credit Union: $10
The District Federal Credit Union: $10
U.S. median: no median
Overdraft (OD)
The District Federal Credit Union: $30
The District Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
The District Federal Credit Union: $30
The District Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Colorado, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Colorado: Banks and credit unions headquartered in Colorado that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from The District Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly fee$10
per month
Prosperity Checking (balance under $10,000)$50
Success Checking (Balance under $500.00)$10
per item
Dormant account (no activity for 12 months)$5
per month
Account reconciliation/Research fee (per hour, one hour minimum)$25
Not compared: Charged per hour; comparison unavailable
per hour
MasterCard Services Returned statement fee$5

Overdraft & NSF

Courtesy Overdraft fee (Courtesy Pay)$30
Fees for non-sufficient funds$30
Returned ACH item fee$30

ATM & Card

Replacement card$15
Expedited replacement card$50

Wire Transfers

Domestic wire fee$30
Incoming wire fee$20

Check Services

Cashier’s Check for Non-Members$5
Cashier’s Check for The District Members (in excess of three (3) per month)$5
Stop payment fee$30
Temporary Checks$4
per item · for set of 4
Temporary Checks (4)$4
Check cashing fee (members who hold only share accounts with balances under $100)$10
Check copy$3

Digital & Electronic

CheckFree Bill Pay Overnight Fee$14.95

Cash & Deposit

Coin processing fee (audience not stated, treated as personal)3%
Returned deposit item (from/to same member)$50
Returned deposit item (per item)$30
per item

Account Services

Garnishment or levy fee$99
Subordination Agreement processing fee$250

Lending Fees

Free Late Payment Fee$25
UCC filing fee$35

Gift & Prepaid Cards

VISA Gift Cards$4

Other Fees

Interim statement fee (per request)$3
per item
Consumer loan refinance fee$75
Skip-A-Payment fee$30

Fee	Amount	Basis	Note
Account Maintenance
Monthly fee	$10	per month	None
Prosperity Checking (balance under $10,000)	$50	Not stated	None
Success Checking (Balance under $500.00)	$10	per item	None
Dormant account (no activity for 12 months)	$5	per month	None
Account reconciliation/Research fee (per hour, one hour minimum)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
MasterCard Services Returned statement fee	$5	Not stated	None
Overdraft & NSF
Courtesy Overdraft fee (Courtesy Pay)	$30	Not stated	None
Fees for non-sufficient funds	$30	Not stated	None
Returned ACH item fee	$30	Not stated	None
ATM & Card
Replacement card	$15	Not stated	None
Expedited replacement card	$50	Not stated	None
Wire Transfers
Domestic wire fee	$30	Not stated	None
Incoming wire fee	$20	Not stated	None
Check Services
Cashier’s Check for Non-Members	$5	Not stated	None
Cashier’s Check for The District Members (in excess of three (3) per month)	$5	Not stated	None
Stop payment fee	$30	Not stated	None
Temporary Checks	$4	per item	for set of 4
Temporary Checks (4)	$4	Not stated	None
Check cashing fee (members who hold only share accounts with balances under $100)	$10	Not stated	None
Check copy	$3	Not stated	None
Digital & Electronic
CheckFree Bill Pay Overnight Fee	$14.95	Not stated	None
Cash & Deposit
Coin processing fee (audience not stated, treated as personal)	3%	Not stated	None
Returned deposit item (from/to same member)	$50	Not stated	None
Returned deposit item (per item)	$30	per item	None
Account Services
Garnishment or levy fee	$99	Not stated	None
Subordination Agreement processing fee	$250	Not stated	None
Lending Fees
Free Late Payment Fee	$25	Not stated	None
UCC filing fee	$35	Not stated	None
Gift & Prepaid Cards
VISA Gift Cards	$4	Not stated	None
Other Fees
Interim statement fee (per request)	$3	per item	None
Consumer loan refinance fee	$75	Not stated	None
Skip-A-Payment fee	$30	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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