Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Local 697 Federal Credit Union

Merrillville, IndianaCredit UnionChicago Fed districtFees collected Oct 2, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Overdraft & NSFVerified

NSF Item Return ………………………………………………$15Below the typical range ($25–$32 nationally)

Automatic Overdraft Transfer (per transfer) …….$5

At the national medianAt the Indiana median

per item · Source

Wire TransfersVerified

Outgoing Wire ……………………………………………….$20Within the typical range ($20–$25 nationally)
$5 below the national medianAt the Indiana median
Source
Incoming Wire ……………………………………………….$15Within the typical range ($5–$15 nationally)
$5 above the national median$5 above the Indiana median
Source
International Wire$50Within the typical range ($40–$50 nationally)
At the national medianAt the Indiana median
Source

Check ServicesVerified

Stop Payment …………………………………………………$15Below the typical range ($20–$30 nationally)
$12.50 below the national median$15 below the Indiana median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Overdraft & NSFVerified
NSF Item Return ………………………………………………	$15Below the typical range ($25–$32 nationally)	$15 below the national median$15 below the Indiana median	—	—	Source
Automatic Overdraft Transfer (per transfer) …….	$5Within the typical range ($2.50–$5 nationally)	At the national medianAt the Indiana median	per item	—	Source
Wire TransfersVerified
Outgoing Wire ……………………………………………….	$20Within the typical range ($20–$25 nationally)	$5 below the national medianAt the Indiana median	—	—	Source
Incoming Wire ……………………………………………….	$15
Check ServicesVerified
Stop Payment …………………………………………………	$15Below the typical range ($20–$30 nationally)	$12.50 below the national median$15 below the Indiana median	—	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $15

50% below the national median NSF fee

6 verified fees collected

Headline fees published

6 of 15

Published fees

Under review

Assets

$49.0M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$49.0M

Total deposits

$41.4M

Service charge income (year to date)

$21K

Fee income ratio

2.1%

Return on assets

0.14%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

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Based on 65,787 published fee entries from 3,612 institutions

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