River Region Federal Credit Union

Headquarters: Lutcher, Louisiana
Charter: Credit Union
Assets: $42.0M
Fed district: Atlanta

11 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Compared at $30, its standard fee, the highest of its prices
River Region Federal Credit Union: $25 to $30
River Region Federal Credit Union: $25 to $30
U.S. median: no median
NSF / Returned Item
River Region Federal Credit Union: $30
River Region Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
River Region Federal Credit Union: $1
River Region Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Louisiana, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Louisiana: Banks and credit unions headquartered in Louisiana that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from River Region Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Inactive/Dormant Account Fee$5
per month
Account Reconciliation$10
Not compared: Charged per hour; comparison unavailable
per hour
Account Research$10
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

ACH Overdraft Fee$30
per item
Debit Card Overdraft Fee$25
per item
Overdraft Fee$30
per item
NSF Fee$30
per item
Returned Item Fee$30
per item
Overdraft Transfer Fee$5
per item

ATM & Card

ATM Transaction Fee$1
per item
Card Replacement Fee$5
per item

Check Services

Teller’s Check$1
per item
Stop Payment Fee$25
per item
Temporary Check Fee$2
per item

Cash & Deposit

Deposited Item Return Fee$30
per item

Other Fees

Statement Copy Fee$1
per item

Fee	Amount	Basis	Note
Account Maintenance
Inactive/Dormant Account Fee	$5	per month	None
Account Reconciliation	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
ACH Overdraft Fee	$30	per item	None
Debit Card Overdraft Fee	$25	per item	None
Overdraft Fee	$30	per item	None
NSF Fee	$30	per item	None
Returned Item Fee	$30	per item	None
Overdraft Transfer Fee	$5	per item	None
ATM & Card
ATM Transaction Fee	$1	per item	None
Card Replacement Fee	$5	per item	None
Check Services
Teller’s Check	$1	per item	None
Stop Payment Fee	$25	per item	None
Temporary Check Fee	$2	per item	None
Cash & Deposit
Deposited Item Return Fee	$30	per item	None
Other Fees
Statement Copy Fee	$1	per item	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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