vs. U.S. typical range:LowerTypicalHigher
varies · Semi-annual, after one (1) year of inactivity · Source
per item · Source
per item · ATM Owner Fee May Apply · Source
per item · Source
per item · Source
per item · Source
per item · Source
per item · Source
$2.50 below the national median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs national median | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Inactivity Fee | $20Above the typical range ($5–$10 nationally) | $15 above the national median | varies | Semi-annual, after one (1) year of inactivity | Source |
Overdraft & NSFVerified | |||||
| NSF Share Draft/ACH | $25Within the typical range ($15–$32 nationally) | $3 below the national median | per item | — | Source |
ATM & CardVerified | |||||
| ATM Withdrawal Fee | $0Below the typical range ($1–$3.93 nationally) | $2 below the national median | per item | ATM Owner Fee May Apply | Source |
Wire TransfersVerified | |||||
| Wire Transfer (Outgoing) | $25Within the typical range ($20–$25 nationally) | $5 above the national median | per item | — | Source |
Check ServicesVerified | |||||
| Check Cashing (nonmember, per check) | $5Within the typical range ($5–$25 nationally) | $3 below the national median | per item | — | Source |
| CU Check Fee (check pay to 2nd party) | $2 | ||||
Cash & DepositVerified | |||||
| Deposited Item Return | $15Within the typical range ($10–$25 nationally) | $2.50 below the national median | per item | — | Source |
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Headline fees vs. national median
Verified fees
9
Under review
0
Assets
$21.4M
Work at Niagara-Wheatfield Federal Credit Union? See every fee vs. your peers.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$21.4M
Total deposits
$19.1M
Service charge income (year to date)
$9K
Fee income ratio
2.2%
Return on assets
0.84%
Financial profile · Pro
| $3 below the national median |
| per item |
| — |
| Source |
| Stop Payment Draft | $25Within the typical range ($20–$30 nationally) | At the national median | per item | — | Source |
| Stop Payment on CU Check | $35Above the typical range ($20–$30 nationally) | $10 above the national median | per item | — | Source |
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