Le Roy Federal Credit Union

Headquarters: Le Roy, New York
Charter: Credit Union
Assets: $21.1M
Fed district: New York

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 13, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Le Roy Federal Credit Union: $35
Le Roy Federal Credit Union: $35
U.S. median: no median
NSF / Returned Item
Le Roy Federal Credit Union: $35
Le Roy Federal Credit Union: $35
U.S. median: no median
Non-Network ATM
Le Roy Federal Credit Union: $2
Le Roy Federal Credit Union: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 13, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Le Roy Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account closed within 90 days$5
one time
Inactive accounts (6 months less than $1,000)$7
Account research (1 hour minimum)$15
Not compared: Charged per hour; comparison unavailable
per hour
Mailed statement$3
per month

Overdraft & NSF

Paid non-sufficient funds$35
Non-sufficient funds$35
per item
Non-sufficient funds on first party check$35

ATM & Card

ATM activity: 2 or more transactions per account$2
ATM card replacement$12
per item

Wire Transfers

Domestic wire transfer$35
per item
International wire transfer$55
per item

Check Services

Bank check$5
per item
Money order$1
per item
Stop payment$35
per item
Microfilm copy of a share draft$5

Account Services

Notary serviceNo charge
per item
Legal action compliance (levy, restraint, etc.)$75
per item
Legal action compliance (levy, retraint, etc.)$75
Account verification$10
per item

Other Fees

Copy of previous statement$5
per item
Copy of statement on a closed account$10
Fax: 1st page$3
per item
Photocopy$0.15

Fee	Amount	Basis	Note
Account Maintenance
Account closed within 90 days	$5	one time	None
Inactive accounts (6 months less than $1,000)	$7	Not stated	None
Account research (1 hour minimum)	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Mailed statement	$3	per month	None
Overdraft & NSF
Paid non-sufficient funds	$35	Not stated	None
Non-sufficient funds	$35	per item	None
Non-sufficient funds on first party check	$35	Not stated	None
ATM & Card
ATM activity: 2 or more transactions per account	$2	Not stated	None
ATM card replacement	$12	per item	None
Wire Transfers
Domestic wire transfer	$35	per item	None
International wire transfer	$55	per item	None
Check Services
Bank check	$5	per item	None
Money order	$1	per item	None
Stop payment	$35	per item	None
Microfilm copy of a share draft	$5	Not stated	None
Account Services
Notary service	No charge	per item	None
Legal action compliance (levy, restraint, etc.)	$75	per item	None
Legal action compliance (levy, retraint, etc.)	$75	Not stated	None
Account verification	$10	per item	None
Other Fees
Copy of previous statement	$5	per item	None
Copy of statement on a closed account	$10	Not stated	None
Fax: 1st page	$3	per item	None
Photocopy	$0.15	Not stated	None

Correct a fee source

Oct 13, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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