Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Torrington Municipal And Teachers Federal Credit Union

Torrington, ConnecticutCredit UnionBoston Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Overdraft & NSFVerified

ATM Overdraft$17Below the typical range ($20–$30 nationally)

per day · Knox deterministic extraction from Rosetta artifact #4085. canonical_hint=overdraft; text_hash=1d9c71e29e7ef82ae210caf7c3dc3c311510fad189592314cdf17bdcb3acb807; excerpt="ATM Overdraft $17.00 per Day" · Source

NSF$22

$7 below the national median

per item · Knox deterministic extraction from Rosetta artifact #4085. canonical_hint=nsf; text_hash=1d9c71e29e7ef82ae210caf7c3dc3c311510fad189592314cdf17bdcb3acb807; excerpt="NSF $22.00 per Item" · Source

Overdraft$25

$3 below the national median

Knox deterministic extraction from Rosetta artifact #4085. canonical_hint=overdraft; text_hash=1d9c71e29e7ef82ae210caf7c3dc3c311510fad189592314cdf17bdcb3acb807; excerpt="Overdraft $25.00" · Source

Returned Item$25

$4 below the national median

ATM & CardVerified

ATM Transaction$2Within the typical range ($1–$3 nationally)
$0.50 above the national median
Knox deterministic extraction from Rosetta artifact #4085. canonical_hint=atm_non_network; text_hash=1d9c71e29e7ef82ae210caf7c3dc3c311510fad189592314cdf17bdcb3acb807; excerpt="ATM Transaction $2.00 for each ATM" · Source

Wire TransfersVerified

Wire Transfers Domestic In or Out$20Within the typical range ($20–$25 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4085. canonical_hint=wire_domestic_outgoing; text_hash=1d9c71e29e7ef82ae210caf7c3dc3c311510fad189592314cdf17bdcb3acb807; excerpt="Wire Transfers Domestic In or Out $20.00 per Transfer" · Source

Check ServicesVerified

Money Order$2Within the typical range ($2–$3.50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4085. canonical_hint=money_order; text_hash=1d9c71e29e7ef82ae210caf7c3dc3c311510fad189592314cdf17bdcb3acb807; excerpt="Money Order $2.00 per Money Order" · Source
Stop Payment$25Within the typical range ($20–$30 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #4085. canonical_hint=stop_payment; text_hash=1d9c71e29e7ef82ae210caf7c3dc3c311510fad189592314cdf17bdcb3acb807; excerpt="Stop Payment $25.00 per Request" · Source

Digital & ElectronicVerified

ACH Return Unauthorized$25Within the typical range ($15–$30 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4085. canonical_hint=ach_return; text_hash=1d9c71e29e7ef82ae210caf7c3dc3c311510fad189592314cdf17bdcb3acb807; excerpt="ACH Return Unauthorized $25.00" · Source

Cash & DepositVerified

Deposit Item Return$25Within the typical range ($9.50–$25 nationally)
$10 above the national median
per item · Knox deterministic extraction from Rosetta artifact #4085. canonical_hint=deposited_item_return; text_hash=1d9c71e29e7ef82ae210caf7c3dc3c311510fad189592314cdf17bdcb3acb807; excerpt="Deposit Item Return $25.00 per Item" · Source

Account ServicesVerified

3" X 10" Box$70Within the typical range ($25–$80 nationally)
$30 above the national median
per year · Knox deterministic extraction from Rosetta artifact #4085. canonical_hint=safe_deposit_box; text_hash=1d9c71e29e7ef82ae210caf7c3dc3c311510fad189592314cdf17bdcb3acb807; excerpt="3" X 10" Box $70.00 per Year" · Source
3" X 3" Box$50Within the typical range ($25–$80 nationally)
$10 above the national median
per year · Knox deterministic extraction from Rosetta artifact #4085. canonical_hint=safe_deposit_box; text_hash=1d9c71e29e7ef82ae210caf7c3dc3c311510fad189592314cdf17bdcb3acb807; excerpt="3" X 3" Box $50.00 per Year" · Source
5" X 5" Box$60Within the typical range ($25–$80 nationally)
$20 above the national median
per year · Knox deterministic extraction from Rosetta artifact #4085. canonical_hint=safe_deposit_box; text_hash=1d9c71e29e7ef82ae210caf7c3dc3c311510fad189592314cdf17bdcb3acb807; excerpt="5" X 5" Box $60.00 per Year" · Source

Other FeesVerified

Photocopy$0.50Below the typical range ($2–$5 nationally)
$2.50 below the national median
Knox deterministic extraction from Rosetta artifact #4085. canonical_hint=document_reproduction; text_hash=1d9c71e29e7ef82ae210caf7c3dc3c311510fad189592314cdf17bdcb3acb807; excerpt="Photocopy $0.50 per Page" · Source
Photocopy of Paid Draft$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #4085. canonical_hint=document_reproduction; text_hash=1d9c71e29e7ef82ae210caf7c3dc3c311510fad189592314cdf17bdcb3acb807; excerpt="Photocopy of Paid Draft $5.00 per Draft" · Source
Statement Copy$3Within the typical range ($2–$5 nationally)
At the national median
per month · Knox deterministic extraction from Rosetta artifact #4085. canonical_hint=document_reproduction; text_hash=1d9c71e29e7ef82ae210caf7c3dc3c311510fad189592314cdf17bdcb3acb807; excerpt="Statement Copy $3.00 per Month" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Overdraft & NSFVerified
ATM Overdraft	$17Below the typical range ($20–$30 nationally)	$11 below the national median	per day	Knox deterministic extraction from Rosetta artifact #4085. canonical_hint=overdraft; text_hash=1d9c71e29e7ef82ae210caf7c3dc3c311510fad189592314cdf17bdcb3acb807; excerpt="ATM Overdraft $17.00 per Day"	Source
NSF	$22Below the typical range ($25–$32 nationally)	$7 below the national median	per item	Knox deterministic extraction from Rosetta artifact #4085. canonical_hint=nsf; text_hash=1d9c71e29e7ef82ae210caf7c3dc3c311510fad189592314cdf17bdcb3acb807; excerpt="NSF $22.00 per Item"	Source
Overdraft	$25Within the typical range ($20–$30 nationally)	$3 below the national median	—	Knox deterministic extraction from Rosetta artifact #4085. canonical_hint=overdraft; text_hash=1d9c71e29e7ef82ae210caf7c3dc3c311510fad189592314cdf17bdcb3acb807; excerpt="Overdraft $25.00"	Source
Returned Item	$25Within the typical range ($25–$32 nationally)	$4 below the national median	per item	Knox deterministic extraction from Rosetta artifact #4085. canonical_hint=nsf; text_hash=1d9c71e29e7ef82ae210caf7c3dc3c311510fad189592314cdf17bdcb3acb807; excerpt="Returned Item $25.00 per Item"	Source
ATM & CardVerified
ATM Transaction	$2Within the typical range ($1–$3 nationally)	$0.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #4085. canonical_hint=atm_non_network; text_hash=1d9c71e29e7ef82ae210caf7c3dc3c311510fad189592314cdf17bdcb3acb807; excerpt="ATM Transaction $2.00 for each ATM"	Source
Wire TransfersVerified
Wire Transfers Domestic In or Out	$20Within the typical range ($20–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4085. canonical_hint=wire_domestic_outgoing; text_hash=1d9c71e29e7ef82ae210caf7c3dc3c311510fad189592314cdf17bdcb3acb807; excerpt="Wire Transfers Domestic In or Out $20.00 per Transfer"	Source
Check ServicesVerified
Money Order	$2Within the typical range ($2–$3.50 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4085. canonical_hint=money_order; text_hash=1d9c71e29e7ef82ae210caf7c3dc3c311510fad189592314cdf17bdcb3acb807; excerpt="Money Order $2.00 per Money Order"	Source
Stop Payment	$25
Digital & ElectronicVerified
ACH Return Unauthorized	$25Within the typical range ($15–$30 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4085. canonical_hint=ach_return; text_hash=1d9c71e29e7ef82ae210caf7c3dc3c311510fad189592314cdf17bdcb3acb807; excerpt="ACH Return Unauthorized $25.00"	Source
Cash & DepositVerified
Deposit Item Return	$25Within the typical range ($9.50–$25 nationally)	$10 above the national median	per item	Knox deterministic extraction from Rosetta artifact #4085. canonical_hint=deposited_item_return; text_hash=1d9c71e29e7ef82ae210caf7c3dc3c311510fad189592314cdf17bdcb3acb807; excerpt="Deposit Item Return $25.00 per Item"	Source
Account ServicesVerified
3" X 10" Box	$70Within the typical range ($25–$80 nationally)	$30 above the national median	per year	Knox deterministic extraction from Rosetta artifact #4085. canonical_hint=safe_deposit_box; text_hash=1d9c71e29e7ef82ae210caf7c3dc3c311510fad189592314cdf17bdcb3acb807; excerpt="3" X 10" Box $70.00 per Year"	Source
3" X 3" Box	$50
Other FeesVerified
Photocopy	$0.50Below the typical range ($2–$5 nationally)	$2.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #4085. canonical_hint=document_reproduction; text_hash=1d9c71e29e7ef82ae210caf7c3dc3c311510fad189592314cdf17bdcb3acb807; excerpt="Photocopy $0.50 per Page"	Source
Photocopy of Paid Draft	$5

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$17

Overdraft fee: $17

39% below the national median overdraft fee

Total fees: 16 — leaner than most institutions

Verified fees

Under review

Assets

$93.6M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$93.6M

Total deposits

$84.8M

Service charge income (year to date)

$239K

Fee income ratio

9.3%

Return on assets

1.02%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 20,792 verified fees from 2,117 institutions

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