Afena Federal Credit Union

Headquarters: Marion, Indiana
Charter: Credit Union
Assets: $97.6M
Fed district: Chicago

5 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 30, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Smart Start Checking $5 · Scholar Checking $5.95
Compared at $5.48, the middle of its prices
Afena Federal Credit Union: $5 to $5.95
Afena Federal Credit Union: $5 to $5.95
U.S. median: no median
Non-Network ATM
Afena Federal Credit Union: $1.50
Afena Federal Credit Union: $1.50
U.S. median: no median
Debit Card Replacement
Afena Federal Credit Union: $10
Afena Federal Credit Union: $10
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 30, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Indiana, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Indiana: Banks and credit unions headquartered in Indiana that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Afena Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly service charge$5.95
per month
Smart Start Checking Monthly fee$5
per month

ATM & Card

ATM balance inquiries$1.50
ATM withdrawal$1.50
International ATM withdrawal$2
Replacement card$10

Gift & Prepaid Cards

Reload fee$5

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge	$5.95	per month	None
Smart Start Checking Monthly fee	$5	per month	None
ATM & Card
ATM balance inquiries	$1.50	Not stated	None
ATM withdrawal	$1.50	Not stated	None
International ATM withdrawal	$2	Not stated	None
Replacement card	$10	Not stated	None
Gift & Prepaid Cards
Reload fee	$5	Not stated	None

Correct a fee source

Oct 30, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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