IncredibleBank Fees and Fee Schedule

IncredibleBank Fees and Fee Schedule | Fee Insight

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Fee	Amount	Basis	Note	Source
Account MaintenanceVerified
Account Research	$25	varies	per hour, minimum of 1 hour charged	Source
Early Closeout	$25	per item	When any deposit account is closed within 90 days of opening	Source
Electronic Statements	—	varies	No charge	Source
Paper Statement Fee	$3	per month	if enrolled to receive statements electronically but don't access account for 9+ consecutive months, or if online banking ID inactive for 24+ consecutive months	Source
Overdraft & NSFVerified
Overdraft Fee Daily Cap	$50	per day	maximum of two overdraft fees per day	Source
ATM & CardVerified
Expedited Card Fee: Expedited Debit Card Issuance or Replacement	$35	per item	—	Source
Check ServicesVerified
Duplicate Copies of Checks/Statements or Other Account Related Documents	$5	per item	—	Source
Stop Payment	$30	per item	—	Source
Digital & ElectronicVerified
Bill Pay	$0	varies	No charge	Source
Mobile Deposit	$0	per item	No charge	Source
Zelle® person to person payments
Cash & DepositVerified
Coin Counting	—	per item	No charge	Source
Account ServicesVerified
Legal Action Fee: Garnishment or Levy processing	$100	per item	—	Source
Lending FeesVerified
Late Fee: Late Payment Charge	$25	per item	Per annual billing cycle	Source
Gift & Prepaid CardsVerified
Gift Card Purchase	$3.50	per item	—	Source

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