Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

River Region Federal Credit Union

Lutcher, LouisianaCredit UnionAtlanta Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation$10Below the typical range ($15–$25 nationally)

Inactive/Dormant Account Fee$5

At the national median

Knox deterministic extraction from Rosetta artifact #4625. canonical_hint=dormant_account; text_hash=228423df23e1fdd985af5c9a6043bc9ea091090bade47c7a427b48ead504b70c; excerpt="Inactive/Dormant Account Fee | $5.00/month2" · Source

Overdraft & NSFVerified

Debit Card Overdraft Fee$25Within the typical range ($20–$30 nationally)
$3 below the national median
per item · Knox deterministic extraction from Rosetta artifact #4625. canonical_hint=overdraft; text_hash=228423df23e1fdd985af5c9a6043bc9ea091090bade47c7a427b48ead504b70c; excerpt="Debit Card Overdraft Fee | $25.00/item" · Source
NSF Fee$30Within the typical range ($25–$32 nationally)
$1 above the national median
per item · Knox deterministic extraction from Rosetta artifact #4625. canonical_hint=nsf; text_hash=228423df23e1fdd985af5c9a6043bc9ea091090bade47c7a427b48ead504b70c; excerpt="NSF Fee | $30.00/item" · Source
Overdraft Fee$30Within the typical range ($20–$30 nationally)
$2 above the national median
per item · Knox deterministic extraction from Rosetta artifact #4625. canonical_hint=overdraft; text_hash=228423df23e1fdd985af5c9a6043bc9ea091090bade47c7a427b48ead504b70c; excerpt="Overdraft Fee | $30.00/item" · Source
Overdraft Transfer Fee$5Within the typical range ($2.50–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4625. canonical_hint=od_protection_transfer; text_hash=228423df23e1fdd985af5c9a6043bc9ea091090bade47c7a427b48ead504b70c; excerpt="Overdraft Transfer Fee | $5.00/transfer" · Source

ATM & CardVerified

ATM Transaction Fee$1Within the typical range ($1–$3 nationally)
$0.50 below the national median
Knox deterministic extraction from Rosetta artifact #4625. canonical_hint=atm_non_network; text_hash=228423df23e1fdd985af5c9a6043bc9ea091090bade47c7a427b48ead504b70c; excerpt="ATM Transaction Fee | $1.00/transaction3" · Source
Card Replacement Fee$5Within the typical range ($5–$10 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #4625. canonical_hint=card_replacement; text_hash=228423df23e1fdd985af5c9a6043bc9ea091090bade47c7a427b48ead504b70c; excerpt="Card Replacement Fee | $5.00/card" · Source

Check ServicesVerified

Stop Payment Fee$25Within the typical range ($20–$30 nationally)
$2 below the national median
per item · Knox deterministic extraction from Rosetta artifact #4625. canonical_hint=stop_payment; text_hash=228423df23e1fdd985af5c9a6043bc9ea091090bade47c7a427b48ead504b70c; excerpt="Stop Payment Fee | $25.00/item" · Source
Temporary Check Fee$2Within the typical range ($1–$4 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4625. canonical_hint=counter_check; text_hash=228423df23e1fdd985af5c9a6043bc9ea091090bade47c7a427b48ead504b70c; excerpt="Temporary Check Fee | $2.00/sheet" · Source

Cash & DepositVerified

Deposited Item Return Fee$30Above the typical range ($9.50–$25 nationally)
$15 above the national median
per item · Knox deterministic extraction from Rosetta artifact #4625. canonical_hint=deposited_item_return; text_hash=228423df23e1fdd985af5c9a6043bc9ea091090bade47c7a427b48ead504b70c; excerpt="Deposited Item Return Fee | $30.00/item" · Source

Other FeesVerified

Statement Copy Fee$1Below the typical range ($2–$5 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #4625. canonical_hint=document_reproduction; text_hash=228423df23e1fdd985af5c9a6043bc9ea091090bade47c7a427b48ead504b70c; excerpt="Statement Copy Fee | $1.00/copy" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation	$10Below the typical range ($15–$25 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #4625. canonical_hint=account_research; text_hash=228423df23e1fdd985af5c9a6043bc9ea091090bade47c7a427b48ead504b70c; excerpt="Account Reconciliation \| $10.00/hour2"	Source
Inactive/Dormant Account Fee	$5Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4625. canonical_hint=dormant_account; text_hash=228423df23e1fdd985af5c9a6043bc9ea091090bade47c7a427b48ead504b70c; excerpt="Inactive/Dormant Account Fee \| $5.00/month2"	Source
Overdraft & NSFVerified
Debit Card Overdraft Fee	$25Within the typical range ($20–$30 nationally)	$3 below the national median	per item	Knox deterministic extraction from Rosetta artifact #4625. canonical_hint=overdraft; text_hash=228423df23e1fdd985af5c9a6043bc9ea091090bade47c7a427b48ead504b70c; excerpt="Debit Card Overdraft Fee \| $25.00/item"	Source
NSF Fee	$30
ATM & CardVerified
ATM Transaction Fee	$1Within the typical range ($1–$3 nationally)	$0.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #4625. canonical_hint=atm_non_network; text_hash=228423df23e1fdd985af5c9a6043bc9ea091090bade47c7a427b48ead504b70c; excerpt="ATM Transaction Fee \| $1.00/transaction3"	Source
Card Replacement Fee	$5
Check ServicesVerified
Stop Payment Fee	$25Within the typical range ($20–$30 nationally)	$2 below the national median	per item	Knox deterministic extraction from Rosetta artifact #4625. canonical_hint=stop_payment; text_hash=228423df23e1fdd985af5c9a6043bc9ea091090bade47c7a427b48ead504b70c; excerpt="Stop Payment Fee \| $25.00/item"	Source
Temporary Check Fee	$2
Cash & DepositVerified
Deposited Item Return Fee	$30Above the typical range ($9.50–$25 nationally)	$15 above the national median	per item	Knox deterministic extraction from Rosetta artifact #4625. canonical_hint=deposited_item_return; text_hash=228423df23e1fdd985af5c9a6043bc9ea091090bade47c7a427b48ead504b70c; excerpt="Deposited Item Return Fee \| $30.00/item"	Source
Other FeesVerified
Statement Copy Fee	$1Below the typical range ($2–$5 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #4625. canonical_hint=document_reproduction; text_hash=228423df23e1fdd985af5c9a6043bc9ea091090bade47c7a427b48ead504b70c; excerpt="Statement Copy Fee \| $1.00/copy"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

11% below the national median overdraft fee

Total fees: 12 — leaner than most institutions

Verified fees

Under review

Assets

$42.0M

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$42.0M

Total deposits

$33.7M

Service charge income (year to date)

$130K

Fee income ratio

13.1%

Return on assets

0.47%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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