Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Ravenswood Federal Credit Union

Ravenswood, West VirginiaCredit UnionCleveland Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Closure$5Below the typical range ($10–$25 nationally)

Knox deterministic extraction from Rosetta artifact #2660. canonical_hint=early_closure; text_hash=3dacc734d3f971db511f925f03e961843174a5db70cc3c083ddd2e48fa6348af; excerpt="Account Closure | $5.00 if closed within 90 days" · Source

Dormant Account Fee$15

$10 above the national median

per month · Knox deterministic extraction from Rosetta artifact #2660. canonical_hint=dormant_account; text_hash=3dacc734d3f971db511f925f03e961843174a5db70cc3c083ddd2e48fa6348af; excerpt="Dormant Account Fee | $15.00 per Month" · Source

Overdraft & NSFVerified

NSF Fee$30Within the typical range ($15–$30 nationally)
$5 above the national median
per item · Knox deterministic extraction from Rosetta artifact #2660. canonical_hint=nsf; text_hash=3dacc734d3f971db511f925f03e961843174a5db70cc3c083ddd2e48fa6348af; excerpt="NSF Fee ** | $30.00 per Presentment" · Source
NSF Return Fee$30Within the typical range ($15–$30 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #2660. canonical_hint=nsf; text_hash=3dacc734d3f971db511f925f03e961843174a5db70cc3c083ddd2e48fa6348af; excerpt="NSF Return Fee | $30.00" · Source

ATM & CardVerified

ATM Non-member$3Within the typical range ($1–$4.99 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #2660. canonical_hint=atm_non_network; text_hash=3dacc734d3f971db511f925f03e961843174a5db70cc3c083ddd2e48fa6348af; excerpt="ATM Non-member | $3.00" · Source
Debit/Credit Card Replacement$7.50Within the typical range ($5–$12 nationally)
$2.50 below the national median
Knox deterministic extraction from Rosetta artifact #2660. canonical_hint=card_replacement; text_hash=3dacc734d3f971db511f925f03e961843174a5db70cc3c083ddd2e48fa6348af; excerpt="Debit/Credit Card Replacement | $7.50 per Card" · Source

Wire TransfersVerified

Wire Transfer (Incoming)$15Within the typical range ($10–$15 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #2660. canonical_hint=wire_domestic_incoming; text_hash=3dacc734d3f971db511f925f03e961843174a5db70cc3c083ddd2e48fa6348af; excerpt="Wire Transfer (Incoming) | $15.00" · Source
Wire Transfer (Outgoing)$30Within the typical range ($20–$30 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #2660. canonical_hint=wire_domestic_outgoing; text_hash=3dacc734d3f971db511f925f03e961843174a5db70cc3c083ddd2e48fa6348af; excerpt="Wire Transfer (Outgoing) | $30.00" · Source

Check ServicesVerified

Money Orders$3Within the typical range ($1.50–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2660. canonical_hint=money_order; text_hash=3dacc734d3f971db511f925f03e961843174a5db70cc3c083ddd2e48fa6348af; excerpt="Money Orders | $3.00 per Money Order" · Source
Stop Payment Fee$25Within the typical range ($20–$30 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2660. canonical_hint=stop_payment; text_hash=3dacc734d3f971db511f925f03e961843174a5db70cc3c083ddd2e48fa6348af; excerpt="Stop Payment Fee | $25.00 per Request" · Source

Account ServicesVerified

Legal Process$35Within the typical range ($25–$100 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2660. canonical_hint=legal_process; text_hash=3dacc734d3f971db511f925f03e961843174a5db70cc3c083ddd2e48fa6348af; excerpt="Legal Process | $35.00 per IRA or State Levy, Initial Garnishment" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Closure	$5Below the typical range ($10–$25 nationally)	$17.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #2660. canonical_hint=early_closure; text_hash=3dacc734d3f971db511f925f03e961843174a5db70cc3c083ddd2e48fa6348af; excerpt="Account Closure \| $5.00 if closed within 90 days"	Source
Dormant Account Fee	$15Above the typical range ($5–$10 nationally)	$10 above the national median	per month	Knox deterministic extraction from Rosetta artifact #2660. canonical_hint=dormant_account; text_hash=3dacc734d3f971db511f925f03e961843174a5db70cc3c083ddd2e48fa6348af; excerpt="Dormant Account Fee \| $15.00 per Month"	Source
Overdraft & NSFVerified
NSF Fee	$30Within the typical range ($15–$30 nationally)	$5 above the national median	per item	Knox deterministic extraction from Rosetta artifact #2660. canonical_hint=nsf; text_hash=3dacc734d3f971db511f925f03e961843174a5db70cc3c083ddd2e48fa6348af; excerpt="NSF Fee ** \| $30.00 per Presentment"	Source
NSF Return Fee	$30
ATM & CardVerified
ATM Non-member	$3Within the typical range ($1–$4.99 nationally)	$1 above the national median	—	Knox deterministic extraction from Rosetta artifact #2660. canonical_hint=atm_non_network; text_hash=3dacc734d3f971db511f925f03e961843174a5db70cc3c083ddd2e48fa6348af; excerpt="ATM Non-member \| $3.00"	Source
Debit/Credit Card Replacement	$7.50
Wire TransfersVerified
Wire Transfer (Incoming)	$15Within the typical range ($10–$15 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #2660. canonical_hint=wire_domestic_incoming; text_hash=3dacc734d3f971db511f925f03e961843174a5db70cc3c083ddd2e48fa6348af; excerpt="Wire Transfer (Incoming) \| $15.00"	Source
Wire Transfer (Outgoing)	$30
Check ServicesVerified
Money Orders	$3Within the typical range ($1.50–$5 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2660. canonical_hint=money_order; text_hash=3dacc734d3f971db511f925f03e961843174a5db70cc3c083ddd2e48fa6348af; excerpt="Money Orders \| $3.00 per Money Order"	Source
Stop Payment Fee	$25
Account ServicesVerified
Legal Process	$35Within the typical range ($25–$100 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2660. canonical_hint=legal_process; text_hash=3dacc734d3f971db511f925f03e961843174a5db70cc3c083ddd2e48fa6348af; excerpt="Legal Process \| $35.00 per IRA or State Levy, Initial Garnishment"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

20% above the national median NSF fee

Total fees: 11 — leaner than most institutions

Verified fees

Under review

Assets

$53.6M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$53.6M

Total deposits

$48.8M

Service charge income (year to date)

$146K

Fee income ratio

10.5%

Return on assets

0.21%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 6,610 verified fees from 1,539 institutions

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