Walton County Teachers Federal Credit Union

Headquarters: Defuniak Springs, Florida
Charter: Credit Union
Assets: $30.1M
Fed district: Atlanta

10 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Walton County Teachers Federal Credit Union: $32
Walton County Teachers Federal Credit Union: $32
U.S. median: no median
NSF / Returned Item
Walton County Teachers Federal Credit Union: $15
Walton County Teachers Federal Credit Union: $15
U.S. median: no median
Wire Transfer (Domestic Out)
Walton County Teachers Federal Credit Union: $25
Walton County Teachers Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Florida, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Florida: Banks and credit unions headquartered in Florida that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Walton County Teachers Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account Fee$5
per month
Non-Member Research Fee$15
Not compared: Charged per hour; comparison unavailable
per hour · Non-Member Research Fee | $15.00 per hour

Overdraft & NSF

NSF and Courtesy Pay Fee (Items over $5.00)$32
Reoccurring Returned Check Fee$15
Overdraft Transfer Fee$3

ATM & Card

Replacement Debit Card Fee$5

Wire Transfers

Wire Transfer (outgoing) Fee$25
Wire Transfer (incoming) Fee$15

Check Services

Official Check Withdrawal Fee$2
per item
Stop Payment Fee$32

Account Services

Levy and Garnishment Fee$50

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee	$5	per month	None
Non-Member Research Fee	$15Not compared: Charged per hour; comparison unavailable	per hour	Non-Member Research Fee \| $15.00 per hour
Overdraft & NSF
NSF and Courtesy Pay Fee (Items over $5.00)	$32	Not stated	None
Reoccurring Returned Check Fee	$15	Not stated	None
Overdraft Transfer Fee	$3	Not stated	None
ATM & Card
Replacement Debit Card Fee	$5	Not stated	None
Wire Transfers
Wire Transfer (outgoing) Fee	$25	Not stated	None
Wire Transfer (incoming) Fee	$15	Not stated	None
Check Services
Official Check Withdrawal Fee	$2	per item	None
Stop Payment Fee	$32	Not stated	None
Account Services
Levy and Garnishment Fee	$50	Not stated	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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