Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

South Bend Firefighters Federal Credit Union

South Bend, IndianaCredit UnionChicago Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Fee$7Within the typical range ($5–$10 nationally)

Knox deterministic extraction from Rosetta artifact #3784. canonical_hint=dormant_account; text_hash=bc0f129d4c752f95447f9d67a5ac35b716be5ad1aa3df2642ecc2668bb0f5247; excerpt="Dormant Fee | $7.00" · Source

Overdraft & NSFVerified

ACH Overdraft$20Within the typical range ($20–$30 nationally)
$8 below the national median
Knox deterministic extraction from Rosetta artifact #3784. canonical_hint=overdraft; text_hash=bc0f129d4c752f95447f9d67a5ac35b716be5ad1aa3df2642ecc2668bb0f5247; excerpt="ACH Overdraft | $20.00" · Source
Overdraft$10Below the typical range ($20–$30 nationally)
$18 below the national median
Knox deterministic extraction from Rosetta artifact #1448. canonical_hint=overdraft; text_hash=5208af3a8804845b761119f019587f7f0a5a12ceae5dc19029993d70460bc8ef; excerpt="Overdraft / $10.00" · Source
Returned Checks$20Below the typical range ($25–$32 nationally)
$9 below the national median
Knox deterministic extraction from Rosetta artifact #1448. canonical_hint=nsf; text_hash=5208af3a8804845b761119f019587f7f0a5a12ceae5dc19029993d70460bc8ef; excerpt="Returned Checks / $20.00" · Source

ATM & CardVerified

Debit Card Replacement Fee$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #1448. canonical_hint=card_replacement; text_hash=5208af3a8804845b761119f019587f7f0a5a12ceae5dc19029993d70460bc8ef; excerpt="Debit Card Replacement Fee / $10.00" · Source

Wire TransfersVerified

Incoming Wire$10Within the typical range ($7.75–$15 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3784. canonical_hint=wire_domestic_incoming; text_hash=bc0f129d4c752f95447f9d67a5ac35b716be5ad1aa3df2642ecc2668bb0f5247; excerpt="Incoming Wire | $10.00" · Source
Outgoing Wire$25Within the typical range ($20–$25 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #3784. canonical_hint=wire_domestic_outgoing; text_hash=bc0f129d4c752f95447f9d67a5ac35b716be5ad1aa3df2642ecc2668bb0f5247; excerpt="Outgoing Wire | $25.00" · Source

Check ServicesVerified

Copy of a Check$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #1448. canonical_hint=check_image; text_hash=5208af3a8804845b761119f019587f7f0a5a12ceae5dc19029993d70460bc8ef; excerpt="Copy of a Check / $5.00" · Source
Stop Payment$20Within the typical range ($20–$30 nationally)
$7 below the national median
Knox deterministic extraction from Rosetta artifact #3784. canonical_hint=stop_payment; text_hash=bc0f129d4c752f95447f9d67a5ac35b716be5ad1aa3df2642ecc2668bb0f5247; excerpt="Stop Payment | $20.00" · Source

Digital & ElectronicVerified

ACH Return$20Within the typical range ($15–$30 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #3784. canonical_hint=ach_return; text_hash=bc0f129d4c752f95447f9d67a5ac35b716be5ad1aa3df2642ecc2668bb0f5247; excerpt="ACH Return | $20.00" · Source

Cash & DepositVerified

Deposited Checks Returned Unpaid$20Within the typical range ($9.50–$25 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #1448. canonical_hint=deposited_item_return; text_hash=5208af3a8804845b761119f019587f7f0a5a12ceae5dc19029993d70460bc8ef; excerpt="Deposited Checks Returned Unpaid / $20.00" · Source

Account ServicesVerified

Tax Levy on Account per Order$50Within the typical range ($25–$75 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3784. canonical_hint=garnishment_levy; text_hash=bc0f129d4c752f95447f9d67a5ac35b716be5ad1aa3df2642ecc2668bb0f5247; excerpt="Tax Levy on Account per Order | $50.00" · Source

Other FeesVerified

Statement Copy$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #1448. canonical_hint=document_reproduction; text_hash=5208af3a8804845b761119f019587f7f0a5a12ceae5dc19029993d70460bc8ef; excerpt="Statement Copy / $5.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant Fee	$7Within the typical range ($5–$10 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #3784. canonical_hint=dormant_account; text_hash=bc0f129d4c752f95447f9d67a5ac35b716be5ad1aa3df2642ecc2668bb0f5247; excerpt="Dormant Fee \| $7.00"	Source
Overdraft & NSFVerified
ACH Overdraft	$20Within the typical range ($20–$30 nationally)	$8 below the national median	—	Knox deterministic extraction from Rosetta artifact #3784. canonical_hint=overdraft; text_hash=bc0f129d4c752f95447f9d67a5ac35b716be5ad1aa3df2642ecc2668bb0f5247; excerpt="ACH Overdraft \| $20.00"	Source
Overdraft	$10
ATM & CardVerified
Debit Card Replacement Fee	$10Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #1448. canonical_hint=card_replacement; text_hash=5208af3a8804845b761119f019587f7f0a5a12ceae5dc19029993d70460bc8ef; excerpt="Debit Card Replacement Fee / $10.00"	Source
Wire TransfersVerified
Incoming Wire	$10Within the typical range ($7.75–$15 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3784. canonical_hint=wire_domestic_incoming; text_hash=bc0f129d4c752f95447f9d67a5ac35b716be5ad1aa3df2642ecc2668bb0f5247; excerpt="Incoming Wire \| $10.00"	Source
Outgoing Wire	$25
Check ServicesVerified
Copy of a Check	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #1448. canonical_hint=check_image; text_hash=5208af3a8804845b761119f019587f7f0a5a12ceae5dc19029993d70460bc8ef; excerpt="Copy of a Check / $5.00"	Source
Stop Payment	$20
Digital & ElectronicVerified
ACH Return	$20Within the typical range ($15–$30 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #3784. canonical_hint=ach_return; text_hash=bc0f129d4c752f95447f9d67a5ac35b716be5ad1aa3df2642ecc2668bb0f5247; excerpt="ACH Return \| $20.00"	Source
Cash & DepositVerified
Deposited Checks Returned Unpaid	$20Within the typical range ($9.50–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #1448. canonical_hint=deposited_item_return; text_hash=5208af3a8804845b761119f019587f7f0a5a12ceae5dc19029993d70460bc8ef; excerpt="Deposited Checks Returned Unpaid / $20.00"	Source
Account ServicesVerified
Tax Levy on Account per Order	$50Within the typical range ($25–$75 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3784. canonical_hint=garnishment_levy; text_hash=bc0f129d4c752f95447f9d67a5ac35b716be5ad1aa3df2642ecc2668bb0f5247; excerpt="Tax Levy on Account per Order \| $50.00"	Source
Other FeesVerified
Statement Copy	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #1448. canonical_hint=document_reproduction; text_hash=5208af3a8804845b761119f019587f7f0a5a12ceae5dc19029993d70460bc8ef; excerpt="Statement Copy / $5.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$20

Overdraft fee: $20

29% below the national median overdraft fee

Total fees: 13 — leaner than most institutions

Verified fees

Under review

Assets

$64.3M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$64.3M

Total deposits

$49.0M

Service charge income (year to date)

$80K

Fee income ratio

4.7%

Return on assets

1.29%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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