Fedmont Federal Credit Union

Headquarters: Montgomery, Alabama
Charter: Credit Union
Assets: $13.0M
Fed district: Atlanta

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 31, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Fedmont Federal Credit Union: $1
Fedmont Federal Credit Union: $1
U.S. median: no median
Overdraft (OD)
Fedmont Federal Credit Union: $30
Fedmont Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Fedmont Federal Credit Union: $30
Fedmont Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Alabama, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Alabama: Banks and credit unions headquartered in Alabama that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Fedmont Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Service Charge Charged If Minimum Balance Is Not Met$1
per month
Low Balance Fee$1
Early Share Account Closure Charged If New Share Account is Closed Within 6 Months$5
Dormant Account Charges Start After 1 Year with no Activity$5
per month
Account Research$20
Not compared: Charged per hour; comparison unavailable
per hour · Account Research | $20.00 Per Hour
Returned Mail/Bad Address$5

Overdraft & NSF

ACH Overdraft$30
Debit Card Overdraft$30
Overdraft$30
per item
NSF$30
per item
Returned Item$30
per item

ATM & Card

Card Replacement$5

Wire Transfers

Outgoing Wire Transfer$15
per item
Incoming Wire Transfer$15
per item

Check Services

Cashiers Check Credit Union Members Receive 2 Free Checks Per Day$5
Not compared: Daily charge, not per item
per day
Stop Payment Charged For Every Payment Stopped$20
Check Photocopy$2
per item

Cash & Deposit

Deposited Item Return$30
per item

Account Services

Garnishment/Levy$50

Other Fees

Statement Copy$1
per item

Fee	Amount	Basis	Note
Account Maintenance
Service Charge Charged If Minimum Balance Is Not Met	$1	per month	None
Low Balance Fee	$1	Not stated	None
Early Share Account Closure Charged If New Share Account is Closed Within 6 Months	$5	Not stated	None
Dormant Account Charges Start After 1 Year with no Activity	$5	per month	None
Account Research	$20Not compared: Charged per hour; comparison unavailable	per hour	Account Research \| $20.00 Per Hour
Returned Mail/Bad Address	$5	Not stated	None
Overdraft & NSF
ACH Overdraft	$30	Not stated	None
Debit Card Overdraft	$30	Not stated	None
Overdraft	$30	per item	None
NSF	$30	per item	None
Returned Item	$30	per item	None
ATM & Card
Card Replacement	$5	Not stated	None
Wire Transfers
Outgoing Wire Transfer	$15	per item	None
Incoming Wire Transfer	$15	per item	None
Check Services
Cashiers Check Credit Union Members Receive 2 Free Checks Per Day	$5Not compared: Daily charge, not per item	per day	None
Stop Payment Charged For Every Payment Stopped	$20	Not stated	None
Check Photocopy	$2	per item	None
Cash & Deposit
Deposited Item Return	$30	per item	None
Account Services
Garnishment/Levy	$50	Not stated	None
Other Fees
Statement Copy	$1	per item	None

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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