Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Regional bank, $10B to $50B

Bank of China

New York, New YorkBankNew York Fed districtFinancials Q2 2026

Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Monthly Maintenance Fee$20Above the typical range ($3–$10 nationally)

Overdraft & NSFVerified

Check Returned Unpaid by Us$12Below the typical range ($25–$31 nationally)
$18 below the national median
per item · Source
Check Returned Unpaid Notification Fee$5.50Below the typical range ($25–$31 nationally)
$24.50 below the national median
per item · if check amount is $5,000 or over · Source

ATM & CardVerified

Debit Card Foreign Transactions Fee—
—
per item · 3% of transaction amount · Source
Foreign Currency Cash Exchange$5Within the typical range ($1–$7 nationally)
$2.40 above the national median
per item · Source

Wire TransfersVerified

Wire Transfer$40Above the typical range ($20–$25 nationally)
$17.50 above the national median
per item · Commercial Account · Source
Wire Transfer$35Above the typical range ($20–$25 nationally)
$12.50 above the national median
per item · Personal Account · Source
Wire Transfer for Euro Commercial Account$30Above the typical range ($20–$25 nationally)
$7.50 above the national median
per item · Euro currency · Source

Check ServicesVerified

Certified Check$10Above the typical range ($3–$5.50 nationally)
$5 above the national median
per item · Source
Counter Checks$2Within the typical range ($1–$4 nationally)
At the national median
per item · Source
Personal Money Order$5Above the typical range ($2–$3.50 nationally)
$3 above the national median
per item · Source
Photocopy of Paid Check, Statement or Other Documents$7Above the typical range ($2–$5 nationally)
$4 above the national median
per item · per item/page · Source
Stop Payment$30Within the typical range ($20–$30 nationally)
$4 above the national median
per item · Source
Stop Payment on Purchased International Demand Draft$15Below the typical range ($20–$30 nationally)
$11 below the national median
per item · reported lost by cable/mail · Source
Travelers' Checks Cashed—
—
per item · 0.5% of amount cashed (Min. $1.00) · Source

Account ServicesVerified

Legal Process Fee$80Within the typical range ($30–$125 nationally)
$5 above the national median
per item · Including restraining notices, executions, Internal Revenue Service, Levies or summons and Subpoenas · Source
Notary Public$2Within the typical range ($0–$5 nationally)
$0.50 below the national median
per item · per page · Source
Notification Letter for Initial Legal Process$20Below the typical range ($30–$125 nationally)
$55 below the national median
per item · Include Restraining Notices and Tax Levies · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Monthly Maintenance Fee	$20Above the typical range ($3–$10 nationally)	$14.27 above the national median	per month	If average daily balance falls below $3,000	Source
Monthly Maintenance Fee	$10Within the typical range ($3–$10 nationally)	$4.27 above the national median	per month	If average daily balance falls below $1,000 (personal checking)	Source
Overdraft & NSFVerified
Check Returned Unpaid by Us	$12Below the typical range ($25–$31 nationally)	$18 below the national median	per item	—	Source
Check Returned Unpaid Notification Fee	$5.50
ATM & CardVerified
Debit Card Foreign Transactions Fee	—	—	per item	3% of transaction amount	Source
Foreign Currency Cash Exchange	$5Within the typical range ($1–$7 nationally)	$2.40 above the national median
Wire TransfersVerified
Wire Transfer	$40Above the typical range ($20–$25 nationally)	$17.50 above the national median	per item	Commercial Account	Source
Wire Transfer	$35
Check ServicesVerified
Certified Check	$10Above the typical range ($3–$5.50 nationally)	$5 above the national median	per item	—	Source
Counter Checks	$2
Digital & ElectronicVerified
ACH Returned Unpaid	$10Below the typical range ($15–$30 nationally)	$15 below the national median	per item	Personal Account	Source
Cash & DepositVerified
Coin Exchange Fee	$0.20Within the typical range ($0–$5 nationally)	$1.80 below the national median	per item	per roll	Source
Account ServicesVerified
Legal Process Fee	$80Within the typical range ($30–$125 nationally)	$5 above the national median	per item	Including restraining notices, executions, Internal Revenue Service, Levies or summons and Subpoenas	Source
Notary Public	$2

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $12

60% below the national median NSF fee

Total fees: 21 — leaner than most institutions

Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$48.5B

Total deposits

$24.7B

Service charge income

N/A

Fee income ratio

N/A

Branches

Service charge income by quarter

Q2 2026N/A

Q1 2026N/A

Q4 2025N/A

Q3 2025N/A

Financial profile · Pro

Bank of China

Published fees

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How the headline fees compare

Size and fee revenue

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings