Mission City Federal Credit Union

Headquarters: Santa Clara, California
Charter: Credit Union
Assets: $171.7M
Fed district: San Francisco

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 31, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Mission City Federal Credit Union: No fee
Mission City Federal Credit Union: No fee
U.S. median: no median
Overdraft (OD)
Mission City Federal Credit Union: $14
Mission City Federal Credit Union: $14
U.S. median: no median
NSF / Returned Item
Mission City Federal Credit Union: $14
Mission City Federal Credit Union: $14
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Mission City Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

No Monthly FeeNo charge
per month
Escheat Account Reporting Fee$2
Account Research Fee$25
Not compared: Charged per hour; comparison unavailable
per hour · Account Research Fee | $25 per hour
ATM Adjustment Fee$6
Paper Statement Fee$2
Return Mail Fee$10

Overdraft & NSF

Courtesy Pay Fee$14
Non-Sufficient Funds (NSF) Fee$14

ATM & Card

Rush Debit Card or PIN7$50
per item
Rush VISA® Card$50
per item
VISA® International Multiple-Currency Transaction1%of the transaction
per transaction
VISA® International Multiple-Currency Transaction (audience not stated, treated as personal)1%of the transaction
per transaction

Wire Transfers

Outgoing Domestic Wire Transfer Fee$15
Outgoing International Wire Transfer Fee$30

Check Services

Corporate/Cashier's Check$5
per item
Stop Payment Order (Per item or range)$10
per item

Cash & Deposit

Return Deposited Item$20

Account Services

Notary$15
per item
Tax Levy$25
per item
Subpoena/Legal Research$25
Not compared: Charged per hour; comparison unavailable
per hour · Subpoena/Legal Research | $25 per hour

Other Fees

Statement Reprint$2
Not compared: Charged per page; comparison unavailable
per page · Statement Reprint | $2 per page
2nd Mortgage Subordination$300
Lien Satisfied Request$25
Loan Extension Agreement$50
Reconveyance$45
Skip-a-Pay Fee$30

Fee	Amount	Basis	Note
Account Maintenance
No Monthly Fee	No charge	per month	None
Escheat Account Reporting Fee	$2	Not stated	None
Account Research Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	Account Research Fee \| $25 per hour
ATM Adjustment Fee	$6	Not stated	None
Paper Statement Fee	$2	Not stated	None
Return Mail Fee	$10	Not stated	None
Overdraft & NSF
Courtesy Pay Fee	$14	Not stated	None
Non-Sufficient Funds (NSF) Fee	$14	Not stated	None
ATM & Card
Rush Debit Card or PIN7	$50	per item	None
Rush VISA® Card	$50	per item	None
VISA® International Multiple-Currency Transaction	1%of the transaction	per transaction	None
VISA® International Multiple-Currency Transaction (audience not stated, treated as personal)	1%of the transaction	per transaction	None
Wire Transfers
Outgoing Domestic Wire Transfer Fee	$15	Not stated	None
Outgoing International Wire Transfer Fee	$30	Not stated	None
Check Services
Corporate/Cashier's Check	$5	per item	None
Stop Payment Order (Per item or range)	$10	per item	None
Cash & Deposit
Return Deposited Item	$20	Not stated	None
Account Services
Notary	$15	per item	None
Tax Levy	$25	per item	None
Subpoena/Legal Research	$25Not compared: Charged per hour; comparison unavailable	per hour	Subpoena/Legal Research \| $25 per hour
Other Fees
Statement Reprint	$2Not compared: Charged per page; comparison unavailable	per page	Statement Reprint \| $2 per page
2nd Mortgage Subordination	$300	Not stated	None
Lien Satisfied Request	$25	Not stated	None
Loan Extension Agreement	$50	Not stated	None
Reconveyance	$45	Not stated	None
Skip-a-Pay Fee	$30	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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