16 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 6, 2026.
Total assets
Q2 2026, quarter end
FDIC call report data · Jun 30, 2026
Revenue
Q2 2026, one quarter
FDIC call report data · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FDIC call report data · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 6, 2026
Call-report figures are for Fidelity Bank & Trust at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FDIC BankFind Suite (call report data) ASSET | Q2 2026 Quarter ended Jun 30, 2026 | Oct 24, 2026 |
| Revenue | Revenue (net interest + noninterest income) One quarter, as reported | FDIC BankFind Suite (call report data) NIMQ + NONIIQ | Q2 2026 Quarter ended Jun 30, 2026 | Oct 24, 2026 |
| Service-charge income | Service charges on deposit accounts One quarter, as reported | FDIC BankFind Suite (call report data) ISERCHGQ | Q2 2026 Quarter ended Jun 30, 2026 | Oct 24, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Fidelity Bank & Trust's published fee schedule; Bank Fee Index medians | Current schedule | Oct 6, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service-charge income was $376K in Q2 2026, 46% above the same quarter a year earlier ($257K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
Comparison with U.S. medians for fees published by banks and credit unions.
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Iowa, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Service-charge income rose 27% from Q3 2025 to Q2 2026, to $376K.
$376K
Fidelity Bank & TrustMedian
FDIC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.
Fidelity Bank & Trust · $2.6B in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 15 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Fidelity Bank & Trust(this institution) | Dubuque, IA | $2.6B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Avidia Bank | Hudson, MA | $2.8B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Cogent Bank | Orlando, FL | $2.5B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Community National Bank & Trust | Chanute, KS | $2.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Cornerstone Bank | York, NE | $2.7B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Cornerstone Bank | Spencer, MA | $2.6B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| El Dorado Savings Bank, F.S.B. | Placerville, CA | $2.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Extraco Banks, National Association | Temple, TX | $2.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| FCB Banks | Collinsville, IL | $2.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| First National Bank | Paragould, AR | $2.6B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Home Federal Bank of Tennessee | Knoxville, TN | $2.7B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Horizon Bank, SSB | Austin, TX | $2.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| INB, National Association | Springfield, IL | $2.7B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| KS StateBank | Manhattan, KS | $2.6B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Machias Savings Bank | Machias, ME | $2.7B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Meridian Bank | Wayne, PA | $2.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| North Shore Bank | Brookfield, WI | $2.6B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| One Community Bank | Oregon, WI | $2.6B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Open Bank | Los Angeles, CA | $2.7B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| South Shore Bank | South Weymouth, MA | $2.5B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| State Bank of Southern Utah | Cedar City, UT | $2.7B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| TexasBank | Brownwood, TX | $2.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Traditional Bank, Inc. | Mount Sterling, KY | $2.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| United Bank of Iowa | Ida Grove, IA | $2.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Wells Fargo Bank South Central, National Association | Houston, TX | $2.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Westfield Bank | Westfield, MA | $2.7B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
✓ publishes the fee. – not published.
25 peers selected · 13 publish this fee(monthly maintenance)
12 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $8 among 13 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.
Monthly maintenance fee in dollars, one mark per institution
Fidelity Bank & Trust does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.
Call reports for Fidelity Bank & Trust (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $376K | +$21K | +5.9% |
| Q1 2026 | $355K | +$14K | +4.1% |
| Q4 2025 | $341K | +$46K | +15.6% |
| Q3 2025 | $295K | +$38K | +14.8% |
| Q2 2025 | $257K | +$9K | +3.6% |
| Q1 2025 | $248K | −$5K | −2.0% |
| Q4 2024 | $253K | +$11K | +4.5% |
| Q3 2024 | $242K | +$17K | +7.6% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from Fidelity Bank & Trust’s own schedules, with a source for each figure.
per month
per hour
per hour
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Closed Account - within 6 months of opening | $25 | Not stated | None |
| Dormant Account - Per month service charge fee charged after 24 months of inactivity | $10 | per month | None |
| Account Balancing Assistance - per hour | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account Research - per hour | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| E-statement: after 2 cycles request to revert to paper statement | $10 | Not stated | None |
| Paper statements - Consumer | $3 | Not stated | None |
Overdraft & NSF | |||
| NSF (Non-sufficient funds) Return Item Fee - per presentment (Checking & Savings) | $30 | per item | None |
ATM & Card | |||
| Debit Card - Replacement | $20 | Not stated | None |
Wire Transfers | |||
| Wire Transfer - Outgoing Domestic | $30 | Not stated | None |
| Wire Transfer - Incoming Domestic | $15 | Not stated | None |
| Wire Transfer - Outgoing International | $50 | Not stated | None |
| Wire Transfer -Incoming International | $15 | Not stated | None |
Check Services | |||
| Cashier Check | $7 | Not stated | None |
| Money Order | $5 | Not stated | None |
| Stop Payment - per item | $30 | per item | None |
| Counter Checks - per check | $1 | per item | None |
Cash & Deposit | |||
| Coin Counting (audience not stated, treated as personal) | 10% | Not stated | None |
Account Services | |||
| Safe Deposit Box - Key Replacement: Cost of Replacement Key + | $10Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box Late Fee (after 30 days) | $10Not compared: Box drilling or key fee | Not stated | None |
| Garnishment | $75 | Not stated | None |
| Levy | $75 | Not stated | None |
Retirement & IRA | |||
| IRA Transfer - to outside institution | $25 | Not stated | None |
Other Fees | |||
| Photocopies- per page | $1 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
per month
per hour
per hour
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Closed Account - within 6 months of opening | $25 | Not stated | None |
| Dormant Account - Per month service charge fee charged after 24 months of inactivity | $10 | per month | None |
| Account Balancing Assistance - per hour | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account Research - per hour | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| E-statement: after 2 cycles request to revert to paper statement | $10 | Not stated | None |
| Paper statements - Business | $5 | Not stated | None |
Overdraft & NSF | |||
| Overdraft Paid Item Fee - Non-Consumer: fee per item | $30 | per item | None |
| NSF (Non-sufficient funds) Return Item Fee - per presentment (Checking & Savings) | $30 | per item | None |
| Continuous Overdraft | $10 | per day | None |
ATM & Card | |||
| Debit Card - Replacement | $20 | Not stated | None |
Wire Transfers | |||
| Wire Transfer - Outgoing Domestic | $30 | Not stated | None |
| Wire Transfer - Incoming Domestic | $15 | Not stated | None |
| Wire Transfer - Outgoing International | $50 | Not stated | None |
| Wire Transfer -Incoming International | $15 | Not stated | None |
Check Services | |||
| Cashier Check | $7 | Not stated | None |
| Money Order | $5 | Not stated | None |
| Stop Payment - per item | $30 | per item | None |
| Counter Checks - per check | $1 | per item | None |
Account Services | |||
| Safe Deposit Box - Key Replacement: Cost of Replacement Key + | $10Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box Late Fee (after 30 days) | $10Not compared: Box drilling or key fee | Not stated | None |
| Garnishment | $75 | Not stated | None |
| Levy | $75 | Not stated | None |
Retirement & IRA | |||
| IRA Transfer - to outside institution | $25 | Not stated | None |
Other Fees | |||
| Photocopies- per page | $1 | per item | None |
Oct 6, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
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