Compared with Oklahoma
10 of 19
compared fees are above the median.
6 below, 3 about the same.
About the same: within 1% of the median.
Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
27th percentile; peer median 2.9%
FDIC call report data · Jun 30, 2026
Fees above the Oklahoma median
of 19 compared; 6 below, 3 about the same
See the feesFee schedule read Oct 9, 2026
Call-report figures are for MidFirst Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCON2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4074 + RIAD4079 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4080 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) One quarter, as reported. Median and percentile from each of 95 banks with $10B to $50B in assets reporting a share above 0%, this one left out. | FDIC BankFind Suite (call report data) ISERCHGQ / (NIMQ + NONIIQ) | Q2 2026 Quarter ended Jun 30, 2026 | Not recorded |
| Fees above the Oklahoma median | Published fees above the Oklahoma median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | MidFirst Bank's published fee schedule; Bank Fee Index medians | Current schedule | Oct 9, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service charges were 2.0% of revenue, below the 2.9% median of 95 banks with $10B to $50B in assets (27th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Service-charge income was $7.1M in Q2 2026, 16% above the same quarter a year earlier ($6.1M).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
10 of 19 compared published fees sit above the Oklahoma median; 6 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with Oklahoma medians for fees published by banks and credit unions.
Non-Network ATM
Monthly Maintenance
Compared at $8.50, the middle of its prices
Overdraft (OD)
Each amount links to the fee schedule it was read from. Medians for Oklahoma, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Service-charge income rose 9.0% from Q3 2025 to Q2 2026, to $7.1M. Its share of revenue, 2.0%, is below the 2.9% median for banks with $10B to $50B in assets.
$7.1M
MidFirst BankMedian
FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.
Share of revenue: median of 95 banks with $10B to $50B in assets, Q2 2026.
Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue. *Monthly maintenance: Listed at $0 to $20; we compare the midpoint.
MidFirst Bank · $42.8B in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| MidFirst Bank(this institution) | Oklahoma City, OK | $42.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Associated Bank, National Association | Green Bay, WI | $51.8B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Atlantic Union Bank | Richmond City, VA | $38B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Axos Bank | San Diego, CA | $28.9B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Banc of California | Los Angeles, CA | $34.9B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Bank of China | New York, NY | $48.5B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Bank OZK | Little Rock, AR | $41.7B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| BankUnited, National Association | Miami Lakes, FL | $34.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Overdraft not published |
| Barclays Bank Delaware | Wilmington, DE | $43.5B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| BOKF, National Association | Tulsa, OK | $53B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| City National Bank of Florida | Miami, FL | $29.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Commerce Bank | Kansas City, MO | $35B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Eastern Bank | Boston, MA | $31.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| EverBank, National Association | Jacksonville, FL | $46.7B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| First National Bank of Omaha | Omaha, NE | $34.2B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| First National Bank of Pennsylvania | Greenville, PA | $50.8B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Frost Bank | San Antonio, TX | $54B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Fulton Bank, National Association | Lancaster, PA | $32.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Glacier Bank | Kalispell, MT | $31.6B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Hancock Whitney Bank | Gulfport, MS | $36.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Prosperity Bank | El Campo, TX | $43.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Raymond James Bank | Saint Petersburg, FL | $45.6B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| TD Bank USA, National Association | Wilmington, DE | $32.1B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Texas Capital Bank | Dallas, TX | $33.6B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| United Bank | Fairfax, VA | $33.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| United Community Bank | Greenville, SC | $29B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 17 publish this fee(monthly maintenance)
8 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $8.50, the middle of its eight prices, against a peer median of $10 among 17 publishing peers.
Its eight checking prices are $0, $4, $5, $6, $7, $10, $15 and $15.
$8.50 is a comparison price, not a fee anyone is charged.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.
Call reports for MidFirst Bank (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 62 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $7.1M | +$362K | +5.4% |
| Q1 2026 | $6.7M | −$239K | −3.4% |
| Q4 2025 | $7.0M | +$463K | +7.1% |
| Q3 2025 | $6.5M | +$376K | +6.1% |
| Q2 2025 | $6.1M | +$122K | +2.0% |
| Q1 2025 | $6.0M | −$269K | −4.3% |
| Q4 2024 | $6.3M | +$51K | +0.8% |
| Q3 2024 | $6.2M | +$489K | +8.5% |
Financial cohort: 111 banks with $10B to $50B in assets filing for Q2 2026; 95 reported a share above 0% and are counted, MidFirst Bank left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to MidFirst Bank by share.
Amounts from MidFirst Bank’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
per month
per month
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per month
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| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Direct Service Charge (audience not stated, treated as personal) | $15Above the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Monthly Service | $10Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Monthly Service | $7Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Monthly Service | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Monthly Service | $4Below the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Monthly Service | No chargeBelow the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Monthly Service | $20Above the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Monthly Service | $6Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Monthly Service | $15Above the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Account Closing | $25Inside the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
| Dormant Account | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Paper Statement | $4Inside the U.S. middle 50% ($2 to $4.98 nationally) | per month | None |
| The paper statement fee is not charged on Solution, Student, Sooner | No chargeBelow the U.S. middle 50% ($2 to $4.98 nationally) | Not stated | None |
| Excessive Transaction | $10Inside the U.S. middle 50% ($3 to $10 nationally) | Not stated | None |
Overdraft & NSF | |||
| Paid Overdraft | $35Above the U.S. middle 50% ($25 to $33 nationally) | per item | None |
| Extended Overdraft | $25Not compared: One-time charge, not daily | one time | None |
ATM & Card | |||
| Non-MidFirst ATM | $2.50Above the U.S. middle 50% ($1 to $2 nationally) | Not stated | None |
| Replacement Debit | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per item | None |
| Replacement Debit | $40Above the U.S. middle 50% ($5 to $10 nationally) | per item | None |
Wire Transfers | |||
| Domestic Wire-OUT | $25Inside the U.S. middle 50% ($20 to $25 nationally) | per item | None |
| Domestic Wire-IN | $12Inside the U.S. middle 50% ($5 to $15 nationally) | per item | None |
| International Wire | $50Inside the U.S. middle 50% ($40 to $50 nationally) | per item | None |
| International Wire –IN | $15Inside the U.S. middle 50% ($10 to $25 nationally) | per item | None |
Check Services | |||
| Cashier’s Check | $5Inside the U.S. middle 50% ($3 to $6 nationally) | per item | None |
| NEGOTIABLE ITEM: Money Order | $4Above the U.S. middle 50% ($2 to $3 nationally) | per item | None |
| Stop Pay Charge | $30Inside the U.S. middle 50% ($20 to $30 nationally) | per item | None |
| Stop Payment - Money | $5Below the U.S. middle 50% ($20 to $30 nationally) | per item | None |
| Temporary Checks | $0.50Below the U.S. middle 50% ($1 to $4 nationally) | per item | None |
Account Services | |||
| Notary | $5Inside the U.S. middle 50% ($0 to $5 nationally) | Not stated | None |
| MISCELLANEOUS: Safe Box Lock Drilling | $150Not compared: Box drilling or key fee | Not stated | None |
| Child Support Levy | $20Below the U.S. middle 50% ($30 to $85 nationally) | Not stated | None |
| Garnishment Fee | $10Below the U.S. middle 50% ($30 to $85 nationally) | Not stated | None |
| IRS Levy | $25Below the U.S. middle 50% ($30 to $85 nationally) | Not stated | None |
Gift & Prepaid Cards | |||
| Gift Card Fee | $3.75Inside the U.S. middle 50% ($3 to $4.95 nationally) | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where MidFirst Bank operates, and what regulators and customers have on file.
Branch footprint
94 offices in 7 states, $25.3B in branch deposits (June 2026)
Hover a state for its branch count.
Largest markets by deposits
| 32 | $14.3B | |
| 22 | $4.4B | |
| 4 | $2.6B | |
| 10 | $1.3B | |
| Outside a metro area | 8 | $684.6M |
| 3 | $674.0M | |
| 8 | $651.9M | |
| 1 | $227.0M |
Oklahoma City, OK
23.5% of bank deposits, #1 of 71, down 1.7 points over five years.
| Largest competitors here | Deposit share |
|---|---|
| BOKF, National Association | 12.3% |
| JPMorgan Chase Bank, National Association | 9.4% |
| BancFirst | 8.3% |
| Bank of America, National Association | 8.3% |
| First Fidelity Bank | 2.9% |
Branch count by year
Source: FDIC Summary of Deposits, 2010 to 2026. Deposits are booked at the branch as of June 30.
In Oklahoma City, OK, MidFirst Bank holds 23.5% of bank deposits, #1 of 71, with 32 offices.
504 offices of 95 institutions shown.
Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).
Share of bank deposits
As of June 30, 2026. FDIC-insured offices only; credit unions are not included.
8 of 71 institutions shown. $60.8B in bank deposits in the metro.
Source: FDIC Summary of Deposits, as of June 30, 2026.
Position over time, 2010 to 2026
June 2026: 23.5% share, 32 offices, #1 of 71
Deposit share
Offices
Rank (1 is largest)
Source: FDIC Summary of Deposits, as of June 30 of each year, 2010 to 2026.
Credit unions, reported separately
124 offices of 24 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.
Source: NCUA branch file, quarter ending June 30, 2026.
Consumer complaints
399 complaints to the CFPB so far in 2026
Top issues, 2026 to date
| Struggling to pay mortgage | 170 |
| Trouble during payment process | 70 |
| Incorrect information on your report | 58 |
| Managing an account | 27 |
| Problem with a company's investigation into an existing problem | 13 |
| Applying for a mortgage or refinancing an existing mortgage | 10 |
Source: CFPB Consumer Complaint Database, by year received; the current year counts complaints received so far. Complaints are filed against the parent company and are not verified findings.
Enforcement actions
1 past action
Past
OCC, penalty $35K
Consumer Law; Flood Insurance
Source: public enforcement action lists from the OCC and Federal Reserve, read November 4, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.
Fee change alerts
We check once a day and send one email covering every change.