Coopers Cave Federal Credit Union

Headquarters: Glens Falls, New York
Charter: Credit Union
Assets: $21.6M
Fed district: New York

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 26, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Compared at $35, its standard fee, the highest of its prices
Coopers Cave Federal Credit Union: $30 to $35
Coopers Cave Federal Credit Union: $30 to $35
U.S. median: no median
NSF / Returned Item
Coopers Cave Federal Credit Union: $40
Coopers Cave Federal Credit Union: $40
U.S. median: no median
Non-Network ATM
Coopers Cave Federal Credit Union: $1
Coopers Cave Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 26, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Coopers Cave Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account Fee$5
per month
Printed Account History$1
per item · per page
Money Market Excess Withdrawal$30
per item
Bad Address Statement Mailing Fee$5

Overdraft & NSF

NSF Paid Item$30
per item
NSF Paid Item Account Overdraw$35
per item
NSF Returned Item$40
per item

ATM & Card

Non-Credit Union Affiliated ATM Usage fee$1
per item
Visa Debit Chip Card Replacement Fee$10
per item

Wire Transfers

Domestic Wire Fee$25
per item
International Wire Fee$40
per item

Check Services

Certified Check$10
per item
Third Party Cashiers Check$2
per item
Money Order$2
per item
Stop Payment$43
per item
Non-member Check Cashing Fee$5
per item
Photo copy of Share Draft$5
per item
Photo copy of Share Draft > than 12 months$10
per item

Cash & Deposit

Returned Deposited Item$40
per item

Account Services

Non-member Notary Service$5
per item

Other Fees

Copy of Member Financial Statement$3
per item · per statement

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee	$5	per month	None
Printed Account History	$1	per item	per page
Money Market Excess Withdrawal	$30	per item	None
Bad Address Statement Mailing Fee	$5	Not stated	None
Overdraft & NSF
NSF Paid Item	$30	per item	None
NSF Paid Item Account Overdraw	$35	per item	None
NSF Returned Item	$40	per item	None
ATM & Card
Non-Credit Union Affiliated ATM Usage fee	$1	per item	None
Visa Debit Chip Card Replacement Fee	$10	per item	None
Wire Transfers
Domestic Wire Fee	$25	per item	None
International Wire Fee	$40	per item	None
Check Services
Certified Check	$10	per item	None
Third Party Cashiers Check	$2	per item	None
Money Order	$2	per item	None
Stop Payment	$43	per item	None
Non-member Check Cashing Fee	$5	per item	None
Photo copy of Share Draft	$5	per item	None
Photo copy of Share Draft > than 12 months	$10	per item	None
Cash & Deposit
Returned Deposited Item	$40	per item	None
Account Services
Non-member Notary Service	$5	per item	None
Other Fees
Copy of Member Financial Statement	$3	per item	per statement

Correct a fee source

Oct 26, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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