Fontana Federal Credit Union

Headquarters: Fontana, California
Charter: Credit Union
Assets: $17.5M
Fed district: San Francisco

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Feb 17, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Fontana Federal Credit Union: $30
Fontana Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Fontana Federal Credit Union: $30
Fontana Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Fontana Federal Credit Union: $2
Fontana Federal Credit Union: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Feb 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Fontana Federal Credit Union · $17M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.

Credit unions only
$17M to $18M in assets
Headquartered in 17 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Fontana Federal Credit Union(this institution)	Fontana, CA	$17M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
1166 Federal Credit Union	Swedesboro, NJ	$17M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Academic Employees Federal Credit Union	Columbia, MO	$17M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bayou Community Federal Credit Union	Saint Gabriel, LA	$18M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Cadets Federal Credit Union	Elma, NY	$18M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Cbi Federal Credit Union	Plainfield, IL	$17M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Community Healthcare Federal Credit Union	Manchester, CT	$18M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Energy People Federal Credit Union	Medford, NJ	$18M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Farm Credit Employees Federal Credit Union	Saint Paul, MN	$17M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Fasny Federal Credit Union	Albany, NY	$18M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
First Lincoln Federal Credit Union	Lincoln, NE	$18M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Hema Federal Credit Union	Silver Spring, MD	$17M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Linkage Federal Credit Union	Waco, TX	$18M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Local Union 392 Federal Credit Union	Cincinnati, OH	$18M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Med Park Federal Credit Union	Grand Forks, ND	$18M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Mid-Island Federal Credit Union	Christiansted, VI	$18M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Minerva Area Federal Credit Union	Minerva, OH	$18M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Northern Illinois Federal Credit Union	Dekalb, IL	$18M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
One South Federal Credit Union	Natchez, MS	$17M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Parthenon Federal Credit Union	Nashville, TN	$17M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Skyline Federal Credit Union	Nashville, TN	$17M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
South Atlantic Federal Credit Union	Boca Raton, FL	$18M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
The West Tennessee Federal Credit Union	Atoka, TN	$18M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Txdot Federal Credit Union	Abilene, TX	$18M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Victoria Teachers Federal Credit Union	Victoria, TX	$18M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
White County Federal Credit Union	Searcy, AR	$17M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 11 publish this fee(out-of-network atm)

14 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Out-of-network ATM is $1 (100%) above the median of similar-sized credit unions.

Its published price is $2, against a peer median of $1 among 11 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 15, 2026.

Out-of-network ATM fee in dollars, one mark per institution

Fontana Federal Credit Un…Peer (equal prices stack)Peer medianInclude $5.50 outlierShown past the axis break, not to scale, so the rest of the set has room.

Against this institution's out-of-network atm fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 15, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Fontana Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

DORMANT FEE (After 12 months)$5
Dormant Notification Fee$2
Research Fee$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Courtesy Pay$30
Non-Sufficient Funds (NSF)$30

ATM & Card

Excessive ATM Withdrawals (5)$2
Debit/Credit Card Replacement$10

Check Services

Corporate CheckNo charge
Stop Payment$25
Check Cashing Fee$10
Copy of Cashier/Corp Check$10

Cash & Deposit

Returned Deposit Item$30

Account Services

Levy/Garnishment Fee$25
Verification of Deposit$10

Lending Fees

Loan Late Fee$25

Other Fees

Statement Copy$3

Fee	Amount	Basis	Note
Account Maintenance
DORMANT FEE (After 12 months)	$5	Not stated	None
Dormant Notification Fee	$2	Not stated	None
Research Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Courtesy Pay	$30	Not stated	None
Non-Sufficient Funds (NSF)	$30	Not stated	None
ATM & Card
Excessive ATM Withdrawals (5)	$2	Not stated	None
Debit/Credit Card Replacement	$10	Not stated	None
Check Services
Corporate Check	No charge	Not stated	None
Stop Payment	$25	Not stated	None
Check Cashing Fee	$10	Not stated	None
Copy of Cashier/Corp Check	$10	Not stated	None
Cash & Deposit
Returned Deposit Item	$30	Not stated	None
Account Services
Levy/Garnishment Fee	$25	Not stated	None
Verification of Deposit	$10	Not stated	None
Lending Fees
Loan Late Fee	$25	Not stated	None
Other Fees
Statement Copy	$3	Not stated	None

Correct a fee source

Feb 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Fontana Federal Credit Union's wire transfer changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Fontana Federal Credit Union: $30
Fontana Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Fontana Federal Credit Union: $30
Fontana Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Fontana Federal Credit Union: $2
Fontana Federal Credit Union: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Feb 17, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Fontana Federal Credit Union · $17M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.

Credit unions only
$17M to $18M in assets
Headquartered in 17 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Fontana Federal Credit Union(this institution)	Fontana, CA	$17M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
1166 Federal Credit Union	Swedesboro, NJ	$17M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Academic Employees Federal Credit Union	Columbia, MO	$17M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bayou Community Federal Credit Union	Saint Gabriel, LA	$18M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Cadets Federal Credit Union	Elma, NY	$18M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Cbi Federal Credit Union	Plainfield, IL	$17M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Community Healthcare Federal Credit Union	Manchester, CT	$18M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Energy People Federal Credit Union	Medford, NJ	$18M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Farm Credit Employees Federal Credit Union	Saint Paul, MN	$17M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Fasny Federal Credit Union	Albany, NY	$18M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
First Lincoln Federal Credit Union	Lincoln, NE	$18M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Hema Federal Credit Union	Silver Spring, MD	$17M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Linkage Federal Credit Union	Waco, TX	$18M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Local Union 392 Federal Credit Union	Cincinnati, OH	$18M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Med Park Federal Credit Union	Grand Forks, ND	$18M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Mid-Island Federal Credit Union	Christiansted, VI	$18M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Minerva Area Federal Credit Union	Minerva, OH	$18M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Northern Illinois Federal Credit Union	Dekalb, IL	$18M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
One South Federal Credit Union	Natchez, MS	$17M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Parthenon Federal Credit Union	Nashville, TN	$17M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Skyline Federal Credit Union	Nashville, TN	$17M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
South Atlantic Federal Credit Union	Boca Raton, FL	$18M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
The West Tennessee Federal Credit Union	Atoka, TN	$18M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Txdot Federal Credit Union	Abilene, TX	$18M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Victoria Teachers Federal Credit Union	Victoria, TX	$18M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
White County Federal Credit Union	Searcy, AR	$17M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 11 publish this fee(out-of-network atm)

14 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Out-of-network ATM is $1 (100%) above the median of similar-sized credit unions.

Its published price is $2, against a peer median of $1 among 11 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 15, 2026.

Out-of-network ATM fee in dollars, one mark per institution

Fontana Federal Credit Un…Peer (equal prices stack)Peer medianInclude $5.50 outlierShown past the axis break, not to scale, so the rest of the set has room.

Against this institution's out-of-network atm fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 15, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Fontana Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

DORMANT FEE (After 12 months)$5
Dormant Notification Fee$2
Research Fee$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Courtesy Pay$30
Non-Sufficient Funds (NSF)$30

ATM & Card

Excessive ATM Withdrawals (5)$2
Debit/Credit Card Replacement$10

Check Services

Corporate CheckNo charge
Stop Payment$25
Check Cashing Fee$10
Copy of Cashier/Corp Check$10

Cash & Deposit

Returned Deposit Item$30

Account Services

Levy/Garnishment Fee$25
Verification of Deposit$10

Lending Fees

Loan Late Fee$25

Other Fees

Statement Copy$3

Fee	Amount	Basis	Note
Account Maintenance
DORMANT FEE (After 12 months)	$5	Not stated	None
Dormant Notification Fee	$2	Not stated	None
Research Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Courtesy Pay	$30	Not stated	None
Non-Sufficient Funds (NSF)	$30	Not stated	None
ATM & Card
Excessive ATM Withdrawals (5)	$2	Not stated	None
Debit/Credit Card Replacement	$10	Not stated	None
Check Services
Corporate Check	No charge	Not stated	None
Stop Payment	$25	Not stated	None
Check Cashing Fee	$10	Not stated	None
Copy of Cashier/Corp Check	$10	Not stated	None
Cash & Deposit
Returned Deposit Item	$30	Not stated	None
Account Services
Levy/Garnishment Fee	$25	Not stated	None
Verification of Deposit	$10	Not stated	None
Lending Fees
Loan Late Fee	$25	Not stated	None
Other Fees
Statement Copy	$3	Not stated	None

Correct a fee source

Feb 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.