17 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 12, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Each amount links to the fee schedule it was read from. Medians for Missouri, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Omb Bank’s own schedules, with a source for each figure.
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account closure fee (within 90 days of account opening) | $25 | Not stated | None |
| Inactive account fee (per statement cycle if no activity for 18 months (DDA) or 24 months (SAV)) | $5 | per month | None |
| Account research (per hour) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper statement | $4 | Not stated | None |
Overdraft & NSF | |||
| Daily continuous overdraft fee (per business day fee after (3) consecutive business days overdrawn) | $3 | per day | None |
| Automatic account transfer fee (overdraft protection) | $5 | Not stated | None |
ATM & Card | |||
| Foreign ATM withdrawal fees (Non-OMB / MoneyPass® ATMs) | $3 | Not stated | None |
| Debit card replacement | $5 | Not stated | None |
Wire Transfers | |||
| WIRE TRANSFER FEES: Domestic outgoing | $20 | Not stated | None |
| WIRE TRANSFER FEES: Domestic incoming | $15 | Not stated | None |
Check Services | |||
| Cashier’s check | $5 | Not stated | None |
| Stop payment | $34 | Not stated | None |
| Canceled check copies | $2 | Not stated | None |
Cash & Deposit | |||
| Deposited return item (Redeposited) | $8 | Not stated | None |
| Deposited return items | $5 | Not stated | None |
Account Services | |||
| Notary fee | $2 | Not stated | None |
| Lost key fee | $50Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 10 x 10 | $85 | Not stated | None |
| Safe Deposit Box 3 x 10 | $35 | Not stated | None |
| Safe Deposit Box 3 x 5 | $25 | Not stated | None |
| Safe Deposit Box 48 x 33 | $225 | Not stated | None |
| Safe Deposit Box 5 x 10 | $50 | Not stated | None |
| Safe Deposit Box 5 x 5 | $30 | Not stated | None |
| Garnishments / levies / liens | $75 | Not stated | None |
Retirement & IRA | |||
| IRA direct transfer out fee | $50 | Not stated | None |
Oct 12, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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