MidFirst Bank

Headquarters: Oklahoma City, Oklahoma
Charter: Bank
Assets: $42.8B
Fed district: Kansas City

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 9, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $8.50, the middle of its prices
MidFirst Bank: $0 to $20
MidFirst Bank: $0 to $20
U.S. median: no median
Overdraft (OD)
MidFirst Bank: $35
MidFirst Bank: $35
U.S. median: no median
Non-Network ATM
MidFirst Bank: $2.50
MidFirst Bank: $2.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Oklahoma, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Oklahoma: Banks and credit unions headquartered in Oklahoma that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from MidFirst Bank’s own schedules, with a source for each figure.

Account Maintenance

Direct Service Charge (audience not stated, treated as personal)$15
Monthly Service$10
per month
Monthly Service$7
per month
Monthly Service$5
per month
Monthly Service$4
per month
Monthly ServiceNo charge
per month
Monthly Service$20
per month
Monthly Service$6
per month
Monthly Service$15
per month
Account Closing$25
Dormant Account$5
per month
Paper Statement$4
per month
The paper statement fee is not charged on Solution, Student, SoonerNo charge
Excessive Transaction$10

Overdraft & NSF

Paid Overdraft$35
per item
Extended Overdraft$25
Not compared: One-time charge, not daily
one time

ATM & Card

Non-MidFirst ATM$2.50
Replacement Debit$5
per item
Replacement Debit$40
per item

Wire Transfers

Domestic Wire-OUT$25
per item
Domestic Wire-IN$12
per item
International Wire$50
per item
International Wire –IN$15
per item

Check Services

Cashier’s Check$5
per item
NEGOTIABLE ITEM: Money Order$4
per item
Stop Pay Charge$30
per item
Stop Payment - Money$5
per item
Temporary Checks$0.50
per item

Account Services

Notary$5
MISCELLANEOUS: Safe Box Lock Drilling$150
Not compared: Box drilling or key fee
Child Support Levy$20
Garnishment Fee$10
IRS Levy$25

Gift & Prepaid Cards

Gift Card Fee$3.75
per item

Fee	Amount	Basis	Note
Account Maintenance
Direct Service Charge (audience not stated, treated as personal)	$15	Not stated	None
Monthly Service	$10	per month	None
Monthly Service	$7	per month	None
Monthly Service	$5	per month	None
Monthly Service	$4	per month	None
Monthly Service	No charge	per month	None
Monthly Service	$20	per month	None
Monthly Service	$6	per month	None
Monthly Service	$15	per month	None
Account Closing	$25	Not stated	None
Dormant Account	$5	per month	None
Paper Statement	$4	per month	None
The paper statement fee is not charged on Solution, Student, Sooner	No charge	Not stated	None
Excessive Transaction	$10	Not stated	None
Overdraft & NSF
Paid Overdraft	$35	per item	None
Extended Overdraft	$25Not compared: One-time charge, not daily	one time	None
ATM & Card
Non-MidFirst ATM	$2.50	Not stated	None
Replacement Debit	$5	per item	None
Replacement Debit	$40	per item	None
Wire Transfers
Domestic Wire-OUT	$25	per item	None
Domestic Wire-IN	$12	per item	None
International Wire	$50	per item	None
International Wire –IN	$15	per item	None
Check Services
Cashier’s Check	$5	per item	None
NEGOTIABLE ITEM: Money Order	$4	per item	None
Stop Pay Charge	$30	per item	None
Stop Payment - Money	$5	per item	None
Temporary Checks	$0.50	per item	None
Account Services
Notary	$5	Not stated	None
MISCELLANEOUS: Safe Box Lock Drilling	$150Not compared: Box drilling or key fee	Not stated	None
Child Support Levy	$20	Not stated	None
Garnishment Fee	$10	Not stated	None
IRS Levy	$25	Not stated	None
Gift & Prepaid Cards
Gift Card Fee	$3.75	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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