Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Fedmont Federal Credit Union

Montgomery, AlabamaCredit UnionAtlanta Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research$20Within the typical range ($17.50–$25 nationally)

Knox deterministic extraction from Rosetta artifact #3855. canonical_hint=account_research; text_hash=2d032298ed151073c10979fa258dbd0d53e3a0cb934833a1d5791b239f9d5758; excerpt="Account Research | $20.00 Per Hour" · Source

Dormant Account Charges Start After 1 Year with no Activity$5

At the national median

per month · Knox deterministic extraction from Rosetta artifact #3855. canonical_hint=dormant_account; text_hash=2d032298ed151073c10979fa258dbd0d53e3a0cb934833a1d5791b239f9d5758; excerpt="Dormant Account Charges Start After 1 Year with no Activity | $5.00 per Month" · Source

Early Share Account Closure Charged If New Share Account is Closed Within 6 Months$5

$10 below the national median

Knox deterministic extraction from Rosetta artifact #3855. canonical_hint=early_closure; text_hash=2d032298ed151073c10979fa258dbd0d53e3a0cb934833a1d5791b239f9d5758; excerpt="Early Share Account Closure Charged If New Share Account is Closed Within 6 Months | $5.00" · Source

Low Balance Fee$1

$4 below the national median

Knox deterministic extraction from Rosetta artifact #3855. canonical_hint=minimum_balance; text_hash=2d032298ed151073c10979fa258dbd0d53e3a0cb934833a1d5791b239f9d5758; excerpt="Low Balance Fee | $1.00" · Source

Service Charge Charged If Minimum Balance Is Not Met$1

$4.95 below the national median

per month · Knox deterministic extraction from Rosetta artifact #3855. canonical_hint=monthly_maintenance; text_hash=2d032298ed151073c10979fa258dbd0d53e3a0cb934833a1d5791b239f9d5758; excerpt="Service Charge Charged If Minimum Balance Is Not Met | $1.00 Per Month" · Source

Overdraft & NSFVerified

EFT FEES | ACH Overdraft$30Within the typical range ($25–$30 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3855. canonical_hint=overdraft; text_hash=2d032298ed151073c10979fa258dbd0d53e3a0cb934833a1d5791b239f9d5758; excerpt="EFT FEES | ACH Overdraft | $30.00" · Source
Overdraft$30Within the typical range ($25–$30 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #3855. canonical_hint=overdraft; text_hash=2d032298ed151073c10979fa258dbd0d53e3a0cb934833a1d5791b239f9d5758; excerpt="Overdraft | $30.00 Per Item" · Source
SHARE DRAFT ACCOUNT FEES | NSF$30Within the typical range ($25–$31 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #3855. canonical_hint=nsf; text_hash=2d032298ed151073c10979fa258dbd0d53e3a0cb934833a1d5791b239f9d5758; excerpt="SHARE DRAFT ACCOUNT FEES | NSF | $30.00 Per Item" · Source

ATM & CardVerified

Card Replacement$5Within the typical range ($5–$10 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #3855. canonical_hint=card_replacement; text_hash=2d032298ed151073c10979fa258dbd0d53e3a0cb934833a1d5791b239f9d5758; excerpt="Card Replacement | $5.00" · Source

Wire TransfersVerified

Incoming Wire Transfer$15Within the typical range ($5–$15 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #3855. canonical_hint=wire_domestic_incoming; text_hash=2d032298ed151073c10979fa258dbd0d53e3a0cb934833a1d5791b239f9d5758; excerpt="Incoming Wire Transfer | $15.00 Per Wire" · Source
Outgoing Wire Transfer$15Below the typical range ($20–$25 nationally)
$7.50 below the national median
Knox deterministic extraction from Rosetta artifact #3855. canonical_hint=wire_domestic_outgoing; text_hash=2d032298ed151073c10979fa258dbd0d53e3a0cb934833a1d5791b239f9d5758; excerpt="Outgoing Wire Transfer | $15.00 Per Wire" · Source

Check ServicesVerified

Cashiers Check Credit Union Members Receive 2 Free Checks Per Day$5Within the typical range ($3–$5.50 nationally)
At the national median
per day · Knox deterministic extraction from Rosetta artifact #3855. canonical_hint=cashiers_check; text_hash=2d032298ed151073c10979fa258dbd0d53e3a0cb934833a1d5791b239f9d5758; excerpt="Cashiers Check Credit Union Members Receive 2 Free Checks Per Day | $5.00" · Source
Stop Payment Charged For Every Payment Stopped$20Within the typical range ($20–$30 nationally)
$7 below the national median
Knox deterministic extraction from Rosetta artifact #3855. canonical_hint=stop_payment; text_hash=2d032298ed151073c10979fa258dbd0d53e3a0cb934833a1d5791b239f9d5758; excerpt="Stop Payment Charged For Every Payment Stopped | $20.00" · Source

Cash & DepositVerified

Deposited Item Return$30Above the typical range ($9–$25 nationally)
$15 above the national median
per item · Knox deterministic extraction from Rosetta artifact #3855. canonical_hint=deposited_item_return; text_hash=2d032298ed151073c10979fa258dbd0d53e3a0cb934833a1d5791b239f9d5758; excerpt="Deposited Item Return | $30.00 Per Item" · Source

Account ServicesVerified

Garnishment/Levy$50Within the typical range ($30–$75 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3855. canonical_hint=garnishment_levy; text_hash=2d032298ed151073c10979fa258dbd0d53e3a0cb934833a1d5791b239f9d5758; excerpt="Garnishment/Levy | $50.00" · Source

Other FeesVerified

Statement Copy$1Below the typical range ($2–$5 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #3855. canonical_hint=document_reproduction; text_hash=2d032298ed151073c10979fa258dbd0d53e3a0cb934833a1d5791b239f9d5758; excerpt="Statement Copy | $1.00 Per Copy" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research	$20Within the typical range ($17.50–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #3855. canonical_hint=account_research; text_hash=2d032298ed151073c10979fa258dbd0d53e3a0cb934833a1d5791b239f9d5758; excerpt="Account Research \| $20.00 Per Hour"	Source
Dormant Account Charges Start After 1 Year with no Activity	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #3855. canonical_hint=dormant_account; text_hash=2d032298ed151073c10979fa258dbd0d53e3a0cb934833a1d5791b239f9d5758; excerpt="Dormant Account Charges Start After 1 Year with no Activity \| $5.00 per Month"	Source
Early Share Account Closure Charged If New Share Account is Closed Within 6 Months	$5Below the typical range ($10–$25 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #3855. canonical_hint=early_closure; text_hash=2d032298ed151073c10979fa258dbd0d53e3a0cb934833a1d5791b239f9d5758; excerpt="Early Share Account Closure Charged If New Share Account is Closed Within 6 Months \| $5.00"	Source
Low Balance Fee	$1Below the typical range ($5–$10 nationally)	$4 below the national median	—	Knox deterministic extraction from Rosetta artifact #3855. canonical_hint=minimum_balance; text_hash=2d032298ed151073c10979fa258dbd0d53e3a0cb934833a1d5791b239f9d5758; excerpt="Low Balance Fee \| $1.00"	Source
Service Charge Charged If Minimum Balance Is Not Met	$1Below the typical range ($3–$10 nationally)	$4.95 below the national median	per month	Knox deterministic extraction from Rosetta artifact #3855. canonical_hint=monthly_maintenance; text_hash=2d032298ed151073c10979fa258dbd0d53e3a0cb934833a1d5791b239f9d5758; excerpt="Service Charge Charged If Minimum Balance Is Not Met \| $1.00 Per Month"	Source
Overdraft & NSFVerified
EFT FEES \| ACH Overdraft	$30Within the typical range ($25–$30 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3855. canonical_hint=overdraft; text_hash=2d032298ed151073c10979fa258dbd0d53e3a0cb934833a1d5791b239f9d5758; excerpt="EFT FEES \| ACH Overdraft \| $30.00"	Source
Overdraft	$30
ATM & CardVerified
Card Replacement	$5Within the typical range ($5–$10 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #3855. canonical_hint=card_replacement; text_hash=2d032298ed151073c10979fa258dbd0d53e3a0cb934833a1d5791b239f9d5758; excerpt="Card Replacement \| $5.00"	Source
Wire TransfersVerified
Incoming Wire Transfer	$15Within the typical range ($5–$15 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #3855. canonical_hint=wire_domestic_incoming; text_hash=2d032298ed151073c10979fa258dbd0d53e3a0cb934833a1d5791b239f9d5758; excerpt="Incoming Wire Transfer \| $15.00 Per Wire"	Source
Outgoing Wire Transfer
Check ServicesVerified
Cashiers Check Credit Union Members Receive 2 Free Checks Per Day	$5Within the typical range ($3–$5.50 nationally)	At the national median	per day	Knox deterministic extraction from Rosetta artifact #3855. canonical_hint=cashiers_check; text_hash=2d032298ed151073c10979fa258dbd0d53e3a0cb934833a1d5791b239f9d5758; excerpt="Cashiers Check Credit Union Members Receive 2 Free Checks Per Day \| $5.00"	Source
Stop Payment Charged For Every Payment Stopped
Cash & DepositVerified
Deposited Item Return	$30Above the typical range ($9–$25 nationally)	$15 above the national median	per item	Knox deterministic extraction from Rosetta artifact #3855. canonical_hint=deposited_item_return; text_hash=2d032298ed151073c10979fa258dbd0d53e3a0cb934833a1d5791b239f9d5758; excerpt="Deposited Item Return \| $30.00 Per Item"	Source
Account ServicesVerified
Garnishment/Levy	$50Within the typical range ($30–$75 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3855. canonical_hint=garnishment_levy; text_hash=2d032298ed151073c10979fa258dbd0d53e3a0cb934833a1d5791b239f9d5758; excerpt="Garnishment/Levy \| $50.00"	Source
Other FeesVerified
Statement Copy	$1Below the typical range ($2–$5 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #3855. canonical_hint=document_reproduction; text_hash=2d032298ed151073c10979fa258dbd0d53e3a0cb934833a1d5791b239f9d5758; excerpt="Statement Copy \| $1.00 Per Copy"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 16 — leaner than most institutions

Published fees

Under review

Assets

$13.0M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$13.0M

Total deposits

$11.2M

Service charge income (year to date)

$29K

Fee income ratio

9.1%

Return on assets

0.06%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 25,624 verified fees from 2,223 institutions

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