L C E Federal Credit Union

Headquarters: Painesville, Ohio
Charter: Credit Union
Assets: $74.3M
Fed district: Cleveland

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 25, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
L C E Federal Credit Union: $28
L C E Federal Credit Union: $28
U.S. median: no median
NSF / Returned Item
L C E Federal Credit Union: $28
L C E Federal Credit Union: $28
U.S. median: no median
Wire Transfer (Domestic Out)
L C E Federal Credit Union: $20
L C E Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 25, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Ohio, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Ohio: Banks and credit unions headquartered in Ohio that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

L C E Federal Credit Union · $74M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 22 states.

Credit unions only
$73M to $76M in assets
Headquartered in 22 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
L C E Federal Credit Union(this institution)	Painesville, OH	$74M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Albright Federal Credit Union	Bethel, CT	$74M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Altamaha Federal Credit Union	Jesup, GA	$74M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Blackstone River Federal Credit Union	Woonsocket, RI	$75M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Champion Federal Credit Union	Toledo, OH	$74M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Cleveland-Bradley Cty Teacher Federal Credit Union	Cleveland, TN	$74M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Daviess County Teachers Federal Credit Union	Owensboro, KY	$75M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Delta County Federal Credit Union	Delta, CO	$73M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Education Personnel Federal Credit Union	Danville, IL	$74M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Ely Area Federal Credit Union	Ely, MN	$74M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Ever $ Green Federal Credit Union	Rochester, NY	$73M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Evergreendirect Federal Credit Union	Tumwater, WA	$76M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
First Priority Federal Credit Union	Huntington, WV	$75M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Galaxy Federal Credit Union	Franklin, PA	$73M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Hawaii First Federal Credit Union	Kamuela, HI	$73M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Health Care Family Federal Credit Union	Saint Louis, MO	$75M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Integrity Federal Credit Union	Barberton, OH	$73M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Lennox Employees Federal Credit Union	Marshalltown, IA	$73M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Michigan Columbus Federal Credit Union	Livonia, MI	$75M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
New England Teamsters Federal Credit Union	Charlestown, MA	$75M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
New York Times Employees Federal Credit Union	New York, NY	$74M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Northern Star Credit Union, Inc.	Portsmouth, VA	$74M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Peoples Federal Credit Union	Springfield, CO	$75M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Polam Federal Credit Union	Redwood City, CA	$73M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Professional Fire Fighters Federal Credit Union	Shreveport, LA	$73M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Texan Sky Federal Credit Union	Dumas, TX	$75M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 10 publish this fee(monthly maintenance)

15 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

L C E Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $4 among 10 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 26, 2026.

Monthly maintenance fee in dollars, one mark per institution

L C E Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

L C E Federal Credit UnionPeer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 26, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from L C E Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account (Monthly)$10
per month
Account Balancing (per hour)$15
Not compared: Charged per hour; comparison unavailable
per hour
Account Research (per hour)$15
Not compared: Charged per hour; comparison unavailable
per hour
Returned Mail$5

Overdraft & NSF

Overdraft (each paid draft)$28
per item
NSF (ATM w/d each)$28
per item
NSF (Automatic payments)$28
NSF (each)$28
per item

ATM & Card

ATM or Debit Card Replacement$5

Wire Transfers

Outgoing Wire$20
Incoming Wire$15
International Wire$50

Check Services

Members can purchase money orders$1.50
per item
Money Orders$1.50
Stop Payments$28
Check Cashing - Member$5
Check Cashing - Non member$10
Copy of Draft$5

Digital & Electronic

Bill PayNo charge

Cash & Deposit

Deposited Items returned unpaid$15

Account Services

Safe Deposit Box 10 X 10$125
Safe Deposit Box 3 X 10$46
Safe Deposit Box 5 X 10$71
Safe Deposit Boxes: 2 X 5$18
per year
Safe Deposit Boxes: 3 X 5$28
Safe Deposit Boxes: 5 X 5$40
Mortgage Subordination$100

Lending Fees

Loan late fee - after 10 days$20
Loan Cancellation Fee$25

Other Fees

Photocopy$5
Statement Copies$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account (Monthly)	$10	per month	None
Account Balancing (per hour)	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research (per hour)	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Mail	$5	Not stated	None
Overdraft & NSF
Overdraft (each paid draft)	$28	per item	None
NSF (ATM w/d each)	$28	per item	None
NSF (Automatic payments)	$28	Not stated	None
NSF (each)	$28	per item	None
ATM & Card
ATM or Debit Card Replacement	$5	Not stated	None
Wire Transfers
Outgoing Wire	$20	Not stated	None
Incoming Wire	$15	Not stated	None
International Wire	$50	Not stated	None
Check Services
Members can purchase money orders	$1.50	per item	None
Money Orders	$1.50	Not stated	None
Stop Payments	$28	Not stated	None
Check Cashing - Member	$5	Not stated	None
Check Cashing - Non member	$10	Not stated	None
Copy of Draft	$5	Not stated	None
Digital & Electronic
Bill Pay	No charge	Not stated	None
Cash & Deposit
Deposited Items returned unpaid	$15	Not stated	None
Account Services
Safe Deposit Box 10 X 10	$125	Not stated	None
Safe Deposit Box 3 X 10	$46	Not stated	None
Safe Deposit Box 5 X 10	$71	Not stated	None
Safe Deposit Boxes: 2 X 5	$18	per year	None
Safe Deposit Boxes: 3 X 5	$28	Not stated	None
Safe Deposit Boxes: 5 X 5	$40	Not stated	None
Mortgage Subordination	$100	Not stated	None
Lending Fees
Loan late fee - after 10 days	$20	Not stated	None
Loan Cancellation Fee	$25	Not stated	None
Other Fees
Photocopy	$5	Not stated	None
Statement Copies	$5	per item	None

Correct a fee source

Oct 25, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when L C E Federal Credit Union's ach origination changes in our data

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
L C E Federal Credit Union: $28
L C E Federal Credit Union: $28
U.S. median: no median
NSF / Returned Item
L C E Federal Credit Union: $28
L C E Federal Credit Union: $28
U.S. median: no median
Wire Transfer (Domestic Out)
L C E Federal Credit Union: $20
L C E Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 25, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Ohio, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Ohio: Banks and credit unions headquartered in Ohio that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

L C E Federal Credit Union · $74M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 22 states.

Credit unions only
$73M to $76M in assets
Headquartered in 22 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
L C E Federal Credit Union(this institution)	Painesville, OH	$74M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Albright Federal Credit Union	Bethel, CT	$74M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Altamaha Federal Credit Union	Jesup, GA	$74M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Blackstone River Federal Credit Union	Woonsocket, RI	$75M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Champion Federal Credit Union	Toledo, OH	$74M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Cleveland-Bradley Cty Teacher Federal Credit Union	Cleveland, TN	$74M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Daviess County Teachers Federal Credit Union	Owensboro, KY	$75M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Delta County Federal Credit Union	Delta, CO	$73M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Education Personnel Federal Credit Union	Danville, IL	$74M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Ely Area Federal Credit Union	Ely, MN	$74M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Ever $ Green Federal Credit Union	Rochester, NY	$73M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Evergreendirect Federal Credit Union	Tumwater, WA	$76M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
First Priority Federal Credit Union	Huntington, WV	$75M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Galaxy Federal Credit Union	Franklin, PA	$73M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Hawaii First Federal Credit Union	Kamuela, HI	$73M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Health Care Family Federal Credit Union	Saint Louis, MO	$75M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Integrity Federal Credit Union	Barberton, OH	$73M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Lennox Employees Federal Credit Union	Marshalltown, IA	$73M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Michigan Columbus Federal Credit Union	Livonia, MI	$75M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
New England Teamsters Federal Credit Union	Charlestown, MA	$75M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
New York Times Employees Federal Credit Union	New York, NY	$74M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Northern Star Credit Union, Inc.	Portsmouth, VA	$74M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Peoples Federal Credit Union	Springfield, CO	$75M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Polam Federal Credit Union	Redwood City, CA	$73M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Professional Fire Fighters Federal Credit Union	Shreveport, LA	$73M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Texan Sky Federal Credit Union	Dumas, TX	$75M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 10 publish this fee(monthly maintenance)

15 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

L C E Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $4 among 10 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 26, 2026.

Monthly maintenance fee in dollars, one mark per institution

L C E Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

L C E Federal Credit UnionPeer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 26, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from L C E Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account (Monthly)$10
per month
Account Balancing (per hour)$15
Not compared: Charged per hour; comparison unavailable
per hour
Account Research (per hour)$15
Not compared: Charged per hour; comparison unavailable
per hour
Returned Mail$5

Overdraft & NSF

Overdraft (each paid draft)$28
per item
NSF (ATM w/d each)$28
per item
NSF (Automatic payments)$28
NSF (each)$28
per item

ATM & Card

ATM or Debit Card Replacement$5

Wire Transfers

Outgoing Wire$20
Incoming Wire$15
International Wire$50

Check Services

Members can purchase money orders$1.50
per item
Money Orders$1.50
Stop Payments$28
Check Cashing - Member$5
Check Cashing - Non member$10
Copy of Draft$5

Digital & Electronic

Bill PayNo charge

Cash & Deposit

Deposited Items returned unpaid$15

Account Services

Safe Deposit Box 10 X 10$125
Safe Deposit Box 3 X 10$46
Safe Deposit Box 5 X 10$71
Safe Deposit Boxes: 2 X 5$18
per year
Safe Deposit Boxes: 3 X 5$28
Safe Deposit Boxes: 5 X 5$40
Mortgage Subordination$100

Lending Fees

Loan late fee - after 10 days$20
Loan Cancellation Fee$25

Other Fees

Photocopy$5
Statement Copies$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account (Monthly)	$10	per month	None
Account Balancing (per hour)	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research (per hour)	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Mail	$5	Not stated	None
Overdraft & NSF
Overdraft (each paid draft)	$28	per item	None
NSF (ATM w/d each)	$28	per item	None
NSF (Automatic payments)	$28	Not stated	None
NSF (each)	$28	per item	None
ATM & Card
ATM or Debit Card Replacement	$5	Not stated	None
Wire Transfers
Outgoing Wire	$20	Not stated	None
Incoming Wire	$15	Not stated	None
International Wire	$50	Not stated	None
Check Services
Members can purchase money orders	$1.50	per item	None
Money Orders	$1.50	Not stated	None
Stop Payments	$28	Not stated	None
Check Cashing - Member	$5	Not stated	None
Check Cashing - Non member	$10	Not stated	None
Copy of Draft	$5	Not stated	None
Digital & Electronic
Bill Pay	No charge	Not stated	None
Cash & Deposit
Deposited Items returned unpaid	$15	Not stated	None
Account Services
Safe Deposit Box 10 X 10	$125	Not stated	None
Safe Deposit Box 3 X 10	$46	Not stated	None
Safe Deposit Box 5 X 10	$71	Not stated	None
Safe Deposit Boxes: 2 X 5	$18	per year	None
Safe Deposit Boxes: 3 X 5	$28	Not stated	None
Safe Deposit Boxes: 5 X 5	$40	Not stated	None
Mortgage Subordination	$100	Not stated	None
Lending Fees
Loan late fee - after 10 days	$20	Not stated	None
Loan Cancellation Fee	$25	Not stated	None
Other Fees
Photocopy	$5	Not stated	None
Statement Copies	$5	per item	None

Correct a fee source

Oct 25, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.