University Of Louisiana Federal Credit Union

Headquarters: Lafayette, Louisiana
Charter: Credit Union
Assets: $61.5M
Fed district: Atlanta

24 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 20, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Regular Checking
Can be waived with an average daily balance of $500 or more.
University Of Louisiana Federal Credit Union: $5
University Of Louisiana Federal Credit Union: $5
U.S. median: no median
Overdraft (OD)
University Of Louisiana Federal Credit Union: $29
University Of Louisiana Federal Credit Union: $29
U.S. median: no median
NSF / Returned Item
University Of Louisiana Federal Credit Union: $29
University Of Louisiana Federal Credit Union: $29
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 20, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Louisiana, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Louisiana: Banks and credit unions headquartered in Louisiana that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from University Of Louisiana Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Regular Checking monthly service fee$5
per month
Share Draft/Checking Account Monthly Service Fee$5
per month
Dormant Share Savings Account Fee$5
per month
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Debit Card Dispute$10
per item
eStatement Incorrect Email Address$5
Not compared: Monthly charge, not per item
per month
Paper Statement Service Charge$2
per month
Statement Incorrect Address$5
per month

Overdraft & NSF

ATM Overdraft Privilege$29
per item
Overdraft Privilege$29
per transaction
Pre-authorized EFT NSF$29
per transaction
Share Draft Return (NSF)$29
per item
Daily Negative Balance Fee$1.50
per day

ATM & Card

ATM Withdrawal-Foreign (non-MoneyPass® ATMs)$2
per transaction
Card Replacement Fee$10
Debit Card Replacement$20
per item
Expedited Shipping$50
per item
Foreign transactions0.8%of the transaction

Wire Transfers

Wire Transfer-International$50
per item

Check Services

Certified Checks/Credit Union Checks/Telephone Check$5
per item
Stop Payment Series of Checks$29
per item
Temporary/Counter Checks$5
Check Cashing$5
Federal Refund Check Cashing (audience not stated, treated as personal)1%
Copy of Cleared Check$5
per item

Digital & Electronic

ACH Electronic Return$29
per transaction

Cash & Deposit

Return Deposit Item$5
per item

Account Services

Garnishment$50

Lending Fees

Late Fee (audience not stated, treated as personal)5%($25 minimum)
Late Payment Fee$25
Mortgage Loan Credit Report Fee$20

Other Fees

Duplicate Credit Card Statement$2
Duplicate Statement Copy$2
Not compared: Charged per page; comparison unavailable
per page
Fax for Member (Personal)$1
Not compared: Charged per page; comparison unavailable
per page
Consumer Loan Application$20
Loan Payment by Phone$9
per item
Loan Refinance Fee$20
per item
Member Loan Modification and/or Extension Fee (audience not stated, treated as personal)$35
Mortgage Loan Application (audience not stated, treated as personal)$200
per item

Fee	Amount	Basis	Note
Account Maintenance
Regular Checking monthly service fee	$5	per month	None
Share Draft/Checking Account Monthly Service Fee	$5	per month	None
Dormant Share Savings Account Fee	$5	per month	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Debit Card Dispute	$10	per item	None
eStatement Incorrect Email Address	$5Not compared: Monthly charge, not per item	per month	None
Paper Statement Service Charge	$2	per month	None
Statement Incorrect Address	$5	per month	None
Overdraft & NSF
ATM Overdraft Privilege	$29	per item	None
Overdraft Privilege	$29	per transaction	None
Pre-authorized EFT NSF	$29	per transaction	None
Share Draft Return (NSF)	$29	per item	None
Daily Negative Balance Fee	$1.50	per day	None
ATM & Card
ATM Withdrawal-Foreign (non-MoneyPass® ATMs)	$2	per transaction	None
Card Replacement Fee	$10	Not stated	None
Debit Card Replacement	$20	per item	None
Expedited Shipping	$50	per item	None
Foreign transactions	0.8%of the transaction	Not stated	None
Wire Transfers
Wire Transfer-International	$50	per item	None
Check Services
Certified Checks/Credit Union Checks/Telephone Check	$5	per item	None
Stop Payment Series of Checks	$29	per item	None
Temporary/Counter Checks	$5	Not stated	None
Check Cashing	$5	Not stated	None
Federal Refund Check Cashing (audience not stated, treated as personal)	1%	Not stated	None
Copy of Cleared Check	$5	per item	None
Digital & Electronic
ACH Electronic Return	$29	per transaction	None
Cash & Deposit
Return Deposit Item	$5	per item	None
Account Services
Garnishment	$50	Not stated	None
Lending Fees
Late Fee (audience not stated, treated as personal)	5%($25 minimum)	Not stated	None
Late Payment Fee	$25	Not stated	None
Mortgage Loan Credit Report Fee	$20	Not stated	None
Other Fees
Duplicate Credit Card Statement	$2	Not stated	None
Duplicate Statement Copy	$2Not compared: Charged per page; comparison unavailable	per page	None
Fax for Member (Personal)	$1Not compared: Charged per page; comparison unavailable	per page	None
Consumer Loan Application	$20	Not stated	None
Loan Payment by Phone	$9	per item	None
Loan Refinance Fee	$20	per item	None
Member Loan Modification and/or Extension Fee (audience not stated, treated as personal)	$35	Not stated	None
Mortgage Loan Application (audience not stated, treated as personal)	$200	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 20, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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