Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Endurance Federal Credit Union

Duncan, OklahomaCredit UnionKansas City Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation fee$20Within the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #3336. canonical_hint=account_research; text_hash=717d0c50ee881e67c5449c597872e60a0eefcd3f720e91d1a881a3a3b2a23000; excerpt="Account Reconciliation fee: | $20.00 per hour" · Source

Advantage Checking Monthly Fee$3.50

$2.63 below the national median

per month · Knox deterministic extraction from Rosetta artifact #3336. canonical_hint=monthly_maintenance; text_hash=717d0c50ee881e67c5449c597872e60a0eefcd3f720e91d1a881a3a3b2a23000; excerpt="Advantage Checking Monthly Fee: | $3.50 per month" · Source

Inactive Account fee$20

$15 above the national median

per month · Knox deterministic extraction from Rosetta artifact #3336. canonical_hint=dormant_account; text_hash=717d0c50ee881e67c5449c597872e60a0eefcd3f720e91d1a881a3a3b2a23000; excerpt="Inactive Account fee: | $20.00 per month (Three (3) years inactivity & balance under $100)" · Source

Minimum Balance Fee$10

$4 above the national median

per month · Knox deterministic extraction from Rosetta artifact #3336. canonical_hint=minimum_balance; text_hash=717d0c50ee881e67c5449c597872e60a0eefcd3f720e91d1a881a3a3b2a23000; excerpt="Minimum Balance Fee | $10.00 per month" · Source

Minimum Balance Fee: (if regular share falls below$25

$19 above the national median

Knox deterministic extraction from Rosetta artifact #3336. canonical_hint=minimum_balance; text_hash=717d0c50ee881e67c5449c597872e60a0eefcd3f720e91d1a881a3a3b2a23000; excerpt="Minimum Balance Fee: (if regular share falls below $25 during the month) | $5.00" · Source

Overdraft & NSFVerified

Overdraft Item fee/Privilege Pay fee$25Within the typical range ($20–$30 nationally)
$3 below the national median
per item · Knox deterministic extraction from Rosetta artifact #3336. canonical_hint=overdraft; text_hash=717d0c50ee881e67c5449c597872e60a0eefcd3f720e91d1a881a3a3b2a23000; excerpt="Overdraft Item fee/Privilege Pay fee:*** | $25.00 per item" · Source
Share Account Electronic NSF Fee$25Within the typical range ($25–$32 nationally)
$4 below the national median
per item · Knox deterministic extraction from Rosetta artifact #3336. canonical_hint=nsf; text_hash=717d0c50ee881e67c5449c597872e60a0eefcd3f720e91d1a881a3a3b2a23000; excerpt="Share Account Electronic NSF Fee: | $25.00 per item" · Source
Share Draft Account Electronic NSF fee$25Within the typical range ($25–$32 nationally)
$4 below the national median
Knox deterministic extraction from Rosetta artifact #3336. canonical_hint=nsf; text_hash=717d0c50ee881e67c5449c597872e60a0eefcd3f720e91d1a881a3a3b2a23000; excerpt="Share Draft Account Electronic NSF fee: | $25.00 per draft" · Source

ATM & CardVerified

Nonproprietary ATM Withdrawal/Transfer$0Below the typical range ($1–$3 nationally)
$1.50 below the national median
Knox read a free fee from Rosetta artifact #3336. canonical_hint=atm_non_network; text_hash=717d0c50ee881e67c5449c597872e60a0eefcd3f720e91d1a881a3a3b2a23000; excerpt="Nonproprietary ATM Withdrawal/Transfer: | FREE" · Source

Wire TransfersVerified

Wire Transfer (outgoing) fee$15Below the typical range ($20–$25 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #3336. canonical_hint=wire_domestic_outgoing; text_hash=717d0c50ee881e67c5449c597872e60a0eefcd3f720e91d1a881a3a3b2a23000; excerpt="Wire Transfer (outgoing) fee: | $15.00 per transfer" · Source

Check ServicesVerified

Certified Check fee$3Within the typical range ($3–$6 nationally)
$2 below the national median
per item · Knox deterministic extraction from Rosetta artifact #3336. canonical_hint=cashiers_check; text_hash=717d0c50ee881e67c5449c597872e60a0eefcd3f720e91d1a881a3a3b2a23000; excerpt="Certified Check fee: | $3.00 per check" · Source
Check Copy fee$2Within the typical range ($2–$5 nationally)
$1 below the national median
per item · Knox deterministic extraction from Rosetta artifact #3336. canonical_hint=check_image; text_hash=717d0c50ee881e67c5449c597872e60a0eefcd3f720e91d1a881a3a3b2a23000; excerpt="Check Copy fee: | $2.00 per check" · Source
Money Order fee$3Within the typical range ($2–$3.50 nationally)
$1 above the national median
per item · Knox deterministic extraction from Rosetta artifact #3336. canonical_hint=money_order; text_hash=717d0c50ee881e67c5449c597872e60a0eefcd3f720e91d1a881a3a3b2a23000; excerpt="Money Order fee: | $3.00 per item" · Source
Stop Payment fee$25Within the typical range ($20–$30 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #3336. canonical_hint=stop_payment; text_hash=717d0c50ee881e67c5449c597872e60a0eefcd3f720e91d1a881a3a3b2a23000; excerpt="Stop Payment fee: | $25.00 per request" · Source

Account ServicesVerified

Balance Inquiry fee$1Within the typical range ($1–$2 nationally)
$0.25 below the national median
Knox deterministic extraction from Rosetta artifact #3336. canonical_hint=balance_inquiry; text_hash=717d0c50ee881e67c5449c597872e60a0eefcd3f720e91d1a881a3a3b2a23000; excerpt="Balance Inquiry fee | $1.00 per inquiry" · Source
Garnishment or Levy Fee$20Below the typical range ($25–$75 nationally)
$30 below the national median
Knox deterministic extraction from Rosetta artifact #3336. canonical_hint=garnishment_levy; text_hash=717d0c50ee881e67c5449c597872e60a0eefcd3f720e91d1a881a3a3b2a23000; excerpt="Garnishment or Levy Fee: | $20.00 each" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation fee	$20Within the typical range ($15–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3336. canonical_hint=account_research; text_hash=717d0c50ee881e67c5449c597872e60a0eefcd3f720e91d1a881a3a3b2a23000; excerpt="Account Reconciliation fee: \| $20.00 per hour"	Source
Advantage Checking Monthly Fee	$3.50Below the typical range ($4–$12.63 nationally)	$2.63 below the national median	per month	Knox deterministic extraction from Rosetta artifact #3336. canonical_hint=monthly_maintenance; text_hash=717d0c50ee881e67c5449c597872e60a0eefcd3f720e91d1a881a3a3b2a23000; excerpt="Advantage Checking Monthly Fee: \| $3.50 per month"	Source
Inactive Account fee	$20Above the typical range ($5–$10 nationally)	$15 above the national median	per month	Knox deterministic extraction from Rosetta artifact #3336. canonical_hint=dormant_account; text_hash=717d0c50ee881e67c5449c597872e60a0eefcd3f720e91d1a881a3a3b2a23000; excerpt="Inactive Account fee: \| $20.00 per month (Three (3) years inactivity & balance under $100)"	Source
Minimum Balance Fee	$10Within the typical range ($5–$12.25 nationally)	$4 above the national median	per month	Knox deterministic extraction from Rosetta artifact #3336. canonical_hint=minimum_balance; text_hash=717d0c50ee881e67c5449c597872e60a0eefcd3f720e91d1a881a3a3b2a23000; excerpt="Minimum Balance Fee \| $10.00 per month"	Source
Minimum Balance Fee: (if regular share falls below	$25Above the typical range ($5–$12.25 nationally)	$19 above the national median	—	Knox deterministic extraction from Rosetta artifact #3336. canonical_hint=minimum_balance; text_hash=717d0c50ee881e67c5449c597872e60a0eefcd3f720e91d1a881a3a3b2a23000; excerpt="Minimum Balance Fee: (if regular share falls below $25 during the month) \| $5.00"	Source
Overdraft & NSFVerified
Overdraft Item fee/Privilege Pay fee	$25Within the typical range ($20–$30 nationally)	$3 below the national median	per item	Knox deterministic extraction from Rosetta artifact #3336. canonical_hint=overdraft; text_hash=717d0c50ee881e67c5449c597872e60a0eefcd3f720e91d1a881a3a3b2a23000; excerpt="Overdraft Item fee/Privilege Pay fee:*** \| $25.00 per item"	Source
Share Account Electronic NSF Fee
ATM & CardVerified
Nonproprietary ATM Withdrawal/Transfer	$0Below the typical range ($1–$3 nationally)	$1.50 below the national median	—	Knox read a free fee from Rosetta artifact #3336. canonical_hint=atm_non_network; text_hash=717d0c50ee881e67c5449c597872e60a0eefcd3f720e91d1a881a3a3b2a23000; excerpt="Nonproprietary ATM Withdrawal/Transfer: \| FREE"	Source
Wire TransfersVerified
Wire Transfer (outgoing) fee	$15Below the typical range ($20–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #3336. canonical_hint=wire_domestic_outgoing; text_hash=717d0c50ee881e67c5449c597872e60a0eefcd3f720e91d1a881a3a3b2a23000; excerpt="Wire Transfer (outgoing) fee: \| $15.00 per transfer"	Source
Check ServicesVerified
Certified Check fee	$3Within the typical range ($3–$6 nationally)	$2 below the national median	per item	Knox deterministic extraction from Rosetta artifact #3336. canonical_hint=cashiers_check; text_hash=717d0c50ee881e67c5449c597872e60a0eefcd3f720e91d1a881a3a3b2a23000; excerpt="Certified Check fee: \| $3.00 per check"	Source
Check Copy fee	$2
Account ServicesVerified
Balance Inquiry fee	$1Within the typical range ($1–$2 nationally)	$0.25 below the national median	—	Knox deterministic extraction from Rosetta artifact #3336. canonical_hint=balance_inquiry; text_hash=717d0c50ee881e67c5449c597872e60a0eefcd3f720e91d1a881a3a3b2a23000; excerpt="Balance Inquiry fee \| $1.00 per inquiry"	Source
Garnishment or Levy Fee

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

11% below the national median overdraft fee

Total fees: 16 — leaner than most institutions

Verified fees

Under review

Assets

$196.5M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$196.5M

Total deposits

$168.5M

Service charge income (year to date)

$480K

Fee income ratio

9.0%

Return on assets

0.70%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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