Endurance Federal Credit Union

Headquarters: Duncan, Oklahoma
Charter: Credit Union
Assets: $196.5M
Fed district: Kansas City

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 31, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Advantage Checking
Endurance Federal Credit Union: $3.50
Endurance Federal Credit Union: $3.50
U.S. median: no median
Overdraft (OD)
Endurance Federal Credit Union: $25
Endurance Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
Endurance Federal Credit Union: $25
Endurance Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Oklahoma, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Oklahoma: Banks and credit unions headquartered in Oklahoma that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Endurance Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Advantage Checking Monthly Fee$3.50
per month
Minimum Balance Fee$10
per month
Minimum Balance Fee: (if regular share falls below $25 during the month)$5
Inactive Account fee$20
per month
Account Reconciliation fee (audience not stated, treated as personal)$20
Not compared: Charged per hour; comparison unavailable
per hour
Account Research fee$20
Not compared: Charged per hour; comparison unavailable
per hour
Return Mail fee$20
per month

Overdraft & NSF

Overdraft Item fee/Privilege Pay fee$25
per item
Returned Item fee$25
per item
Share Draft Account Electronic NSF fee$25
per item
Account Overdrawn or Negative Balance fee$25
per item

ATM & Card

Balance Inquiry fee$1
per item
Replacement Checkcard/ATM Card Fee$5

Wire Transfers

Wire Transfer (outgoing) fee$15
per item
International Wire Transfer (outgoing) fee$35
per item

Check Services

Certified Check fee$3
per item
Money Order fee$3
per item
Stop Payment fee$25
per item
Temporary Checks Fee: (Limit 8)$0.50
per item
Items Sent for Collection fee$10
per item
Check Copy fee$2
per item

Account Services

Garnishment or Levy Fee$20
per item

Gift & Prepaid Cards

Visa® Gift Cards Fee$3

Other Fees

Statement Copy fee$2
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Advantage Checking Monthly Fee	$3.50	per month	None
Minimum Balance Fee	$10	per month	None
Minimum Balance Fee: (if regular share falls below $25 during the month)	$5	Not stated	None
Inactive Account fee	$20	per month	None
Account Reconciliation fee (audience not stated, treated as personal)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research fee	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Return Mail fee	$20	per month	None
Overdraft & NSF
Overdraft Item fee/Privilege Pay fee	$25	per item	None
Returned Item fee	$25	per item	None
Share Draft Account Electronic NSF fee	$25	per item	None
Account Overdrawn or Negative Balance fee	$25	per item	None
ATM & Card
Balance Inquiry fee	$1	per item	None
Replacement Checkcard/ATM Card Fee	$5	Not stated	None
Wire Transfers
Wire Transfer (outgoing) fee	$15	per item	None
International Wire Transfer (outgoing) fee	$35	per item	None
Check Services
Certified Check fee	$3	per item	None
Money Order fee	$3	per item	None
Stop Payment fee	$25	per item	None
Temporary Checks Fee: (Limit 8)	$0.50	per item	None
Items Sent for Collection fee	$10	per item	None
Check Copy fee	$2	per item	None
Account Services
Garnishment or Levy Fee	$20	per item	None
Gift & Prepaid Cards
Visa® Gift Cards Fee	$3	Not stated	None
Other Fees
Statement Copy fee	$2Not compared: Monthly charge, not per item	per month	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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