Red River Federal Credit Union

Headquarters: Altus, Oklahoma
Charter: Credit Union
Assets: $168.4M
Fed district: Kansas City

23 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 21, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Red River Federal Credit Union: $27.50
Red River Federal Credit Union: $27.50
U.S. median: no median
NSF / Returned Item
Compared at $28.50, the middle of its prices
Red River Federal Credit Union: $27.50 to $29.50
Red River Federal Credit Union: $27.50 to $29.50
U.S. median: no median
Non-Network ATM
Compared at $0.63, the middle of its prices
Red River Federal Credit Union: $0.25 to $1
Red River Federal Credit Union: $0.25 to $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 21, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Oklahoma, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Oklahoma: Banks and credit unions headquartered in Oklahoma that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Red River Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Low Balance$6
per month
Dormant Account$25
Not compared: Annual charge, not monthly
per year
Account Reconciliation$20
Not compared: Charged per hour; comparison unavailable
per hour · Account Reconciliation | $20.00 per hour
Account Research$20
Not compared: Charged per hour; comparison unavailable
per hour · Account Research | $20.00 per hour
Paper Statement$5
per month
Excessive Withdrawal$1
per item

Overdraft & NSF

NSF Paid Item$27.50
per item
NSF ATM Withdrawal/ACH/POS$27.50
per item
NSF Returned Item$29.50
per item
Debit Card Overdraft Transfer$2
per item
Overdraft Transfer$2
per item

ATM & Card

ATM Inquiry$0.25
ATM Transaction/Inquiry$1
per item
Debit Card Replacement$15
per item

Wire Transfers

Wire Transfer (Outgoing Domestic)$15
Wire Transfer (Incoming Domestic)$6

Check Services

Cashier’s Check$3
per item
Money Order$2
per item
Money Order Stop Payment$12
per item
Stop Payment$10
per item
Teller/Bank Check Stop Payment$12
per item
Temporary Checks (audience not stated, treated as personal)$1
per item · First 10 free with new account; $1.00 each thereafter
Check Cashing$3
per item
Collection Item$5
per item
Foreign Check Collection$17.50
Items Sent for Collection$10
per item
Check Image$3
per item

Cash & Deposit

Return Deposit Items$10
Night Deposit Key$5
Night Drop Key Replacement$10

Account Services

Annual Rental (10 x 10)$55
per year
Annual Rental (3 x 10)$25
per year
Annual Rental (5 x 10)$35
per year
Key Replacement$10
Not compared: Box drilling or key fee
per item
Tax Levy/Garnishment$35

Retirement & IRA

IRA Closing Account$10

Other Fees

Copy of Statement$5
per item
Fax (Incoming)$1
Fax (Outgoing)$2

Fee	Amount	Basis	Note
Account Maintenance
Low Balance	$6	per month	None
Dormant Account	$25Not compared: Annual charge, not monthly	per year	None
Account Reconciliation	$20Not compared: Charged per hour; comparison unavailable	per hour	Account Reconciliation \| $20.00 per hour
Account Research	$20Not compared: Charged per hour; comparison unavailable	per hour	Account Research \| $20.00 per hour
Paper Statement	$5	per month	None
Excessive Withdrawal	$1	per item	None
Overdraft & NSF
NSF Paid Item	$27.50	per item	None
NSF ATM Withdrawal/ACH/POS	$27.50	per item	None
NSF Returned Item	$29.50	per item	None
Debit Card Overdraft Transfer	$2	per item	None
Overdraft Transfer	$2	per item	None
ATM & Card
ATM Inquiry	$0.25	Not stated	None
ATM Transaction/Inquiry	$1	per item	None
Debit Card Replacement	$15	per item	None
Wire Transfers
Wire Transfer (Outgoing Domestic)	$15	Not stated	None
Wire Transfer (Incoming Domestic)	$6	Not stated	None
Check Services
Cashier’s Check	$3	per item	None
Money Order	$2	per item	None
Money Order Stop Payment	$12	per item	None
Stop Payment	$10	per item	None
Teller/Bank Check Stop Payment	$12	per item	None
Temporary Checks (audience not stated, treated as personal)	$1	per item	First 10 free with new account; $1.00 each thereafter
Check Cashing	$3	per item	None
Collection Item	$5	per item	None
Foreign Check Collection	$17.50	Not stated	None
Items Sent for Collection	$10	per item	None
Check Image	$3	per item	None
Cash & Deposit
Return Deposit Items	$10	Not stated	None
Night Deposit Key	$5	Not stated	None
Night Drop Key Replacement	$10	Not stated	None
Account Services
Annual Rental (10 x 10)	$55	per year	None
Annual Rental (3 x 10)	$25	per year	None
Annual Rental (5 x 10)	$35	per year	None
Key Replacement	$10Not compared: Box drilling or key fee	per item	None
Tax Levy/Garnishment	$35	Not stated	None
Retirement & IRA
IRA Closing Account	$10	Not stated	None
Other Fees
Copy of Statement	$5	per item	None
Fax (Incoming)	$1	Not stated	None
Fax (Outgoing)	$2	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 21, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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