15 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 12, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
Wire Transfer (Domestic Out)
Stop Payment
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Dannemora Federal Credit Union’s own schedules, with a source for each figure.
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account Closed Within 60 Day of Opening | $25 | Not stated | None |
| Dormant Account fee per month (after 12 months) | $5 | per month | None |
| Reporting Abandoned Property/Legal Processing fee | $50 | Not stated | None |
| Account Research/Reconciliation (per hour) | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Returned Mail-Address Change fee | $5 | Not stated | None |
Overdraft & NSF | |||
| ACH NSF/Overdraft fee | $27.50 | Not stated | None |
| Courtesy Overdraft Protection | $27.50 | Not stated | None |
| Debit Card NSF/Overdraft fee | $27.50 | Not stated | None |
| NSF/Overdraft (each debit or draft paid) | $27.50 | per item | None |
ATM & Card | |||
| Debit Card Replacement fee | $5 | Not stated | None |
Wire Transfers | |||
| Wire Transfer - (outgoing) domestic | $15 | Not stated | None |
Check Services | |||
| Money Order | $1 | Not stated | None |
| Stop Payments (all items) | $15 | Not stated | None |
| Check cashing fee (non-member, 3rd party) | $7 | Not stated | None |
| Foreign Item Processing Per item | No charge | per item | None |
| Copy of Draft | $1 | Not stated | None |
Cash & Deposit | |||
| Returned item fee | $15 | Not stated | None |
Account Services | |||
| Safe Deposit Boxes | $25 | Not stated | None |
Lending Fees | |||
| Residential Loans (late fee after 15 days) (audience not stated, treated as personal) | 2% | Not stated | None |
| Loan Cancellation fee | $25 | Not stated | None |
Other Fees | |||
| Statement Copy fee - per page printed | $1 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 12, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
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