20 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 18, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $10, the middle of its prices
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Nebraska, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Security First Bank · $2.3B in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Security First Bank(this institution) | Lincoln, NE | $2.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| American Bank & Trust | Sioux Falls, SD | $2.2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Anderson Brothers Bank | Mullins, SC | $2.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Bank Iowa | West Des Moines, IA | $2.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Cashmere Valley Bank | Cashmere, WA | $2.3B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Colorado Federal Savings Bank | Greenwood Village, CO | $2.3B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Commercial Bank | Harrogate, TN | $2.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Crews Bank & Trust | Wauchula, FL | $2.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Farmers and Merchants Trust Company of Chambersburg | Chambersburg, PA | $2.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| First Bank of the Lake | Osage Beach, MO | $2.3B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Guaranty Bank | Springfield, MO | $2.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Intercredit Bank, National Association | Coral Gables, FL | $2.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| John Marshall Bank | Reston, VA | $2.4B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Luana Savings Bank | Luana, IA | $2.3B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Omb Bank | Springfield, MO | $2.4B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Parke Bank | Sewell, NJ | $2.3B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Pioneer Bank, National Association | Albany, NY | $2.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| QNB Bank | Quakertown, PA | $2.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Queensborough National Bank & Trust Company | Louisville, GA | $2.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Regent Bank | Tulsa, OK | $2.2B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| South Central Bank, Inc. | Glasgow, KY | $2.3B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Texas First Bank | Texas City, TX | $2.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The Bank of Commerce | Ammon, ID | $2.3B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The Bank of Princeton | Princeton, NJ | $2.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| The Ephrata National Bank | Ephrata, PA | $2.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| The First National Bank of Fort Smith | Fort Smith, AR | $2.3B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 17 publish this fee(monthly maintenance)
8 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $10, the middle of its four prices, against a peer median of $10 among 17 publishing peers.
Its four checking prices are $5, $10, $10 and $15.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026. Total assets from FDIC and NCUA records.
Amounts from Security First Bank’s own schedules, with a source for each figure.
per month
per month
per month
per month
per month
per hour
per month
per month
per day
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| First Checking Monthly maintenance fee | $10 | per month | None |
| Monthly maintenance fee | $5 | per month | None |
| Monthly maintenance fee (audience not stated, treated as personal) | $10 | per month | None |
| Monthly maintenance fee | $15 | per month | None |
| Account Closing Within 90 Days | $10 | Not stated | None |
| Dormant account fee | $5 | per month | None |
| Account Research | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Monthly statement fee (First Free Checking) | $3 | per month | None |
| Monthly statement fee (Green Checking) | $10 | per month | None |
Overdraft & NSF | |||
| NSF Item Paid Fee | $30 | per item | None |
| NSF Item Returned Fee | $30 | per item | None |
| Continuous Overdraft Fee assessed every 30 calendar days that an account is continuously overdrawn (audience not stated, treated as personal) | $35 | per day | None |
ATM & Card | |||
| ATM Inquiry Fee | $2 | Not stated | None |
| ATM/Debit Card Replacement Fee | $5 | Not stated | None |
Wire Transfers | |||
| Outgoing Wire Transfer | $20 | Not stated | None |
| Incoming Wire Transfer | $10 | Not stated | None |
| Foreign Wire Transfer | $50 | Not stated | None |
Check Services | |||
| Official Check | $7 | Not stated | None |
| Money Order | $4 | Not stated | None |
| Counter Checks | $2 | per item | None |
| Collection Items | $15 | Not stated | None |
Account Services | |||
| Safe Deposit Box 10 x 10 (audience not stated, treated as personal) | $70 | Not stated | None |
| Safe Deposit Box 12 x 15 (audience not stated, treated as personal) | $75 | Not stated | None |
| Safe Deposit Box 16 x 24 (audience not stated, treated as personal) | $100 | Not stated | None |
| Safe Deposit Box 2 x 10 (audience not stated, treated as personal) | $30 | Not stated | None |
| Safe Deposit Box 2 x 5 (audience not stated, treated as personal) | $15 | Not stated | None |
| Safe Deposit Box 3 x 10 | $35 | Not stated | None |
| Safe Deposit Box 3 x 5 (audience not stated, treated as personal) | $20 | Not stated | None |
| Safe Deposit Box 4 x 10 (audience not stated, treated as personal) | $40 | Not stated | None |
| Safe Deposit Box 4 x 11 (audience not stated, treated as personal) | $40 | Not stated | None |
| Safe Deposit Box 4 x 4 (audience not stated, treated as personal) | $25 | Not stated | None |
| Safe Deposit Box 5 x 10 (audience not stated, treated as personal) | $50 | Not stated | None |
| Safe Deposit Box 5 x 11 (audience not stated, treated as personal) | $50 | Not stated | None |
| Safe Deposit Box 5 x 5 (audience not stated, treated as personal) | $30 | Not stated | None |
| Safe Deposit Box 7 x 10 (audience not stated, treated as personal) | $55 | Not stated | None |
| Safe Deposit Box 9 x 10 | $60 | Not stated | None |
| Garnishment/Collection Fees | $30 | Not stated | None |
| Maximum of three fees per day: Garnishments, Executions or Levies | $35Not compared: Daily charge, not per item | per day | None |
Gift & Prepaid Cards | |||
| Gift Card | $4 | Not stated | None |
Other Fees | |||
| Duplicate Imaged Statement | $5 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 18, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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