Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $300M to $1B

Sea West Coast Guard Federal Credit Union

Oakland, CaliforniaCredit UnionSan Francisco Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Low Balance/Inactive Account$6Within the typical range ($5–$10 nationally)

Knox deterministic extraction from Rosetta artifact #7467. canonical_hint=dormant_account; text_hash=a0021fbdb2bab27789bb0ed33dcddade052244e0cd5bce7bdc9cbab957f4e54f; excerpt="Low Balance/Inactive Account | $6/quarter" · Source

Overdraft & NSFVerified

NSF Share Draft/Check Return$25Within the typical range ($25–$31 nationally)
$5 below the national median
per item · Knox deterministic extraction from Rosetta artifact #7467. canonical_hint=nsf; text_hash=a0021fbdb2bab27789bb0ed33dcddade052244e0cd5bce7bdc9cbab957f4e54f; excerpt="NSF Share Draft/Check Return | $25/item" · Source
Overdraft Transfer from Credit Line$5Within the typical range ($2.88–$5 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #7467. canonical_hint=od_protection_transfer; text_hash=a0021fbdb2bab27789bb0ed33dcddade052244e0cd5bce7bdc9cbab957f4e54f; excerpt="Overdraft Transfer from Credit Line | $5/item" · Source

ATM & CardVerified

Credit or Debit Card Replacement$0Below the typical range ($5–$10 nationally)
$10 below the national median
Knox read a free fee from Rosetta artifact #7467. canonical_hint=card_replacement; text_hash=a0021fbdb2bab27789bb0ed33dcddade052244e0cd5bce7bdc9cbab957f4e54f; excerpt="Credit or Debit Card Replacement | Free" · Source
Sea West ATM Transactions$0Below the typical range ($1–$2.50 nationally)
$1.50 below the national median
Knox read a free fee from Rosetta artifact #7467. canonical_hint=atm_non_network; text_hash=a0021fbdb2bab27789bb0ed33dcddade052244e0cd5bce7bdc9cbab957f4e54f; excerpt="Sea West ATM Transactions | Free" · Source

Check ServicesVerified

Cashier or Teller Check$5Within the typical range ($3–$6 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #7467. canonical_hint=cashiers_check; text_hash=a0021fbdb2bab27789bb0ed33dcddade052244e0cd5bce7bdc9cbab957f4e54f; excerpt="Cashier or Teller Check | $5" · Source
Check Copies More than 2 per month or older than 6 months$2Within the typical range ($2–$5 nationally)
$1 below the national median
per month · Knox deterministic extraction from Rosetta artifact #7467. canonical_hint=check_image; text_hash=a0021fbdb2bab27789bb0ed33dcddade052244e0cd5bce7bdc9cbab957f4e54f; excerpt="Check Copies *More than 2 per month or older than 6 months | $2" · Source
Stop Payment on ACH or Zelle®$20Within the typical range ($20–$30 nationally)
$7 below the national median
Knox deterministic extraction from Rosetta artifact #7467. canonical_hint=stop_payment; text_hash=a0021fbdb2bab27789bb0ed33dcddade052244e0cd5bce7bdc9cbab957f4e54f; excerpt="Stop Payment on ACH or Zelle® | $20" · Source
Temporary checks (up to 4 sets of 4)$0Below the typical range ($1–$4 nationally)
$2 below the national median
Knox read a free fee from Rosetta artifact #7467. canonical_hint=counter_check; text_hash=a0021fbdb2bab27789bb0ed33dcddade052244e0cd5bce7bdc9cbab957f4e54f; excerpt="Temporary checks (up to 4 sets of 4) | Free" · Source

Digital & ElectronicVerified

ACH Returned NSF$25Within the typical range ($15–$30 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #7467. canonical_hint=ach_return; text_hash=a0021fbdb2bab27789bb0ed33dcddade052244e0cd5bce7bdc9cbab957f4e54f; excerpt="ACH Returned NSF | $25/item" · Source
Online Banking and Bill Pay$0Within the typical range ($0–$10 nationally)
$4.95 below the national median
Knox read a free fee from Rosetta artifact #7467. canonical_hint=bill_pay; text_hash=a0021fbdb2bab27789bb0ed33dcddade052244e0cd5bce7bdc9cbab957f4e54f; excerpt="Online Banking and Bill Pay | Free" · Source

Cash & DepositVerified

NSF Returned Deposit Check$18Within the typical range ($10–$25 nationally)
$3 above the national median
per item · Knox deterministic extraction from Rosetta artifact #7467. canonical_hint=deposited_item_return; text_hash=a0021fbdb2bab27789bb0ed33dcddade052244e0cd5bce7bdc9cbab957f4e54f; excerpt="NSF Returned Deposit Check | $18/item" · Source

Account ServicesVerified

Account Verification & Address Locator$0Below the typical range ($10–$17.13 nationally)
$10 below the national median
Knox read a free fee from Rosetta artifact #7467. canonical_hint=account_verification; text_hash=a0021fbdb2bab27789bb0ed33dcddade052244e0cd5bce7bdc9cbab957f4e54f; excerpt="Account Verification & Address Locator | Free" · Source
Notary Service (Sea West Documents)$0Within the typical range ($0–$5 nationally)
$2.50 below the national median
Knox read a free fee from Rosetta artifact #7467. canonical_hint=notary_fee; text_hash=a0021fbdb2bab27789bb0ed33dcddade052244e0cd5bce7bdc9cbab957f4e54f; excerpt="Notary Service (Sea West Documents) | Free" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Low Balance/Inactive Account	$6Within the typical range ($5–$10 nationally)	$1 above the national median	—	Knox deterministic extraction from Rosetta artifact #7467. canonical_hint=dormant_account; text_hash=a0021fbdb2bab27789bb0ed33dcddade052244e0cd5bce7bdc9cbab957f4e54f; excerpt="Low Balance/Inactive Account \| $6/quarter"	Source
Overdraft & NSFVerified
NSF Share Draft/Check Return	$25Within the typical range ($25–$31 nationally)	$5 below the national median	per item	Knox deterministic extraction from Rosetta artifact #7467. canonical_hint=nsf; text_hash=a0021fbdb2bab27789bb0ed33dcddade052244e0cd5bce7bdc9cbab957f4e54f; excerpt="NSF Share Draft/Check Return \| $25/item"	Source
Overdraft Transfer from Credit Line
ATM & CardVerified
Credit or Debit Card Replacement	$0Below the typical range ($5–$10 nationally)	$10 below the national median	—	Knox read a free fee from Rosetta artifact #7467. canonical_hint=card_replacement; text_hash=a0021fbdb2bab27789bb0ed33dcddade052244e0cd5bce7bdc9cbab957f4e54f; excerpt="Credit or Debit Card Replacement \| Free"	Source
Sea West ATM Transactions	$0
Check ServicesVerified
Cashier or Teller Check	$5Within the typical range ($3–$6 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #7467. canonical_hint=cashiers_check; text_hash=a0021fbdb2bab27789bb0ed33dcddade052244e0cd5bce7bdc9cbab957f4e54f; excerpt="Cashier or Teller Check \| $5"	Source
Check Copies More than 2 per month or older than 6 months
Digital & ElectronicVerified
ACH Returned NSF	$25Within the typical range ($15–$30 nationally)	At the national median	per item	Knox deterministic extraction from Rosetta artifact #7467. canonical_hint=ach_return; text_hash=a0021fbdb2bab27789bb0ed33dcddade052244e0cd5bce7bdc9cbab957f4e54f; excerpt="ACH Returned NSF \| $25/item"	Source
Online Banking and Bill Pay	$0
Cash & DepositVerified
NSF Returned Deposit Check	$18Within the typical range ($10–$25 nationally)	$3 above the national median	per item	Knox deterministic extraction from Rosetta artifact #7467. canonical_hint=deposited_item_return; text_hash=a0021fbdb2bab27789bb0ed33dcddade052244e0cd5bce7bdc9cbab957f4e54f; excerpt="NSF Returned Deposit Check \| $18/item"	Source
Account ServicesVerified
Account Verification & Address Locator	$0Below the typical range ($10–$17.13 nationally)	$10 below the national median	—	Knox read a free fee from Rosetta artifact #7467. canonical_hint=account_verification; text_hash=a0021fbdb2bab27789bb0ed33dcddade052244e0cd5bce7bdc9cbab957f4e54f; excerpt="Account Verification & Address Locator \| Free"	Source
Notary Service (Sea West Documents)

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $25

17% below the national median NSF fee

Total fees: 14 — leaner than most institutions

Headline fees published

7 of 15

Published fees

Under review

Assets

$377.9M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$377.9M

Total deposits

$299.9M

Service charge income (year to date)

$76K

Fee income ratio

1.2%

Return on assets

0.22%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 27,539 verified fees from 2,277 institutions

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