South Central Bank, Inc.

Headquarters: Glasgow, Kentucky
Charter: Bank
Assets: $2.3B
Fed district: St. Louis

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 4, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
South Central Bank, Inc.: $30
South Central Bank, Inc.: $30
U.S. median: no median
NSF / Returned Item
South Central Bank, Inc.: $30
South Central Bank, Inc.: $30
U.S. median: no median
Wire Transfer (Domestic Out)
South Central Bank, Inc.: $25
South Central Bank, Inc.: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Kentucky, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Kentucky: Banks and credit unions headquartered in Kentucky that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from South Central Bank, Inc.’s own schedules, with a source for each figure.

Account Maintenance

New Account Closing Fee$30
Reconcile Statement Fee (per hour)$30
Not compared: Charged per hour; comparison unavailable
per hour
Research Fee (per hour)$30
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Fee$30
Returned Item Fee$30
Overdraft Protection from Checking to Checking or Savings to Checking Transfer Fee$3
per item

ATM & Card

SCB Visa Check Card Replacement Fee$15

Wire Transfers

Wire Fees: Outgoing Domestic$25
Wire Fees: Incoming Domestic$25
Wire Fees: Outgoing Foreign$75
Incoming Foreign$35

Check Services

Check Printing Varies by style Garnishments & Levies$75
Stop Payment Fee$30
Temporary Checks$1
per item
Foreign Item Collection–Bank to Bank$55
Foreign Item Collection–Cash Letter$25
Foreign Item Collection—Cash Letter$25
Not compared: Annual charge, not per item
per year
Returned Foreign Item Collection$30
Not compared: Annual charge, not per item
per year
Returned Foreign Item Collection$40
Not compared: Annual charge, not per item
per year
Returned Foreign Item Collection–Bank to Bank$30
Returned Foreign Item Collection–Cash Letter$40

Cash & Deposit

Coin Counter-Manual Close Account by Mail$10
Coin Counter-Self Service: CustomerNo charge
Chargeback Fee (per item)$10
per item
Night Deposit Key Replacement$5
per item

Account Services

Key Replacement-1 Key Lost (Drilling Required)$150
Not compared: Box drilling or key fee
Safe Deposit Box 10x10$50
per year
Safe Deposit Box 12x12$55
per year
Safe Deposit Box 15x10$70
per year
Safe Deposit Box 24x45$85
per year
Safe Deposit Box 3x10$35
per year
Safe Deposit Box 3x5$20
per year
Safe Deposit Box 5x10$40
per year
Safe Deposit Box 5x5$30
per year
Safe Deposit Box Drilling$150
Not compared: Box drilling or key fee
Garnishments & Levies$75

Fee	Amount	Basis	Note
Account Maintenance
New Account Closing Fee	$30	Not stated	None
Reconcile Statement Fee (per hour)	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Research Fee (per hour)	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Fee	$30	Not stated	None
Returned Item Fee	$30	Not stated	None
Overdraft Protection from Checking to Checking or Savings to Checking Transfer Fee	$3	per item	None
ATM & Card
SCB Visa Check Card Replacement Fee	$15	Not stated	None
Wire Transfers
Wire Fees: Outgoing Domestic	$25	Not stated	None
Wire Fees: Incoming Domestic	$25	Not stated	None
Wire Fees: Outgoing Foreign	$75	Not stated	None
Incoming Foreign	$35	Not stated	None
Check Services
Check Printing Varies by style Garnishments & Levies	$75	Not stated	None
Stop Payment Fee	$30	Not stated	None
Temporary Checks	$1	per item	None
Foreign Item Collection–Bank to Bank	$55	Not stated	None
Foreign Item Collection–Cash Letter	$25	Not stated	None
Foreign Item Collection—Cash Letter	$25Not compared: Annual charge, not per item	per year	None
Returned Foreign Item Collection	$30Not compared: Annual charge, not per item	per year	None
Returned Foreign Item Collection	$40Not compared: Annual charge, not per item	per year	None
Returned Foreign Item Collection–Bank to Bank	$30	Not stated	None
Returned Foreign Item Collection–Cash Letter	$40	Not stated	None
Cash & Deposit
Coin Counter-Manual Close Account by Mail	$10	Not stated	None
Coin Counter-Self Service: Customer	No charge	Not stated	None
Chargeback Fee (per item)	$10	per item	None
Night Deposit Key Replacement	$5	per item	None
Account Services
Key Replacement-1 Key Lost (Drilling Required)	$150Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10x10	$50	per year	None
Safe Deposit Box 12x12	$55	per year	None
Safe Deposit Box 15x10	$70	per year	None
Safe Deposit Box 24x45	$85	per year	None
Safe Deposit Box 3x10	$35	per year	None
Safe Deposit Box 3x5	$20	per year	None
Safe Deposit Box 5x10	$40	per year	None
Safe Deposit Box 5x5	$30	per year	None
Safe Deposit Box Drilling	$150Not compared: Box drilling or key fee	Not stated	None
Garnishments & Levies	$75	Not stated	None

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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