Fidelity Bank & Trust

Headquarters: Dubuque, Iowa
Charter: Bank
Assets: $2.6B
Fed district: Chicago

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 6, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Fidelity Bank & Trust: $30
Fidelity Bank & Trust: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Fidelity Bank & Trust: $30
Fidelity Bank & Trust: $30
U.S. median: no median
Stop Payment
Fidelity Bank & Trust: $30
Fidelity Bank & Trust: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 6, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Iowa, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Iowa: Banks and credit unions headquartered in Iowa that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Fidelity Bank & Trust’s own schedules, with a source for each figure.

Account Maintenance

Closed Account - within 6 months of opening$25
Dormant Account - Per month service charge fee charged after 24 months of inactivity$10
per month
Account Balancing Assistance - per hour$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research - per hour$25
Not compared: Charged per hour; comparison unavailable
per hour
E-statement: after 2 cycles request to revert to paper statement$10
Paper statements - Consumer$3

Overdraft & NSF

NSF (Non-sufficient funds) Return Item Fee - per presentment (Checking & Savings)$30
per item

ATM & Card

Debit Card - Replacement$20

Wire Transfers

Wire Transfer - Outgoing Domestic$30
Wire Transfer - Incoming Domestic$15
Wire Transfer - Outgoing International$50
Wire Transfer -Incoming International$15

Check Services

Cashier Check$7
Money Order$5
Stop Payment - per item$30
per item
Counter Checks - per check$1
per item

Cash & Deposit

Coin Counting (audience not stated, treated as personal)10%

Account Services

Safe Deposit Box - Key Replacement: Cost of Replacement Key +$10
Not compared: Box drilling or key fee
Safe Deposit Box Late Fee (after 30 days)$10
Not compared: Box drilling or key fee
Garnishment$75
Levy$75

Retirement & IRA

IRA Transfer - to outside institution$25

Other Fees

Photocopies- per page$1
per item

Fee	Amount	Basis	Note
Account Maintenance
Closed Account - within 6 months of opening	$25	Not stated	None
Dormant Account - Per month service charge fee charged after 24 months of inactivity	$10	per month	None
Account Balancing Assistance - per hour	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research - per hour	$25Not compared: Charged per hour; comparison unavailable	per hour	None
E-statement: after 2 cycles request to revert to paper statement	$10	Not stated	None
Paper statements - Consumer	$3	Not stated	None
Overdraft & NSF
NSF (Non-sufficient funds) Return Item Fee - per presentment (Checking & Savings)	$30	per item	None
ATM & Card
Debit Card - Replacement	$20	Not stated	None
Wire Transfers
Wire Transfer - Outgoing Domestic	$30	Not stated	None
Wire Transfer - Incoming Domestic	$15	Not stated	None
Wire Transfer - Outgoing International	$50	Not stated	None
Wire Transfer -Incoming International	$15	Not stated	None
Check Services
Cashier Check	$7	Not stated	None
Money Order	$5	Not stated	None
Stop Payment - per item	$30	per item	None
Counter Checks - per check	$1	per item	None
Cash & Deposit
Coin Counting (audience not stated, treated as personal)	10%	Not stated	None
Account Services
Safe Deposit Box - Key Replacement: Cost of Replacement Key +	$10Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Late Fee (after 30 days)	$10Not compared: Box drilling or key fee	Not stated	None
Garnishment	$75	Not stated	None
Levy	$75	Not stated	None
Retirement & IRA
IRA Transfer - to outside institution	$25	Not stated	None
Other Fees
Photocopies- per page	$1	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Closed Account - within 6 months of opening$25
Dormant Account - Per month service charge fee charged after 24 months of inactivity$10
per month
Account Balancing Assistance - per hour$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research - per hour$25
Not compared: Charged per hour; comparison unavailable
per hour
E-statement: after 2 cycles request to revert to paper statement$10
Paper statements - Business$5

Overdraft & NSF

Overdraft Paid Item Fee - Non-Consumer: fee per item$30
per item
NSF (Non-sufficient funds) Return Item Fee - per presentment (Checking & Savings)$30
per item
Continuous Overdraft$10
per day

ATM & Card

Debit Card - Replacement$20

Wire Transfers

Wire Transfer - Outgoing Domestic$30
Wire Transfer - Incoming Domestic$15
Wire Transfer - Outgoing International$50
Wire Transfer -Incoming International$15

Check Services

Cashier Check$7
Money Order$5
Stop Payment - per item$30
per item
Counter Checks - per check$1
per item

Account Services

Safe Deposit Box - Key Replacement: Cost of Replacement Key +$10
Not compared: Box drilling or key fee
Safe Deposit Box Late Fee (after 30 days)$10
Not compared: Box drilling or key fee
Garnishment$75
Levy$75

Retirement & IRA

IRA Transfer - to outside institution$25

Other Fees

Photocopies- per page$1
per item

Fee	Amount	Basis	Note
Account Maintenance
Closed Account - within 6 months of opening	$25	Not stated	None
Dormant Account - Per month service charge fee charged after 24 months of inactivity	$10	per month	None
Account Balancing Assistance - per hour	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research - per hour	$25Not compared: Charged per hour; comparison unavailable	per hour	None
E-statement: after 2 cycles request to revert to paper statement	$10	Not stated	None
Paper statements - Business	$5	Not stated	None
Overdraft & NSF
Overdraft Paid Item Fee - Non-Consumer: fee per item	$30	per item	None
NSF (Non-sufficient funds) Return Item Fee - per presentment (Checking & Savings)	$30	per item	None
Continuous Overdraft	$10	per day	None
ATM & Card
Debit Card - Replacement	$20	Not stated	None
Wire Transfers
Wire Transfer - Outgoing Domestic	$30	Not stated	None
Wire Transfer - Incoming Domestic	$15	Not stated	None
Wire Transfer - Outgoing International	$50	Not stated	None
Wire Transfer -Incoming International	$15	Not stated	None
Check Services
Cashier Check	$7	Not stated	None
Money Order	$5	Not stated	None
Stop Payment - per item	$30	per item	None
Counter Checks - per check	$1	per item	None
Account Services
Safe Deposit Box - Key Replacement: Cost of Replacement Key +	$10Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Late Fee (after 30 days)	$10Not compared: Box drilling or key fee	Not stated	None
Garnishment	$75	Not stated	None
Levy	$75	Not stated	None
Retirement & IRA
IRA Transfer - to outside institution	$25	Not stated	None
Other Fees
Photocopies- per page	$1	per item	None

Correct a fee source

Oct 6, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Fidelity Bank & Trust's early account closure changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Fidelity Bank & Trust: $30
Fidelity Bank & Trust: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Fidelity Bank & Trust: $30
Fidelity Bank & Trust: $30
U.S. median: no median
Stop Payment
Fidelity Bank & Trust: $30
Fidelity Bank & Trust: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 6, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Iowa, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Iowa: Banks and credit unions headquartered in Iowa that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Fidelity Bank & Trust’s own schedules, with a source for each figure.

Account Maintenance

Closed Account - within 6 months of opening$25
Dormant Account - Per month service charge fee charged after 24 months of inactivity$10
per month
Account Balancing Assistance - per hour$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research - per hour$25
Not compared: Charged per hour; comparison unavailable
per hour
E-statement: after 2 cycles request to revert to paper statement$10
Paper statements - Consumer$3

Overdraft & NSF

NSF (Non-sufficient funds) Return Item Fee - per presentment (Checking & Savings)$30
per item

ATM & Card

Debit Card - Replacement$20

Wire Transfers

Wire Transfer - Outgoing Domestic$30
Wire Transfer - Incoming Domestic$15
Wire Transfer - Outgoing International$50
Wire Transfer -Incoming International$15

Check Services

Cashier Check$7
Money Order$5
Stop Payment - per item$30
per item
Counter Checks - per check$1
per item

Cash & Deposit

Coin Counting (audience not stated, treated as personal)10%

Account Services

Safe Deposit Box - Key Replacement: Cost of Replacement Key +$10
Not compared: Box drilling or key fee
Safe Deposit Box Late Fee (after 30 days)$10
Not compared: Box drilling or key fee
Garnishment$75
Levy$75

Retirement & IRA

IRA Transfer - to outside institution$25

Other Fees

Photocopies- per page$1
per item

Fee	Amount	Basis	Note
Account Maintenance
Closed Account - within 6 months of opening	$25	Not stated	None
Dormant Account - Per month service charge fee charged after 24 months of inactivity	$10	per month	None
Account Balancing Assistance - per hour	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research - per hour	$25Not compared: Charged per hour; comparison unavailable	per hour	None
E-statement: after 2 cycles request to revert to paper statement	$10	Not stated	None
Paper statements - Consumer	$3	Not stated	None
Overdraft & NSF
NSF (Non-sufficient funds) Return Item Fee - per presentment (Checking & Savings)	$30	per item	None
ATM & Card
Debit Card - Replacement	$20	Not stated	None
Wire Transfers
Wire Transfer - Outgoing Domestic	$30	Not stated	None
Wire Transfer - Incoming Domestic	$15	Not stated	None
Wire Transfer - Outgoing International	$50	Not stated	None
Wire Transfer -Incoming International	$15	Not stated	None
Check Services
Cashier Check	$7	Not stated	None
Money Order	$5	Not stated	None
Stop Payment - per item	$30	per item	None
Counter Checks - per check	$1	per item	None
Cash & Deposit
Coin Counting (audience not stated, treated as personal)	10%	Not stated	None
Account Services
Safe Deposit Box - Key Replacement: Cost of Replacement Key +	$10Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Late Fee (after 30 days)	$10Not compared: Box drilling or key fee	Not stated	None
Garnishment	$75	Not stated	None
Levy	$75	Not stated	None
Retirement & IRA
IRA Transfer - to outside institution	$25	Not stated	None
Other Fees
Photocopies- per page	$1	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Closed Account - within 6 months of opening$25
Dormant Account - Per month service charge fee charged after 24 months of inactivity$10
per month
Account Balancing Assistance - per hour$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research - per hour$25
Not compared: Charged per hour; comparison unavailable
per hour
E-statement: after 2 cycles request to revert to paper statement$10
Paper statements - Business$5

Overdraft & NSF

Overdraft Paid Item Fee - Non-Consumer: fee per item$30
per item
NSF (Non-sufficient funds) Return Item Fee - per presentment (Checking & Savings)$30
per item
Continuous Overdraft$10
per day

ATM & Card

Debit Card - Replacement$20

Wire Transfers

Wire Transfer - Outgoing Domestic$30
Wire Transfer - Incoming Domestic$15
Wire Transfer - Outgoing International$50
Wire Transfer -Incoming International$15

Check Services

Cashier Check$7
Money Order$5
Stop Payment - per item$30
per item
Counter Checks - per check$1
per item

Account Services

Safe Deposit Box - Key Replacement: Cost of Replacement Key +$10
Not compared: Box drilling or key fee
Safe Deposit Box Late Fee (after 30 days)$10
Not compared: Box drilling or key fee
Garnishment$75
Levy$75

Retirement & IRA

IRA Transfer - to outside institution$25

Other Fees

Photocopies- per page$1
per item

Fee	Amount	Basis	Note
Account Maintenance
Closed Account - within 6 months of opening	$25	Not stated	None
Dormant Account - Per month service charge fee charged after 24 months of inactivity	$10	per month	None
Account Balancing Assistance - per hour	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research - per hour	$25Not compared: Charged per hour; comparison unavailable	per hour	None
E-statement: after 2 cycles request to revert to paper statement	$10	Not stated	None
Paper statements - Business	$5	Not stated	None
Overdraft & NSF
Overdraft Paid Item Fee - Non-Consumer: fee per item	$30	per item	None
NSF (Non-sufficient funds) Return Item Fee - per presentment (Checking & Savings)	$30	per item	None
Continuous Overdraft	$10	per day	None
ATM & Card
Debit Card - Replacement	$20	Not stated	None
Wire Transfers
Wire Transfer - Outgoing Domestic	$30	Not stated	None
Wire Transfer - Incoming Domestic	$15	Not stated	None
Wire Transfer - Outgoing International	$50	Not stated	None
Wire Transfer -Incoming International	$15	Not stated	None
Check Services
Cashier Check	$7	Not stated	None
Money Order	$5	Not stated	None
Stop Payment - per item	$30	per item	None
Counter Checks - per check	$1	per item	None
Account Services
Safe Deposit Box - Key Replacement: Cost of Replacement Key +	$10Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Late Fee (after 30 days)	$10Not compared: Box drilling or key fee	Not stated	None
Garnishment	$75	Not stated	None
Levy	$75	Not stated	None
Retirement & IRA
IRA Transfer - to outside institution	$25	Not stated	None
Other Fees
Photocopies- per page	$1	per item	None

Correct a fee source

Oct 6, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.