Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Baldwin County Federal Credit Union

Bay Minette, AlabamaCredit UnionAtlanta Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research$10Below the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #2712. canonical_hint=account_research; text_hash=7084ce539f384490d31fecfad6d542713765f4ebcb0ecec9c8b7a98d46422107; excerpt="Account Research | $10 per hour" · Source

Dormant Account Fee (no activity within a 365 period)$25

$20 above the national median

Knox deterministic extraction from Rosetta artifact #2712. canonical_hint=dormant_account; text_hash=7084ce539f384490d31fecfad6d542713765f4ebcb0ecec9c8b7a98d46422107; excerpt="Dormant Account Fee (no activity within a 365 period) | $25" · Source

Overdraft & NSFVerified

NSF (non-sufficient funds) Fee$28Within the typical range ($25–$32 nationally)
$1 below the national median
per item · Knox deterministic extraction from Rosetta artifact #2712. canonical_hint=nsf; text_hash=7084ce539f384490d31fecfad6d542713765f4ebcb0ecec9c8b7a98d46422107; excerpt="NSF (non-sufficient funds) Fee | $28 per item" · Source

Wire TransfersVerified

Wire Fee (incoming)$15Within the typical range ($7.75–$15 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #2712. canonical_hint=wire_domestic_incoming; text_hash=7084ce539f384490d31fecfad6d542713765f4ebcb0ecec9c8b7a98d46422107; excerpt="Wire Fee (incoming) | $15" · Source

Check ServicesVerified

Check Cashing Fee for Non-Members$5Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2712. canonical_hint=check_cashing; text_hash=7084ce539f384490d31fecfad6d542713765f4ebcb0ecec9c8b7a98d46422107; excerpt="Check Cashing Fee for Non-Members | $5" · Source
Share Draft Copy (copy of check)$1Below the typical range ($2–$5 nationally)
$2 below the national median
per item · Knox deterministic extraction from Rosetta artifact #2712. canonical_hint=check_image; text_hash=7084ce539f384490d31fecfad6d542713765f4ebcb0ecec9c8b7a98d46422107; excerpt="Share Draft Copy (copy of check) | $1 per item" · Source
Stop Payment Order$28Within the typical range ($20–$30 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #2712. canonical_hint=stop_payment; text_hash=7084ce539f384490d31fecfad6d542713765f4ebcb0ecec9c8b7a98d46422107; excerpt="Stop Payment Order | $28" · Source

Account ServicesVerified

Garnishment / Levy / Judgement$25Within the typical range ($25–$75 nationally)
$25 below the national median
Knox deterministic extraction from Rosetta artifact #2712. canonical_hint=garnishment_levy; text_hash=7084ce539f384490d31fecfad6d542713765f4ebcb0ecec9c8b7a98d46422107; excerpt="Garnishment / Levy / Judgement | $25" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research	$10Below the typical range ($15–$25 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #2712. canonical_hint=account_research; text_hash=7084ce539f384490d31fecfad6d542713765f4ebcb0ecec9c8b7a98d46422107; excerpt="Account Research \| $10 per hour"	Source
Dormant Account Fee (no activity within a 365 period)	$25Above the typical range ($5–$10 nationally)	$20 above the national median	—	Knox deterministic extraction from Rosetta artifact #2712. canonical_hint=dormant_account; text_hash=7084ce539f384490d31fecfad6d542713765f4ebcb0ecec9c8b7a98d46422107; excerpt="Dormant Account Fee (no activity within a 365 period) \| $25"	Source
Overdraft & NSFVerified
NSF (non-sufficient funds) Fee	$28Within the typical range ($25–$32 nationally)	$1 below the national median	per item	Knox deterministic extraction from Rosetta artifact #2712. canonical_hint=nsf; text_hash=7084ce539f384490d31fecfad6d542713765f4ebcb0ecec9c8b7a98d46422107; excerpt="NSF (non-sufficient funds) Fee \| $28 per item"	Source
Wire TransfersVerified
Wire Fee (incoming)	$15Within the typical range ($7.75–$15 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #2712. canonical_hint=wire_domestic_incoming; text_hash=7084ce539f384490d31fecfad6d542713765f4ebcb0ecec9c8b7a98d46422107; excerpt="Wire Fee (incoming) \| $15"	Source
Check ServicesVerified
Check Cashing Fee for Non-Members	$5Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2712. canonical_hint=check_cashing; text_hash=7084ce539f384490d31fecfad6d542713765f4ebcb0ecec9c8b7a98d46422107; excerpt="Check Cashing Fee for Non-Members \| $5"	Source
Share Draft Copy (copy of check)
Account ServicesVerified
Garnishment / Levy / Judgement	$25Within the typical range ($25–$75 nationally)	$25 below the national median	—	Knox deterministic extraction from Rosetta artifact #2712. canonical_hint=garnishment_levy; text_hash=7084ce539f384490d31fecfad6d542713765f4ebcb0ecec9c8b7a98d46422107; excerpt="Garnishment / Levy / Judgement \| $25"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $28

NSF fee is aligned with the national median

Total fees: 8 — leaner than most institutions

Verified fees

Under review

Assets

$32.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$32.4M

Total deposits

$28.1M

Service charge income (year to date)

$50K

Fee income ratio

6.2%

Return on assets

0.73%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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