Fedmont Federal Credit Union

Headquarters: Montgomery, Alabama
Charter: Credit Union
Assets: $13.0M
Fed district: Atlanta

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 31, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Fedmont Federal Credit Union: $1
Fedmont Federal Credit Union: $1
U.S. median: no median
Overdraft (OD)
Fedmont Federal Credit Union: $30
Fedmont Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Fedmont Federal Credit Union: $30
Fedmont Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Alabama, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Alabama: Banks and credit unions headquartered in Alabama that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Fedmont Federal Credit Union · $13M in assets

Banks and credit unions in the Montgomery, AL metro

Banks and credit unions with branches in the Montgomery, AL metro: the local competitors for deposits and customers. They range from $184M to $1.9T in assets, so compare prices here, not size.

Banks are counted by their branches in the metro (FDIC Summary of Deposits). Credit unions report no deposits by branch, so a credit union is counted when it has a branch in one of the metro's cities (NCUA branch file).

Banks and credit unions
$184M to $1.9T in assets
Headquartered in 11 states

See the 26 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Fedmont Federal Credit Union(this institution)	Montgomery, AL	$13M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Alabama One Federal Credit Union	Tuscaloosa, AL	$1.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Alabama State Employees Federal Credit Union	Montgomery, AL	$471M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
AmeriFirst Bank	Montgomery, AL	$364M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Auburn University Federal Credit Union	Auburn, AL	$268M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bank of Hope	Los Angeles, CA	$19B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
CB&S Bank, Inc.	Russellville, AL	$3.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
First Community Bank of Central Alabama	Wetumpka, AL	$694M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Guardian Federal Credit Union	Prattville, AL	$1.3B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Hancock Whitney Bank	Gulfport, MS	$36.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Heritage South Federal Credit Union	Sylacauga, AL	$184M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Hope Federal Credit Union	Jackson, MS	$881M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Max Federal Credit Union	Montgomery, AL	$2.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Navy Federal Credit Union	Vienna, VA	$204.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Pinnacle Bank	Nashville, TN	$128.8B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
PNC Bank, National Association	Wilmington, DE	$609.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Regions Bank	Birmingham, AL	$159.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Renasant Bank	Tupelo, MS	$27B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
River Bank & Trust	Prattville, AL	$4B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
ServisFirst Bank	Birmingham, AL	$18.3B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Southern Energy Federal Credit Union	Birmingham, AL	$3.6B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Huntington National Bank	Columbus, OH	$283.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Truist Bank	Charlotte, NC	$548.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Trustmark Bank	Jackson, MS	$19.2B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Valley National Bank	Passaic, NJ	$66.2B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Wells Fargo Bank, National Association	Sioux Falls, SD	$1.9T	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Woodforest National Bank	The Woodlands, TX	$9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

26 peers selected · 20 publish this fee(monthly maintenance)

6 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $9 (90%) below the median of local competitors.

Its published price is $1, against a peer median of $10 among 20 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.

Monthly maintenance fee in dollars, one mark per institution

Fedmont Federal Credit Un…Peer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Compare local deposit competitors in Hamilton

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Fedmont Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Service Charge Charged If Minimum Balance Is Not Met$1
per month
Low Balance Fee$1
Early Share Account Closure Charged If New Share Account is Closed Within 6 Months$5
Dormant Account Charges Start After 1 Year with no Activity$5
per month
Account Research$20
Not compared: Charged per hour; comparison unavailable
per hour · Account Research | $20.00 Per Hour
Returned Mail/Bad Address$5

Overdraft & NSF

ACH Overdraft$30
Debit Card Overdraft$30
Overdraft$30
per item
NSF$30
per item
Returned Item$30
per item

ATM & Card

Card Replacement$5

Wire Transfers

Outgoing Wire Transfer$15
per item
Incoming Wire Transfer$15
per item

Check Services

Cashiers Check Credit Union Members Receive 2 Free Checks Per Day$5
Not compared: Daily charge, not per item
per day
Stop Payment Charged For Every Payment Stopped$20
Check Photocopy$2
per item

Cash & Deposit

Deposited Item Return$30
per item

Account Services

Garnishment/Levy$50

Other Fees

Statement Copy$1
per item

Fee	Amount	Basis	Note
Account Maintenance
Service Charge Charged If Minimum Balance Is Not Met	$1	per month	None
Low Balance Fee	$1	Not stated	None
Early Share Account Closure Charged If New Share Account is Closed Within 6 Months	$5	Not stated	None
Dormant Account Charges Start After 1 Year with no Activity	$5	per month	None
Account Research	$20Not compared: Charged per hour; comparison unavailable	per hour	Account Research \| $20.00 Per Hour
Returned Mail/Bad Address	$5	Not stated	None
Overdraft & NSF
ACH Overdraft	$30	Not stated	None
Debit Card Overdraft	$30	Not stated	None
Overdraft	$30	per item	None
NSF	$30	per item	None
Returned Item	$30	per item	None
ATM & Card
Card Replacement	$5	Not stated	None
Wire Transfers
Outgoing Wire Transfer	$15	per item	None
Incoming Wire Transfer	$15	per item	None
Check Services
Cashiers Check Credit Union Members Receive 2 Free Checks Per Day	$5Not compared: Daily charge, not per item	per day	None
Stop Payment Charged For Every Payment Stopped	$20	Not stated	None
Check Photocopy	$2	per item	None
Cash & Deposit
Deposited Item Return	$30	per item	None
Account Services
Garnishment/Levy	$50	Not stated	None
Other Fees
Statement Copy	$1	per item	None

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Fedmont Federal Credit Union's cashier's check changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Fedmont Federal Credit Union: $1
Fedmont Federal Credit Union: $1
U.S. median: no median
Overdraft (OD)
Fedmont Federal Credit Union: $30
Fedmont Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Fedmont Federal Credit Union: $30
Fedmont Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Alabama, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Alabama: Banks and credit unions headquartered in Alabama that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Fedmont Federal Credit Union · $13M in assets

Banks and credit unions in the Montgomery, AL metro

Banks and credit unions with branches in the Montgomery, AL metro: the local competitors for deposits and customers. They range from $184M to $1.9T in assets, so compare prices here, not size.

Banks and credit unions
$184M to $1.9T in assets
Headquartered in 11 states

See the 26 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Fedmont Federal Credit Union(this institution)	Montgomery, AL	$13M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Alabama One Federal Credit Union	Tuscaloosa, AL	$1.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Alabama State Employees Federal Credit Union	Montgomery, AL	$471M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
AmeriFirst Bank	Montgomery, AL	$364M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Auburn University Federal Credit Union	Auburn, AL	$268M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bank of Hope	Los Angeles, CA	$19B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
CB&S Bank, Inc.	Russellville, AL	$3.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
First Community Bank of Central Alabama	Wetumpka, AL	$694M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Guardian Federal Credit Union	Prattville, AL	$1.3B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Hancock Whitney Bank	Gulfport, MS	$36.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Heritage South Federal Credit Union	Sylacauga, AL	$184M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Hope Federal Credit Union	Jackson, MS	$881M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Max Federal Credit Union	Montgomery, AL	$2.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Navy Federal Credit Union	Vienna, VA	$204.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Pinnacle Bank	Nashville, TN	$128.8B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
PNC Bank, National Association	Wilmington, DE	$609.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Regions Bank	Birmingham, AL	$159.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Renasant Bank	Tupelo, MS	$27B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
River Bank & Trust	Prattville, AL	$4B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
ServisFirst Bank	Birmingham, AL	$18.3B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Southern Energy Federal Credit Union	Birmingham, AL	$3.6B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Huntington National Bank	Columbus, OH	$283.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Truist Bank	Charlotte, NC	$548.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Trustmark Bank	Jackson, MS	$19.2B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Valley National Bank	Passaic, NJ	$66.2B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Wells Fargo Bank, National Association	Sioux Falls, SD	$1.9T	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Woodforest National Bank	The Woodlands, TX	$9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

26 peers selected · 20 publish this fee(monthly maintenance)

6 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $9 (90%) below the median of local competitors.

Its published price is $1, against a peer median of $10 among 20 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.

Monthly maintenance fee in dollars, one mark per institution

Fedmont Federal Credit Un…Peer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Compare local deposit competitors in Hamilton

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Fedmont Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Service Charge Charged If Minimum Balance Is Not Met$1
per month
Low Balance Fee$1
Early Share Account Closure Charged If New Share Account is Closed Within 6 Months$5
Dormant Account Charges Start After 1 Year with no Activity$5
per month
Account Research$20
Not compared: Charged per hour; comparison unavailable
per hour · Account Research | $20.00 Per Hour
Returned Mail/Bad Address$5

Overdraft & NSF

ACH Overdraft$30
Debit Card Overdraft$30
Overdraft$30
per item
NSF$30
per item
Returned Item$30
per item

ATM & Card

Card Replacement$5

Wire Transfers

Outgoing Wire Transfer$15
per item
Incoming Wire Transfer$15
per item

Check Services

Cashiers Check Credit Union Members Receive 2 Free Checks Per Day$5
Not compared: Daily charge, not per item
per day
Stop Payment Charged For Every Payment Stopped$20
Check Photocopy$2
per item

Cash & Deposit

Deposited Item Return$30
per item

Account Services

Garnishment/Levy$50

Other Fees

Statement Copy$1
per item

Fee	Amount	Basis	Note
Account Maintenance
Service Charge Charged If Minimum Balance Is Not Met	$1	per month	None
Low Balance Fee	$1	Not stated	None
Early Share Account Closure Charged If New Share Account is Closed Within 6 Months	$5	Not stated	None
Dormant Account Charges Start After 1 Year with no Activity	$5	per month	None
Account Research	$20Not compared: Charged per hour; comparison unavailable	per hour	Account Research \| $20.00 Per Hour
Returned Mail/Bad Address	$5	Not stated	None
Overdraft & NSF
ACH Overdraft	$30	Not stated	None
Debit Card Overdraft	$30	Not stated	None
Overdraft	$30	per item	None
NSF	$30	per item	None
Returned Item	$30	per item	None
ATM & Card
Card Replacement	$5	Not stated	None
Wire Transfers
Outgoing Wire Transfer	$15	per item	None
Incoming Wire Transfer	$15	per item	None
Check Services
Cashiers Check Credit Union Members Receive 2 Free Checks Per Day	$5Not compared: Daily charge, not per item	per day	None
Stop Payment Charged For Every Payment Stopped	$20	Not stated	None
Check Photocopy	$2	per item	None
Cash & Deposit
Deposited Item Return	$30	per item	None
Account Services
Garnishment/Levy	$50	Not stated	None
Other Fees
Statement Copy	$1	per item	None

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.