Ravenswood Federal Credit Union

Headquarters: Ravenswood, West Virginia
Charter: Credit Union
Assets: $53.6M
Fed district: Richmond

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Ravenswood Federal Credit Union: $30
Ravenswood Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Ravenswood Federal Credit Union: $30
Ravenswood Federal Credit Union: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Ravenswood Federal Credit Union: $30
Ravenswood Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for West Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
West Virginia: Banks and credit unions headquartered in West Virginia that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Ravenswood Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closure$5
Dormant Account Fee$15
per month
Return Mail Fee$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Draft Protection Fee$30
per item
NSF Fee$30
per item
NSF Return Fee$30
Returned Item Fee$30
per item
Overdraft Transfer Fee$3
per item

ATM & Card

Debit/Credit Card Replacement$7.50
per item

Wire Transfers

Wire Transfer (Outgoing)$30
Wire Transfer (Incoming)$15

Check Services

Official Checks$5
Money Orders$3
per item
Stop Payment Fee$25
per item
Copy of Paid Draft$3
per item

Cash & Deposit

Deposit Item Return$30
per item

Account Services

Legal Process$35
Verification of Account$20
per item

Other Fees

Fax Copy$3
Statement Copy$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Account Closure	$5	Not stated	None
Dormant Account Fee	$15	per month	None
Return Mail Fee	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Draft Protection Fee	$30	per item	None
NSF Fee	$30	per item	None
NSF Return Fee	$30	Not stated	None
Returned Item Fee	$30	per item	None
Overdraft Transfer Fee	$3	per item	None
ATM & Card
Debit/Credit Card Replacement	$7.50	per item	None
Wire Transfers
Wire Transfer (Outgoing)	$30	Not stated	None
Wire Transfer (Incoming)	$15	Not stated	None
Check Services
Official Checks	$5	Not stated	None
Money Orders	$3	per item	None
Stop Payment Fee	$25	per item	None
Copy of Paid Draft	$3	per item	None
Cash & Deposit
Deposit Item Return	$30	per item	None
Account Services
Legal Process	$35	Not stated	None
Verification of Account	$20	per item	None
Other Fees
Fax Copy	$3	Not stated	None
Statement Copy	$5	per item	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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