Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Fontana Federal Credit Union

Fontana, CaliforniaCredit UnionSan Francisco Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

DORMANT FEE (After 12 months)$5Within the typical range ($5–$10 nationally)

Knox deterministic extraction from Rosetta artifact #5630. canonical_hint=dormant_account; text_hash=9b8901c7b302cdee92ab323d64354474c0da1889f6c8cfcb7b52da2edf106a48; excerpt="DORMANT FEE (After 12 months) $ 5.00" · Source

DORMANT NOTIFICATION FEE$2

$3 below the national median

RESEARCH FEE$25

$5 above the national median

Knox deterministic extraction from Rosetta artifact #5630. canonical_hint=account_research; text_hash=9b8901c7b302cdee92ab323d64354474c0da1889f6c8cfcb7b52da2edf106a48; excerpt="RESEARCH FEE $25 Per Hr. 2 Hr. Min." · Source

Overdraft & NSFVerified

COURTESY PAY$30Within the typical range ($20–$30 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #5630. canonical_hint=overdraft; text_hash=9b8901c7b302cdee92ab323d64354474c0da1889f6c8cfcb7b52da2edf106a48; excerpt="COURTESY PAY $30.00" · Source
NON-SUFFICIENT FUNDS (NSF)$30Within the typical range ($25–$32 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #5630. canonical_hint=nsf; text_hash=9b8901c7b302cdee92ab323d64354474c0da1889f6c8cfcb7b52da2edf106a48; excerpt="NON-SUFFICIENT FUNDS (NSF) $30.00" · Source

ATM & CardVerified

DEBIT/CREDIT CARD REPLACEMENT$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #5630. canonical_hint=card_replacement; text_hash=9b8901c7b302cdee92ab323d64354474c0da1889f6c8cfcb7b52da2edf106a48; excerpt="DEBIT/CREDIT CARD REPLACEMENT $10.00" · Source
DEBIT/CREDIT PIN REPLACEMENT$5Within the typical range ($5–$10 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #5630. canonical_hint=card_replacement; text_hash=9b8901c7b302cdee92ab323d64354474c0da1889f6c8cfcb7b52da2edf106a48; excerpt="DEBIT/CREDIT PIN REPLACEMENT $ 5.00" · Source
EXCESSIVE ATM WITHDRAWALS (5)$2Within the typical range ($1–$3 nationally)
$0.50 above the national median
Knox deterministic extraction from Rosetta artifact #5630. canonical_hint=atm_non_network; text_hash=9b8901c7b302cdee92ab323d64354474c0da1889f6c8cfcb7b52da2edf106a48; excerpt="EXCESSIVE ATM WITHDRAWALS (5) $ 2.00" · Source

Check ServicesVerified

CHECK CASHING FEE$10Within the typical range ($5–$10 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #5630. canonical_hint=check_cashing; text_hash=9b8901c7b302cdee92ab323d64354474c0da1889f6c8cfcb7b52da2edf106a48; excerpt="CHECK CASHING FEE $10.00" · Source
CORPORATE CHECK$0Below the typical range ($3–$6 nationally)
$5 below the national median
Knox read a free fee from Rosetta artifact #5630. canonical_hint=cashiers_check; text_hash=9b8901c7b302cdee92ab323d64354474c0da1889f6c8cfcb7b52da2edf106a48; excerpt="CORPORATE CHECK | FREE" · Source
STOP PAYMENT$25Within the typical range ($20–$30 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #5630. canonical_hint=stop_payment; text_hash=9b8901c7b302cdee92ab323d64354474c0da1889f6c8cfcb7b52da2edf106a48; excerpt="STOP PAYMENT $25.00" · Source

Cash & DepositVerified

RETURNED DEPOSIT ITEM$30Above the typical range ($9.50–$25 nationally)
$15 above the national median
Knox deterministic extraction from Rosetta artifact #5630. canonical_hint=deposited_item_return; text_hash=9b8901c7b302cdee92ab323d64354474c0da1889f6c8cfcb7b52da2edf106a48; excerpt="RETURNED DEPOSIT ITEM $30.00" · Source

Account ServicesVerified

LEVY/GARNISHMENT FEE$25Within the typical range ($25–$75 nationally)
$25 below the national median
Knox deterministic extraction from Rosetta artifact #5630. canonical_hint=garnishment_levy; text_hash=9b8901c7b302cdee92ab323d64354474c0da1889f6c8cfcb7b52da2edf106a48; excerpt="LEVY/GARNISHMENT FEE $25.00" · Source
VERIFICATION OF DEPOSIT$10Within the typical range ($5–$16.13 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #5630. canonical_hint=account_verification; text_hash=9b8901c7b302cdee92ab323d64354474c0da1889f6c8cfcb7b52da2edf106a48; excerpt="VERIFICATION OF DEPOSIT $10.00" · Source

Lending FeesVerified

LOAN LATE FEE$25Within the typical range ($15–$26.50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #5630. canonical_hint=late_payment; text_hash=9b8901c7b302cdee92ab323d64354474c0da1889f6c8cfcb7b52da2edf106a48; excerpt="LOAN LATE FEE $25.00" · Source

Other FeesVerified

STATEMENT COPY$3Within the typical range ($2–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #5630. canonical_hint=document_reproduction; text_hash=9b8901c7b302cdee92ab323d64354474c0da1889f6c8cfcb7b52da2edf106a48; excerpt="STATEMENT COPY $ 3.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
DORMANT FEE (After 12 months)	$5Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #5630. canonical_hint=dormant_account; text_hash=9b8901c7b302cdee92ab323d64354474c0da1889f6c8cfcb7b52da2edf106a48; excerpt="DORMANT FEE (After 12 months) $ 5.00"	Source
DORMANT NOTIFICATION FEE	$2Below the typical range ($5–$10 nationally)	$3 below the national median	—	Knox deterministic extraction from Rosetta artifact #5630. canonical_hint=dormant_account; text_hash=9b8901c7b302cdee92ab323d64354474c0da1889f6c8cfcb7b52da2edf106a48; excerpt="DORMANT NOTIFICATION FEE $ 2.00"	Source
RESEARCH FEE	$25Within the typical range ($15–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #5630. canonical_hint=account_research; text_hash=9b8901c7b302cdee92ab323d64354474c0da1889f6c8cfcb7b52da2edf106a48; excerpt="RESEARCH FEE $25 Per Hr. 2 Hr. Min."	Source
Overdraft & NSFVerified
COURTESY PAY	$30Within the typical range ($20–$30 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #5630. canonical_hint=overdraft; text_hash=9b8901c7b302cdee92ab323d64354474c0da1889f6c8cfcb7b52da2edf106a48; excerpt="COURTESY PAY $30.00"	Source
NON-SUFFICIENT FUNDS (NSF)	$30
ATM & CardVerified
DEBIT/CREDIT CARD REPLACEMENT	$10Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #5630. canonical_hint=card_replacement; text_hash=9b8901c7b302cdee92ab323d64354474c0da1889f6c8cfcb7b52da2edf106a48; excerpt="DEBIT/CREDIT CARD REPLACEMENT $10.00"	Source
DEBIT/CREDIT PIN REPLACEMENT	$5
Check ServicesVerified
CHECK CASHING FEE	$10Within the typical range ($5–$10 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #5630. canonical_hint=check_cashing; text_hash=9b8901c7b302cdee92ab323d64354474c0da1889f6c8cfcb7b52da2edf106a48; excerpt="CHECK CASHING FEE $10.00"	Source
CORPORATE CHECK	$0
Cash & DepositVerified
RETURNED DEPOSIT ITEM	$30Above the typical range ($9.50–$25 nationally)	$15 above the national median	—	Knox deterministic extraction from Rosetta artifact #5630. canonical_hint=deposited_item_return; text_hash=9b8901c7b302cdee92ab323d64354474c0da1889f6c8cfcb7b52da2edf106a48; excerpt="RETURNED DEPOSIT ITEM $30.00"	Source
Account ServicesVerified
LEVY/GARNISHMENT FEE	$25Within the typical range ($25–$75 nationally)	$25 below the national median	—	Knox deterministic extraction from Rosetta artifact #5630. canonical_hint=garnishment_levy; text_hash=9b8901c7b302cdee92ab323d64354474c0da1889f6c8cfcb7b52da2edf106a48; excerpt="LEVY/GARNISHMENT FEE $25.00"	Source
VERIFICATION OF DEPOSIT	$10
Lending FeesVerified
LOAN LATE FEE	$25Within the typical range ($15–$26.50 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #5630. canonical_hint=late_payment; text_hash=9b8901c7b302cdee92ab323d64354474c0da1889f6c8cfcb7b52da2edf106a48; excerpt="LOAN LATE FEE $25.00"	Source
Other FeesVerified
STATEMENT COPY	$3Within the typical range ($2–$5 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #5630. canonical_hint=document_reproduction; text_hash=9b8901c7b302cdee92ab323d64354474c0da1889f6c8cfcb7b52da2edf106a48; excerpt="STATEMENT COPY $ 3.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

7% above the national median overdraft fee

Total fees: 16 — leaner than most institutions

Verified fees

Under review

Assets

$17.5M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$17.5M

Total deposits

$16.1M

Service charge income (year to date)

$34K

Fee income ratio

8.9%

Return on assets

0.08%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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