Energy People Federal Credit Union

Headquarters: Medford, New Jersey
Charter: Credit Union
Assets: $18.1M
Fed district: Philadelphia

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 19, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Account Below Minimum Balance
Energy People Federal Credit Union: $5
Energy People Federal Credit Union: $5
U.S. median: no median
NSF / Returned Item
Energy People Federal Credit Union: $40
Energy People Federal Credit Union: $40
U.S. median: no median
Wire Transfer (Domestic Out)
Energy People Federal Credit Union: $40
Energy People Federal Credit Union: $40
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 19, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New Jersey, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New Jersey: Banks and credit unions headquartered in New Jersey that publish the fee.
Philadelphia district: Banks and credit unions headquartered in the Philadelphia Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Energy People Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Maintenance Fee (Account Below Minimum Balance)$5
Closed Account Fee (under 6 months)$50
Paper Statement Fee$3

Overdraft & NSF

Return ACH Fee$40

Wire Transfers

Wire Transfer (per transfer): Outgoing Domestic$40
Wire Transfer (per transfer): Incoming Domestic$40

Check Services

Stop Payment (per check): Personal Check$40
per item
Check Copies$2

Lending Fees

30-Day Late Fee$25

Gift & Prepaid Cards

Companion Prepaid Debit Card Purchase$2.50
Prepaid Debit Card Purchase$5

Other Fees

Statement Copies (per statement)$25
Lien Release for Titled Items$88
Loan Extension$50
Non-Credit Check Loan Application$35

Fee	Amount	Basis	Note
Account Maintenance
Maintenance Fee (Account Below Minimum Balance)	$5	Not stated	None
Closed Account Fee (under 6 months)	$50	Not stated	None
Paper Statement Fee	$3	Not stated	None
Overdraft & NSF
Return ACH Fee	$40	Not stated	None
Wire Transfers
Wire Transfer (per transfer): Outgoing Domestic	$40	Not stated	None
Wire Transfer (per transfer): Incoming Domestic	$40	Not stated	None
Check Services
Stop Payment (per check): Personal Check	$40	per item	None
Check Copies	$2	Not stated	None
Lending Fees
30-Day Late Fee	$25	Not stated	None
Gift & Prepaid Cards
Companion Prepaid Debit Card Purchase	$2.50	Not stated	None
Prepaid Debit Card Purchase	$5	Not stated	None
Other Fees
Statement Copies (per statement)	$25	Not stated	None
Lien Release for Titled Items	$88	Not stated	None
Loan Extension	$50	Not stated	None
Non-Credit Check Loan Application	$35	Not stated	None

Correct a fee source

Oct 19, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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