Diamond Valley Federal Credit Union

Headquarters: Evansville, Indiana
Charter: Credit Union
Assets: $178.8M
Fed district: St. Louis

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 31, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Dividends Plus Checking $5 · Fresh Start Checking: Opening Fee $25
Compared at $15, the middle of its prices
Diamond Valley Federal Credit Union: $5 to $25
Diamond Valley Federal Credit Union: $5 to $25
U.S. median: no median
Overdraft (OD)
Diamond Valley Federal Credit Union: $30
Diamond Valley Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Diamond Valley Federal Credit Union: $30
Diamond Valley Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Indiana, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Indiana: Banks and credit unions headquartered in Indiana that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Diamond Valley Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dividends Plus Checking: Maintenance Fee$5
per month
Fresh Start Checking: Opening Fee Monthly Maintenance Fee$25
per month
Maintenance Fee Per month if account balance falls below during the months$5
per month
Membership Closed within 180 days$5.25
Dormant Account (audience not stated, treated as personal)$5
per month
Account Research$21
Not compared: Charged per hour; comparison unavailable
per hour · Account Research | $21.00 per hour
Paper Statement Fee (per month)$2.25
per month
Excessive Withdrawal Fee (Regular Share) Per withdrawal in excess of five per month$2.25
Undeliverable Mail$5.25

Overdraft & NSF

Overdraft Privilege Fee (each)$30
per item
Nonsufficient Funds (each) Nonsufficient Funds ATM Withdrawal (each) Nonsufficient Funds Preauthorized Withdrawal (each)$30
per item

ATM & Card

Foreign ATM Usage2 First three per month are free$2
Replace ATM Card/Debit Card$6.50

Check Services

Money Order$2.25
Stop Payments (each)$30
per item
Counter Checks (per check)$1.25
per item
Foreign Check Deposit$10.50
Copy of Draft$3.25

Account Services

Notary Public ServiceNo charge
Safe Deposit Box DrillingSafe Deposit Box Rental Late Charge$26.25
Not compared: Box drilling or key fee
Tax Levy/Garnishment$42

Retirement & IRA

IRA Direct Transfer Fee (DIR)/Rollover Fee$26.25

Gift & Prepaid Cards

Visa® Gift Card Processing fee is subject to change without notice$3.25

Other Fees

Fax/Copy Service Fee$1.25
Not compared: Charged per page; comparison unavailable
per page · Fax/Copy Service Fee | $1.25 per page/copy
Statement Copy$4.25

Fee	Amount	Basis	Note
Account Maintenance
Dividends Plus Checking: Maintenance Fee	$5	per month	None
Fresh Start Checking: Opening Fee Monthly Maintenance Fee	$25	per month	None
Maintenance Fee Per month if account balance falls below during the months	$5	per month	None
Membership Closed within 180 days	$5.25	Not stated	None
Dormant Account (audience not stated, treated as personal)	$5	per month	None
Account Research	$21Not compared: Charged per hour; comparison unavailable	per hour	Account Research \| $21.00 per hour
Paper Statement Fee (per month)	$2.25	per month	None
Excessive Withdrawal Fee (Regular Share) Per withdrawal in excess of five per month	$2.25	Not stated	None
Undeliverable Mail	$5.25	Not stated	None
Overdraft & NSF
Overdraft Privilege Fee (each)	$30	per item	None
Nonsufficient Funds (each) Nonsufficient Funds ATM Withdrawal (each) Nonsufficient Funds Preauthorized Withdrawal (each)	$30	per item	None
ATM & Card
Foreign ATM Usage2 First three per month are free	$2	Not stated	None
Replace ATM Card/Debit Card	$6.50	Not stated	None
Check Services
Money Order	$2.25	Not stated	None
Stop Payments (each)	$30	per item	None
Counter Checks (per check)	$1.25	per item	None
Foreign Check Deposit	$10.50	Not stated	None
Copy of Draft	$3.25	Not stated	None
Account Services
Notary Public Service	No charge	Not stated	None
Safe Deposit Box DrillingSafe Deposit Box Rental Late Charge	$26.25Not compared: Box drilling or key fee	Not stated	None
Tax Levy/Garnishment	$42	Not stated	None
Retirement & IRA
IRA Direct Transfer Fee (DIR)/Rollover Fee	$26.25	Not stated	None
Gift & Prepaid Cards
Visa® Gift Card Processing fee is subject to change without notice	$3.25	Not stated	None
Other Fees
Fax/Copy Service Fee	$1.25Not compared: Charged per page; comparison unavailable	per page	Fax/Copy Service Fee \| $1.25 per page/copy
Statement Copy	$4.25	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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