Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Walton County Teachers Federal Credit Union

Defuniak Spring, FloridaCredit UnionAtlanta Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account Fee$5Within the typical range ($5–$10 nationally)

Non-Member Research Fee$15

$5 below the national median

Knox deterministic extraction from Rosetta artifact #1521. canonical_hint=account_research; text_hash=62a7f321183975e930e06a1a790ee01021947e248df24410cfa03663292b3a40; excerpt="Non-Member Research Fee / $15.00 per hour" · Source

Overdraft & NSFVerified

NSF and Courtesy Pay Fee (Items over$5Below the typical range ($25–$32 nationally)
$24 below the national median
Knox deterministic extraction from Rosetta artifact #1521. canonical_hint=nsf; text_hash=62a7f321183975e930e06a1a790ee01021947e248df24410cfa03663292b3a40; excerpt="NSF and Courtesy Pay Fee (Items over $5.00)" · Source
NSF and Courtesy Pay Fee (Items over )$32Above the typical range ($20–$30 nationally)
$4 above the national median
Knox deterministic extraction from Rosetta artifact #1521. canonical_hint=overdraft; text_hash=62a7f321183975e930e06a1a790ee01021947e248df24410cfa03663292b3a40; excerpt="NSF and Courtesy Pay Fee (Items over $5.00) / $32.00" · Source
Overdraft Transfer Fee$3Within the typical range ($2.50–$5 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #1521. canonical_hint=od_protection_transfer; text_hash=62a7f321183975e930e06a1a790ee01021947e248df24410cfa03663292b3a40; excerpt="Overdraft Transfer Fee / $3.00" · Source
Reoccurring Returned Check Fee$15Below the typical range ($25–$32 nationally)
$14 below the national median
Knox deterministic extraction from Rosetta artifact #1521. canonical_hint=nsf; text_hash=62a7f321183975e930e06a1a790ee01021947e248df24410cfa03663292b3a40; excerpt="Reoccurring Returned Check Fee / $15.00" · Source

ATM & CardVerified

Expedited Ship for Credit Card Fee$55Above the typical range ($30–$50 nationally)
$15 above the national median
Knox deterministic extraction from Rosetta artifact #1521. canonical_hint=rush_card; text_hash=62a7f321183975e930e06a1a790ee01021947e248df24410cfa03663292b3a40; excerpt="Expedited Ship for Credit Card Fee / $55.00" · Source
Replacement Debit Card Fee$5Within the typical range ($5–$10 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #1521. canonical_hint=card_replacement; text_hash=62a7f321183975e930e06a1a790ee01021947e248df24410cfa03663292b3a40; excerpt="Replacement Debit Card Fee / $5.00" · Source

Wire TransfersVerified

Wire Transfer (incoming) Fee$15Within the typical range ($7.75–$15 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #1521. canonical_hint=wire_domestic_incoming; text_hash=62a7f321183975e930e06a1a790ee01021947e248df24410cfa03663292b3a40; excerpt="Wire Transfer (incoming) Fee / $15.00" · Source
Wire Transfer (outgoing) Fee$25Within the typical range ($20–$25 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #1521. canonical_hint=wire_domestic_outgoing; text_hash=62a7f321183975e930e06a1a790ee01021947e248df24410cfa03663292b3a40; excerpt="Wire Transfer (outgoing) Fee / $25.00" · Source

Check ServicesVerified

Official Check Withdrawal Fee$2Below the typical range ($3–$6 nationally)
$3 below the national median
per item · Knox deterministic extraction from Rosetta artifact #1521. canonical_hint=cashiers_check; text_hash=62a7f321183975e930e06a1a790ee01021947e248df24410cfa03663292b3a40; excerpt="Official Check Withdrawal Fee / $2.00 per check" · Source
Stop Payment Fee$32Above the typical range ($20–$30 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #1521. canonical_hint=stop_payment; text_hash=62a7f321183975e930e06a1a790ee01021947e248df24410cfa03663292b3a40; excerpt="Stop Payment Fee / $32.00" · Source

Account ServicesVerified

Levy and Garnishment Fee$50Within the typical range ($25–$75 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #1521. canonical_hint=garnishment_levy; text_hash=62a7f321183975e930e06a1a790ee01021947e248df24410cfa03663292b3a40; excerpt="Levy and Garnishment Fee / $50.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant Account Fee	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #1521. canonical_hint=dormant_account; text_hash=62a7f321183975e930e06a1a790ee01021947e248df24410cfa03663292b3a40; excerpt="Dormant Account Fee / $5.00 per month"	Source
Non-Member Research Fee	$15Within the typical range ($15–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #1521. canonical_hint=account_research; text_hash=62a7f321183975e930e06a1a790ee01021947e248df24410cfa03663292b3a40; excerpt="Non-Member Research Fee / $15.00 per hour"	Source
Overdraft & NSFVerified
NSF and Courtesy Pay Fee (Items over	$5Below the typical range ($25–$32 nationally)	$24 below the national median	—	Knox deterministic extraction from Rosetta artifact #1521. canonical_hint=nsf; text_hash=62a7f321183975e930e06a1a790ee01021947e248df24410cfa03663292b3a40; excerpt="NSF and Courtesy Pay Fee (Items over $5.00)"	Source
NSF and Courtesy Pay Fee (Items over )
ATM & CardVerified
Expedited Ship for Credit Card Fee	$55Above the typical range ($30–$50 nationally)	$15 above the national median	—	Knox deterministic extraction from Rosetta artifact #1521. canonical_hint=rush_card; text_hash=62a7f321183975e930e06a1a790ee01021947e248df24410cfa03663292b3a40; excerpt="Expedited Ship for Credit Card Fee / $55.00"	Source
Replacement Debit Card Fee	$5
Wire TransfersVerified
Wire Transfer (incoming) Fee	$15Within the typical range ($7.75–$15 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #1521. canonical_hint=wire_domestic_incoming; text_hash=62a7f321183975e930e06a1a790ee01021947e248df24410cfa03663292b3a40; excerpt="Wire Transfer (incoming) Fee / $15.00"	Source
Wire Transfer (outgoing) Fee
Check ServicesVerified
Official Check Withdrawal Fee	$2Below the typical range ($3–$6 nationally)	$3 below the national median	per item	Knox deterministic extraction from Rosetta artifact #1521. canonical_hint=cashiers_check; text_hash=62a7f321183975e930e06a1a790ee01021947e248df24410cfa03663292b3a40; excerpt="Official Check Withdrawal Fee / $2.00 per check"	Source
Stop Payment Fee
Account ServicesVerified
Levy and Garnishment Fee	$50Within the typical range ($25–$75 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #1521. canonical_hint=garnishment_levy; text_hash=62a7f321183975e930e06a1a790ee01021947e248df24410cfa03663292b3a40; excerpt="Levy and Garnishment Fee / $50.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$32

Overdraft fee: $32

14% above the national median overdraft fee

Total fees: 13 — leaner than most institutions

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$30.1M

Total deposits

$26.6M

Service charge income (year to date)

$36K

Fee income ratio

3.9%

Return on assets

1.66%

Financial profile · Pro

Walton County Teachers Federal Credit Union

Published fees

Get an email when Walton County Teachers Federal Credit Union changes a fee

How the headline fees compare

Size and fee revenue

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings