Westminster Federal Credit Union

Headquarters: Westminster, Colorado
Charter: Credit Union
Assets: $54.6M
Fed district: Kansas City

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 14, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Westminster Federal Credit Union: $29
Westminster Federal Credit Union: $29
U.S. median: no median
NSF / Returned Item
Westminster Federal Credit Union: $29
Westminster Federal Credit Union: $29
U.S. median: no median
Stop Payment
Compared at $17.98, the middle of its prices
Westminster Federal Credit Union: $10.95 to $25
Westminster Federal Credit Union: $10.95 to $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 14, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Colorado, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Colorado: Banks and credit unions headquartered in Colorado that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Westminster Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Early Account Closure – WithinNo charge
Dormant Account$10
per item
Account Research$20
Not compared: Charged per hour; comparison unavailable
per hour
Returned Mail$10

Overdraft & NSF

Courtesy Pay$29
Non-Sufficient Funds (NSF)$29

Check Services

Cashier’s Check$7
Stop Payment: New (audience not stated, treated as personal)$10.95
Stop Payment: Single ACH/Check$25
per item
Temporary Checks$4
per item · 4 per page
Temporary Checks (4 per Page)$4
per item
Check Copy: Online (audience not stated, treated as personal)No charge

Digital & Electronic

ACH Origination$5
ACH Returned Item$29

Account Services

NotaryNo charge
Notary (per Stamp)$5
per item
MONEY MARKET – ASSESSED IF: GARNISHMENTS/LEVY$50
Subordination$150

Lending Fees

Late Payment$20

Gift & Prepaid Cards

Gift Cards$3.50

Other Fees

Returned Payment$29
Skip-A-Payment$25

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closure – Within	No charge	Not stated	None
Dormant Account	$10	per item	None
Account Research	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Mail	$10	Not stated	None
Overdraft & NSF
Courtesy Pay	$29	Not stated	None
Non-Sufficient Funds (NSF)	$29	Not stated	None
Check Services
Cashier’s Check	$7	Not stated	None
Stop Payment: New (audience not stated, treated as personal)	$10.95	Not stated	None
Stop Payment: Single ACH/Check	$25	per item	None
Temporary Checks	$4	per item	4 per page
Temporary Checks (4 per Page)	$4	per item	None
Check Copy: Online (audience not stated, treated as personal)	No charge	Not stated	None
Digital & Electronic
ACH Origination	$5	Not stated	None
ACH Returned Item	$29	Not stated	None
Account Services
Notary	No charge	Not stated	None
Notary (per Stamp)	$5	per item	None
MONEY MARKET – ASSESSED IF: GARNISHMENTS/LEVY	$50	Not stated	None
Subordination	$150	Not stated	None
Lending Fees
Late Payment	$20	Not stated	None
Gift & Prepaid Cards
Gift Cards	$3.50	Not stated	None
Other Fees
Returned Payment	$29	Not stated	None
Skip-A-Payment	$25	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Early Account Closure – WithinNo charge
Dormant Account$10
per item
Account Research$20
Not compared: Charged per hour; comparison unavailable
per hour
Returned Mail$10

Overdraft & NSF

Courtesy Pay$29
Non-Sufficient Funds (NSF)$29

Check Services

Cashier’s Check$7
Money Order$1.50
Stop Payment: Single ACH/Check$25
per item
Temporary Checks$4
per item · 4 per page
Temporary Checks (4 per Page)$4
per item

Digital & Electronic

ACH Origination$5
ACH Returned Item$29

Account Services

NotaryNo charge
Notary (per Stamp)$5
per item
MONEY MARKET – ASSESSED IF: GARNISHMENTS/LEVY$50
Subordination$150

Lending Fees

Late Payment$20

Gift & Prepaid Cards

Gift Cards$3.50

Other Fees

Returned Payment$29
Skip-A-Payment$25

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closure – Within	No charge	Not stated	None
Dormant Account	$10	per item	None
Account Research	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Mail	$10	Not stated	None
Overdraft & NSF
Courtesy Pay	$29	Not stated	None
Non-Sufficient Funds (NSF)	$29	Not stated	None
Check Services
Cashier’s Check	$7	Not stated	None
Money Order	$1.50	Not stated	None
Stop Payment: Single ACH/Check	$25	per item	None
Temporary Checks	$4	per item	4 per page
Temporary Checks (4 per Page)	$4	per item	None
Digital & Electronic
ACH Origination	$5	Not stated	None
ACH Returned Item	$29	Not stated	None
Account Services
Notary	No charge	Not stated	None
Notary (per Stamp)	$5	per item	None
MONEY MARKET – ASSESSED IF: GARNISHMENTS/LEVY	$50	Not stated	None
Subordination	$150	Not stated	None
Lending Fees
Late Payment	$20	Not stated	None
Gift & Prepaid Cards
Gift Cards	$3.50	Not stated	None
Other Fees
Returned Payment	$29	Not stated	None
Skip-A-Payment	$25	Not stated	None

Correct a fee source

Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Westminster Federal Credit Union's nsf / returned item changes in our data

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Westminster Federal Credit Union: $29
Westminster Federal Credit Union: $29
U.S. median: no median
NSF / Returned Item
Westminster Federal Credit Union: $29
Westminster Federal Credit Union: $29
U.S. median: no median
Stop Payment
Compared at $17.98, the middle of its prices
Westminster Federal Credit Union: $10.95 to $25
Westminster Federal Credit Union: $10.95 to $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 14, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Colorado: Banks and credit unions headquartered in Colorado that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Westminster Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Early Account Closure – WithinNo charge
Dormant Account$10
per item
Account Research$20
Not compared: Charged per hour; comparison unavailable
per hour
Returned Mail$10

Overdraft & NSF

Courtesy Pay$29
Non-Sufficient Funds (NSF)$29

Check Services

Cashier’s Check$7
Stop Payment: New (audience not stated, treated as personal)$10.95
Stop Payment: Single ACH/Check$25
per item
Temporary Checks$4
per item · 4 per page
Temporary Checks (4 per Page)$4
per item
Check Copy: Online (audience not stated, treated as personal)No charge

Digital & Electronic

ACH Origination$5
ACH Returned Item$29

Account Services

NotaryNo charge
Notary (per Stamp)$5
per item
MONEY MARKET – ASSESSED IF: GARNISHMENTS/LEVY$50
Subordination$150

Lending Fees

Late Payment$20

Gift & Prepaid Cards

Gift Cards$3.50

Other Fees

Returned Payment$29
Skip-A-Payment$25

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closure – Within	No charge	Not stated	None
Dormant Account	$10	per item	None
Account Research	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Mail	$10	Not stated	None
Overdraft & NSF
Courtesy Pay	$29	Not stated	None
Non-Sufficient Funds (NSF)	$29	Not stated	None
Check Services
Cashier’s Check	$7	Not stated	None
Stop Payment: New (audience not stated, treated as personal)	$10.95	Not stated	None
Stop Payment: Single ACH/Check	$25	per item	None
Temporary Checks	$4	per item	4 per page
Temporary Checks (4 per Page)	$4	per item	None
Check Copy: Online (audience not stated, treated as personal)	No charge	Not stated	None
Digital & Electronic
ACH Origination	$5	Not stated	None
ACH Returned Item	$29	Not stated	None
Account Services
Notary	No charge	Not stated	None
Notary (per Stamp)	$5	per item	None
MONEY MARKET – ASSESSED IF: GARNISHMENTS/LEVY	$50	Not stated	None
Subordination	$150	Not stated	None
Lending Fees
Late Payment	$20	Not stated	None
Gift & Prepaid Cards
Gift Cards	$3.50	Not stated	None
Other Fees
Returned Payment	$29	Not stated	None
Skip-A-Payment	$25	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Early Account Closure – WithinNo charge
Dormant Account$10
per item
Account Research$20
Not compared: Charged per hour; comparison unavailable
per hour
Returned Mail$10

Overdraft & NSF

Courtesy Pay$29
Non-Sufficient Funds (NSF)$29

Check Services

Cashier’s Check$7
Money Order$1.50
Stop Payment: Single ACH/Check$25
per item
Temporary Checks$4
per item · 4 per page
Temporary Checks (4 per Page)$4
per item

Digital & Electronic

ACH Origination$5
ACH Returned Item$29

Account Services

NotaryNo charge
Notary (per Stamp)$5
per item
MONEY MARKET – ASSESSED IF: GARNISHMENTS/LEVY$50
Subordination$150

Lending Fees

Late Payment$20

Gift & Prepaid Cards

Gift Cards$3.50

Other Fees

Returned Payment$29
Skip-A-Payment$25

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closure – Within	No charge	Not stated	None
Dormant Account	$10	per item	None
Account Research	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Mail	$10	Not stated	None
Overdraft & NSF
Courtesy Pay	$29	Not stated	None
Non-Sufficient Funds (NSF)	$29	Not stated	None
Check Services
Cashier’s Check	$7	Not stated	None
Money Order	$1.50	Not stated	None
Stop Payment: Single ACH/Check	$25	per item	None
Temporary Checks	$4	per item	4 per page
Temporary Checks (4 per Page)	$4	per item	None
Digital & Electronic
ACH Origination	$5	Not stated	None
ACH Returned Item	$29	Not stated	None
Account Services
Notary	No charge	Not stated	None
Notary (per Stamp)	$5	per item	None
MONEY MARKET – ASSESSED IF: GARNISHMENTS/LEVY	$50	Not stated	None
Subordination	$150	Not stated	None
Lending Fees
Late Payment	$20	Not stated	None
Gift & Prepaid Cards
Gift Cards	$3.50	Not stated	None
Other Fees
Returned Payment	$29	Not stated	None
Skip-A-Payment	$25	Not stated	None

Correct a fee source

Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.