Compared with Louisiana
8 of 24
compared fees are above the median.
9 below, 7 about the same.
About the same: within 1% of the median.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
91st percentile; peer median 7.2%
NCUA 5300 call report · year to date through Jun 30, 2026
Fees above the Louisiana median
of 24 compared; 9 below, 7 about the same
See the feesFee schedule read Oct 20, 2026
Call-report figures are for University Of Louisiana Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Year to date through the quarter. Median and percentile from each of 2,932 credit unions with under $300M in assets reporting a share above 0%, this one left out. | NCUA 5300 call report Account 131 / (Account 115 + Account 117) | Q2 2026 Year to date | Not recorded |
| Fees above the Louisiana median | Published fees above the Louisiana median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | University Of Louisiana Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Oct 20, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was 17% of revenue, above the 7.2% median of 2,932 credit unions with under $300M in assets (91st percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Fee income was $157K in Q2 2026, 9.8% below the same quarter a year earlier ($174K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
8 of 24 compared published fees sit above the Louisiana median; 9 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with Louisiana medians for fees published by banks and credit unions.
Non-Network ATM
Monthly Maintenance
Regular Checking
Can be waived with an average daily balance of $500 or more.
Overdraft (OD)
Each amount links to the fee schedule it was read from. Medians for Louisiana, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income fell 2.5% from Q3 2025 to Q2 2026, to $157K. Its share of revenue, 17%, is above the 7.2% median for credit unions with under $300M in assets.
$157K
University Of Louisiana Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Share of revenue: median of 2,932 credit unions with under $300M in assets, Q2 2026.
Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue.
University Of Louisiana Federal Credit Union · $61M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| University Of Louisiana Federal Credit Union(this institution) | Lafayette, LA | $61M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Acclaim Federal Credit Union | Greensboro, NC | $60M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Acme Continental Federal Credit Union | Riverdale, IL | $62M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Atlantic City Electric Co Emp Federal Credit Union | Mays Landing, NJ | $63M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Buffalo Conrail Federal Credit Union | Cheektowaga, NY | $61M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| C C S E Federal Credit Union | Salamanca, NY | $61M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Calcasieu Teachers And Employees Federal Credit Union | Lake Charles, LA | $63M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| First Pioneers Federal Credit Union | Lafayette, LA | $61M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Five Star Of Maryland Federal Credit Union | Baltimore, MD | $63M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Green River Area Federal Credit Union | Owensboro, KY | $60M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Horizon Federal Credit Union | Kingsport, TN | $60M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Jackson Area Federal Credit Union | Jackson, MS | $61M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| La Joya Area Federal Credit Union | La Joya, TX | $62M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Lm Federal Credit Union | Baltimore, MD | $60M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Loco Federal Credit Union | Alamogordo, NM | $61M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Merho Federal Credit Union | Johnstown, PA | $61M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Mohave Community Federal Credit Union | Kingman, AZ | $61M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Morrisons Cove 1St Federal Credit Union | Roaring Spring, PA | $62M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Morton Lane Federal Credit Union | Buffalo, NY | $63M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Motion Federal Credit Union | Linden, NJ | $60M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| New Century Federal Credit Union | Joliet, IL | $60M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Panhandle Federal Credit Union | Wellington, KS | $62M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Promedica Federal Credit Union | Toledo, OH | $60M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| San Juan Mountains Federal Credit Union | Montrose, CO | $61M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| The Bridgeway Federal Credit Union | Phenix City, AL | $62M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Overdraft not published |
| Topmark Federal Credit Union | Cridersville, OH | $63M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 11 publish this fee(monthly maintenance)
14 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $5, the middle of its two prices, against a peer median of $2 among 11 publishing peers.
Its two checking prices are $5 and $5.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 25, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 25, 2026. Total assets from FDIC and NCUA records.
Call reports for University Of Louisiana Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $157K | $0 | 0.0% |
| Q1 2026 | $157K | −$6K | −3.7% |
| Q4 2025 | $163K | +$2K | +1.2% |
| Q3 2025 | $161K | −$13K | −7.5% |
| Q2 2025 | $174K | +$21K | +13.7% |
| Q1 2025 | $153K | −$16K | −9.5% |
| Q4 2024 | $169K | +$12K | +7.6% |
| Q3 2024 | $157K | +$5K | +3.3% |
Financial cohort: 3,250 credit unions with under $300M in assets filing for Q2 2026; 2,932 reported a share above 0% and are counted, University Of Louisiana Federal Credit Union left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to University Of Louisiana Federal Credit Union by share.
Amounts from University Of Louisiana Federal Credit Union’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
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| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Regular Checking monthly service fee | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Share Draft/Checking Account Monthly Service Fee | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Dormant Share Savings Account Fee | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Account Research | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Debit Card Dispute | $10Inside the U.S. middle 50% ($6.44 to $25 nationally) | per item | None |
| eStatement Incorrect Email Address | $5Not compared: Monthly charge, not per item | per month | None |
| Paper Statement Service Charge | $2Inside the U.S. middle 50% ($2 to $4.98 nationally) | per month | None |
| Statement Incorrect Address | $5Inside the U.S. middle 50% ($5 to $7.50 nationally) | per month | None |
Overdraft & NSF | |||
| ATM Overdraft Privilege | $29Inside the U.S. middle 50% ($25 to $33 nationally) | per item | None |
| Overdraft Privilege | $29Inside the U.S. middle 50% ($25 to $33 nationally) | per transaction | None |
| Pre-authorized EFT NSF | $29Inside the U.S. middle 50% ($25 to $32 nationally) | per transaction | None |
| Share Draft Return (NSF) | $29Inside the U.S. middle 50% ($25 to $32 nationally) | per item | None |
| Daily Negative Balance Fee | $1.50Below the U.S. middle 50% ($5 to $15 nationally) | per day | None |
ATM & Card | |||
| ATM Withdrawal-Foreign (non-MoneyPass® ATMs) | $2Inside the U.S. middle 50% ($1 to $2 nationally) | per transaction | None |
| Card Replacement Fee | $10Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Debit Card Replacement | $20Above the U.S. middle 50% ($5 to $10 nationally) | per item | None |
| Expedited Shipping | $50Inside the U.S. middle 50% ($30 to $50 nationally) | per item | None |
| Foreign transactions | 0.8%of the transaction | Not stated | None |
Wire Transfers | |||
| Wire Transfer-International | $50Inside the U.S. middle 50% ($40 to $50 nationally) | per item | None |
Check Services | |||
| Certified Checks/Credit Union Checks/Telephone Check | $5Inside the U.S. middle 50% ($3 to $6 nationally) | per item | None |
| Stop Payment Series of Checks | $29Inside the U.S. middle 50% ($20 to $30 nationally) | per item | None |
| Temporary/Counter Checks | $5Above the U.S. middle 50% ($1 to $4 nationally) | Not stated | None |
| Check Cashing | $5Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Federal Refund Check Cashing (audience not stated, treated as personal) | 1% | Not stated | None |
| Copy of Cleared Check | $5Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
Digital & Electronic | |||
| ACH Electronic Return | $29Inside the U.S. middle 50% ($19.75 to $30 nationally) | per transaction | None |
Cash & Deposit | |||
| Return Deposit Item | $5Below the U.S. middle 50% ($9 to $25 nationally) | per item | None |
Account Services | |||
| Garnishment | $50Inside the U.S. middle 50% ($30 to $87.50 nationally) | Not stated | None |
Lending Fees | |||
| Late Fee (audience not stated, treated as personal) | 5%($25 minimum) | Not stated | None |
| Late Payment Fee | $25Inside the U.S. middle 50% ($15 to $25 nationally) | Not stated | None |
| Mortgage Loan Credit Report Fee | $20Below the U.S. middle 50% ($20.15 to $96.25 nationally) | Not stated | None |
Other Fees | |||
| Duplicate Credit Card Statement | $2Inside the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
| Duplicate Statement Copy | $2Not compared: Charged per page; comparison unavailable | per page | None |
| Fax for Member (Personal) | $1Not compared: Charged per page; comparison unavailable | per page | None |
| Consumer Loan Application | $20Inside the U.S. middle 50% ($20 to $37.50 nationally) | Not stated | None |
| Loan Payment by Phone | $9Below the U.S. middle 50% ($20 to $37.50 nationally) | per item | None |
| Loan Refinance Fee | $20Inside the U.S. middle 50% ($20 to $37.50 nationally) | per item | None |
| Member Loan Modification and/or Extension Fee (audience not stated, treated as personal) | $35Inside the U.S. middle 50% ($20 to $37.50 nationally) | Not stated | None |
| Mortgage Loan Application (audience not stated, treated as personal) | $200Above the U.S. middle 50% ($20 to $37.50 nationally) | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 20, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where University Of Louisiana Federal Credit Union operates, and what regulators and customers have on file.
Branch footprint
3 offices in 1 state (June 30, 2026)
Each dot is one office.
Cities with the most offices
| Lafayette, LA | 3 |
Largest competitors nearby
Local market: Lafayette parish, LA, around its headquarters.
| 41 in its local market | Deposit share |
|---|---|
| First Horizon Bank | 21.9% |
| JPMorgan Chase Bank, National Association | 19.6% |
| Home Bank, National Association | 14.7% |
| Hancock Whitney Bank | 13.2% |
| Capital One, National Association | 5.4% |
Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.
Fee change alerts
We check once a day and send one email covering every change.