Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Gesb Sheet Metal Workers Federal Credit Union

Portage, IndianaCredit UnionChicago Fed districtFees collected Oct 2, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation$15Below the typical range ($17.50–$25 nationally)

Knox deterministic extraction from Rosetta artifact #184. canonical_hint=account_research; text_hash=49667e42ca432773730389b855c08b33fbca067b12a0d34904e1bb607f7b0075; excerpt="Account Reconciliation | $15.00 per hour" · Source

Christmas Club Early Withdrawal Fee$5

$10 below the national median

Knox deterministic extraction from Rosetta artifact #184. canonical_hint=early_closure; text_hash=49667e42ca432773730389b855c08b33fbca067b12a0d34904e1bb607f7b0075; excerpt="Christmas Club Early Withdrawal Fee | $5.00" · Source

Early Account Closing (within 90 days)$10

$5 below the national median

Knox deterministic extraction from Rosetta artifact #184. canonical_hint=early_closure; text_hash=49667e42ca432773730389b855c08b33fbca067b12a0d34904e1bb607f7b0075; excerpt="Early Account Closing (within 90 days) | $10.00" · Source

Overdraft & NSFVerified

Automatic Overdraft Transfer$0Below the typical range ($3–$5 nationally)
$5 below the national median
Knox read a free fee from Rosetta artifact #184. canonical_hint=od_protection_transfer; text_hash=49667e42ca432773730389b855c08b33fbca067b12a0d34904e1bb607f7b0075; excerpt="Automatic Overdraft Transfer | FREE" · Source
NSF Item Return$30Within the typical range ($25–$31 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #184. canonical_hint=nsf; text_hash=49667e42ca432773730389b855c08b33fbca067b12a0d34904e1bb607f7b0075; excerpt="NSF Item Return | $30.00" · Source

ATM & CardVerified

ATM Transaction$1Within the typical range ($1–$2.50 nationally)
$0.50 below the national median
Knox deterministic extraction from Rosetta artifact #184. canonical_hint=atm_non_network; text_hash=49667e42ca432773730389b855c08b33fbca067b12a0d34904e1bb607f7b0075; excerpt="ATM Transaction | $1.00" · Source
Replacement Card$20Above the typical range ($5–$10 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #184. canonical_hint=card_replacement; text_hash=49667e42ca432773730389b855c08b33fbca067b12a0d34904e1bb607f7b0075; excerpt="Replacement Card | $20.00" · Source

Wire TransfersVerified

Incoming Wire - Domestic$0Below the typical range ($5–$15 nationally)
$10 below the national median
Knox read a free fee from Rosetta artifact #184. canonical_hint=wire_domestic_incoming; text_hash=49667e42ca432773730389b855c08b33fbca067b12a0d34904e1bb607f7b0075; excerpt="Incoming Wire - Domestic | FREE" · Source
Outgoing Wire - Domestic$25Within the typical range ($20–$25 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #184. canonical_hint=wire_domestic_outgoing; text_hash=49667e42ca432773730389b855c08b33fbca067b12a0d34904e1bb607f7b0075; excerpt="Outgoing Wire - Domestic | $25.00" · Source

Check ServicesVerified

Draft/Check Copy$2Within the typical range ($2–$5 nationally)
$1 below the national median
per item · Knox deterministic extraction from Rosetta artifact #184. canonical_hint=check_image; text_hash=49667e42ca432773730389b855c08b33fbca067b12a0d34904e1bb607f7b0075; excerpt="Draft/Check Copy | $2.00" · Source
Money Order$1Below the typical range ($1.75–$3 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #184. canonical_hint=money_order; text_hash=49667e42ca432773730389b855c08b33fbca067b12a0d34904e1bb607f7b0075; excerpt="Money Order | $1.00" · Source
Stop Payment$30Within the typical range ($20–$30 nationally)
$4.50 above the national median
Knox deterministic extraction from Rosetta artifact #184. canonical_hint=stop_payment; text_hash=49667e42ca432773730389b855c08b33fbca067b12a0d34904e1bb607f7b0075; excerpt="Stop Payment | $30.00" · Source
Teller Check$1Below the typical range ($3–$6 nationally)
$4 below the national median
Knox deterministic extraction from Rosetta artifact #184. canonical_hint=cashiers_check; text_hash=49667e42ca432773730389b855c08b33fbca067b12a0d34904e1bb607f7b0075; excerpt="Teller Check | $1.00" · Source

Digital & ElectronicVerified

Bill Pay$0Within the typical range ($0–$11.29 nationally)
$4.97 below the national median
Knox read a free fee from Rosetta artifact #184. canonical_hint=bill_pay; text_hash=49667e42ca432773730389b855c08b33fbca067b12a0d34904e1bb607f7b0075; excerpt="Bill Pay | FREE" · Source

Cash & DepositVerified

Deposited Item Returned$20Within the typical range ($10–$25 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #184. canonical_hint=deposited_item_return; text_hash=49667e42ca432773730389b855c08b33fbca067b12a0d34904e1bb607f7b0075; excerpt="Deposited Item Returned | $20.00" · Source

Account ServicesVerified

Balance Inquiry$1Within the typical range ($1–$2 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #184. canonical_hint=balance_inquiry; text_hash=49667e42ca432773730389b855c08b33fbca067b12a0d34904e1bb607f7b0075; excerpt="Balance Inquiry | $1.00" · Source
Notary$0Within the typical range ($0–$5 nationally)
$2.50 below the national median
Knox read a free fee from Rosetta artifact #184. canonical_hint=notary_fee; text_hash=49667e42ca432773730389b855c08b33fbca067b12a0d34904e1bb607f7b0075; excerpt="Notary | FREE" · Source

Lending FeesVerified

Loan Origination$50Within the typical range ($25–$50 nationally)
$15 above the national median
Knox deterministic extraction from Rosetta artifact #184. canonical_hint=loan_origination; text_hash=49667e42ca432773730389b855c08b33fbca067b12a0d34904e1bb607f7b0075; excerpt="Loan Origination | $50.00" · Source

Other FeesVerified

Statement Copy$2Within the typical range ($2–$5 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #184. canonical_hint=document_reproduction; text_hash=49667e42ca432773730389b855c08b33fbca067b12a0d34904e1bb607f7b0075; excerpt="Statement Copy | $2.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation	$15Below the typical range ($17.50–$25 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #184. canonical_hint=account_research; text_hash=49667e42ca432773730389b855c08b33fbca067b12a0d34904e1bb607f7b0075; excerpt="Account Reconciliation \| $15.00 per hour"	Source
Christmas Club Early Withdrawal Fee	$5Below the typical range ($10–$25 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #184. canonical_hint=early_closure; text_hash=49667e42ca432773730389b855c08b33fbca067b12a0d34904e1bb607f7b0075; excerpt="Christmas Club Early Withdrawal Fee \| $5.00"	Source
Early Account Closing (within 90 days)	$10Within the typical range ($10–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #184. canonical_hint=early_closure; text_hash=49667e42ca432773730389b855c08b33fbca067b12a0d34904e1bb607f7b0075; excerpt="Early Account Closing (within 90 days) \| $10.00"	Source
Overdraft & NSFVerified
Automatic Overdraft Transfer	$0Below the typical range ($3–$5 nationally)	$5 below the national median	—	Knox read a free fee from Rosetta artifact #184. canonical_hint=od_protection_transfer; text_hash=49667e42ca432773730389b855c08b33fbca067b12a0d34904e1bb607f7b0075; excerpt="Automatic Overdraft Transfer \| FREE"	Source
NSF Item Return	$30
ATM & CardVerified
ATM Transaction	$1Within the typical range ($1–$2.50 nationally)	$0.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #184. canonical_hint=atm_non_network; text_hash=49667e42ca432773730389b855c08b33fbca067b12a0d34904e1bb607f7b0075; excerpt="ATM Transaction \| $1.00"	Source
Replacement Card	$20
Wire TransfersVerified
Incoming Wire - Domestic	$0Below the typical range ($5–$15 nationally)	$10 below the national median	—	Knox read a free fee from Rosetta artifact #184. canonical_hint=wire_domestic_incoming; text_hash=49667e42ca432773730389b855c08b33fbca067b12a0d34904e1bb607f7b0075; excerpt="Incoming Wire - Domestic \| FREE"	Source
Outgoing Wire - Domestic
Check ServicesVerified
Draft/Check Copy	$2Within the typical range ($2–$5 nationally)	$1 below the national median	per item	Knox deterministic extraction from Rosetta artifact #184. canonical_hint=check_image; text_hash=49667e42ca432773730389b855c08b33fbca067b12a0d34904e1bb607f7b0075; excerpt="Draft/Check Copy \| $2.00"	Source
Money Order	$1
Digital & ElectronicVerified
Bill Pay	$0Within the typical range ($0–$11.29 nationally)	$4.97 below the national median	—	Knox read a free fee from Rosetta artifact #184. canonical_hint=bill_pay; text_hash=49667e42ca432773730389b855c08b33fbca067b12a0d34904e1bb607f7b0075; excerpt="Bill Pay \| FREE"	Source
Cash & DepositVerified
Deposited Item Returned	$20Within the typical range ($10–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #184. canonical_hint=deposited_item_return; text_hash=49667e42ca432773730389b855c08b33fbca067b12a0d34904e1bb607f7b0075; excerpt="Deposited Item Returned \| $20.00"	Source
Account ServicesVerified
Balance Inquiry	$1Within the typical range ($1–$2 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #184. canonical_hint=balance_inquiry; text_hash=49667e42ca432773730389b855c08b33fbca067b12a0d34904e1bb607f7b0075; excerpt="Balance Inquiry \| $1.00"	Source
Notary	$0
Lending FeesVerified
Loan Origination	$50Within the typical range ($25–$50 nationally)	$15 above the national median	—	Knox deterministic extraction from Rosetta artifact #184. canonical_hint=loan_origination; text_hash=49667e42ca432773730389b855c08b33fbca067b12a0d34904e1bb607f7b0075; excerpt="Loan Origination \| $50.00"	Source
Other FeesVerified
Statement Copy	$2Within the typical range ($2–$5 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #184. canonical_hint=document_reproduction; text_hash=49667e42ca432773730389b855c08b33fbca067b12a0d34904e1bb607f7b0075; excerpt="Statement Copy \| $2.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

NSF fee is aligned with the national median

Total fees: 19 — leaner than most institutions

Headline fees published

9 of 15

Published fees

Under review

Assets

$11.8M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$11.8M

Total deposits

$10.5M

Service charge income (year to date)

$28K

Fee income ratio

8.2%

Return on assets

0.90%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 28,880 verified fees from 2,290 institutions

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