vs. U.S. typical range:LowerTypicalHigher
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$0.50 below the national median
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per item · after 5 day grace period
Swipe for source and notes →
| Fee | Amount | vs national median | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Returned Mail Fee | $10Below the typical range ($15–$25 nationally) | $10 below the national median | per item | — | — |
Overdraft & NSFVerified | |||||
| Paid NSF Fee | $35Above the typical range ($20–$30 nationally) | $6 above the national median | per item | — | — |
| Returned NSF Fee | $35Above the typical range ($25–$32 nationally) | ||||
ATM & CardVerified | |||||
| ATM Debit Card (duplicate) | $10Within the typical range ($5–$10 nationally) | At the national median | per item | — | — |
| ATM Debit Card Activation Fee | $1Below the typical range ($5–$10 nationally) | ||||
Wire TransfersVerified | |||||
| Domestic Wire Transfer Fee | $40Above the typical range ($20–$25 nationally) | $20 above the national median | per item | — | — |
Check ServicesVerified | |||||
| Bank Check (third party) | $2Below the typical range ($3–$6 nationally) | $3 below the national median | per item | — | — |
| Check Cashing Fee for Non-Members | $10Within the typical range ($5–$10 nationally) | ||||
Digital & ElectronicVerified | |||||
| ACH Manual Post Fee | $5Within the typical range ($5–$20 nationally) | $5 below the national median | per item | — | — |
Cash & DepositVerified | |||||
| Deposit Returned | $35Above the typical range ($9.75–$25 nationally) | $20 above the national median | per item | — | — |
Account ServicesVerified | |||||
| Duplicate Lien Release/Discharge of Mortgage | $40Within the typical range ($25–$100 nationally) | $10 below the national median | per item | — | — |
Lending FeesVerified | |||||
| Loan Late Fee | $35Above the typical range ($15–$27 nationally) | $10 above the national median | per item | after 5 day grace period | — |
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Headline fees vs. national median
Overdraft
$35
Verified fees
16
Under review
0
Assets
$11.5M
Work at Circuit Federal Credit Union? See every fee vs. your peers.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$11.5M
Total deposits
$9.9M
Service charge income (year to date)
$16K
Fee income ratio
5.2%
Return on assets
-0.19%
Financial profile · Pro
| $6 above the national median |
| per item |
| — |
| — |
| $9 below the national median |
| per item |
| — |
| — |
| ATM PIN Mailer (duplicate) | $10Within the typical range ($5–$10 nationally) | At the national median | per item | — | — |
| Nonproprietary ATM Withdrawal | $1Within the typical range ($1–$3 nationally) | $0.50 below the national median | per item | — | — |
| $5 above the national median |
| per item |
| — |
| — |
| Draft Copies | $5Within the typical range ($2–$5 nationally) | $2 above the national median | per item | — | — |
| Stop Payment Fee | $35Above the typical range ($20–$30 nationally) | $8 above the national median | per item | — | — |
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