Bank OZK

Headquarters: Little Rock, Arkansas
Charter: Bank
Assets: $41.7B
Fed district: St. Louis

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 7, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Freedom Advantage Checking $5 · Checking Account Perks $7 · OZKInterest+ Checking $12
Compared at $7, the middle of its prices
Bank OZK: $5 to $12
Bank OZK: $5 to $12
U.S. median: no median
Overdraft (OD)
Bank OZK: $35
Bank OZK: $35
U.S. median: no median
Non-Network ATM
Bank OZK: $2.50
Bank OZK: $2.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 7, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Arkansas, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Arkansas: Banks and credit unions headquartered in Arkansas that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Bank OZK’s own schedules, with a source for each figure.

Account Maintenance

Monthly service fee$12
per month
Monthly service fee$7
per month
Monthly service fee$5
per month
Dormant Account Fees – TX: non-applicable; GA$5
per month
Account Balancing Assistance (per hour)$20
Not compared: Charged per hour; comparison unavailable
per hour
Paper statement fee$2
Undeliverable Mail Fee (per account/per occurrence)$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Overdraft fee$35
per item

ATM & Card

Foreign ATM Transaction Fee$2.50
Extra/Replacement Check Card$5
Expedited Check Card Delivery$65
International Service Assessment (Regardless of currency conversion) (audience not stated, treated as personal)3%

Wire Transfers

Outgoing Online Wire (Domestic)$20
Outgoing Wire (Domestic)$30
Incoming Wire$15
Outgoing Online Wire (International)$40
per item
Outgoing Wire (International)$50

Check Services

Cashier’s Check$10
Stop Payment Fee$35
Collection Fee$25
Foreign Currency Buy Back Collection Fee (amounts and up)$10

Digital & Electronic

Consumer & Business Bill Pay - Rush/Overnight Check Delivery$14.95
Consumer & Business Bill Pay - Rush/Same Day Electronic Delivery$9.95
Consumer Bill Pay - Regular DeliveryNo charge

Account Services

Garnishment/Levies$100

Other Fees

Overnight Courier Fee (Collections Exceeding $5,000)$20
Account Activity Printout/Statement Copy$5

Fee	Amount	Basis	Note
Account Maintenance
Monthly service fee	$12	per month	None
Monthly service fee	$7	per month	None
Monthly service fee	$5	per month	None
Dormant Account Fees – TX: non-applicable; GA	$5	per month	None
Account Balancing Assistance (per hour)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Paper statement fee	$2	Not stated	None
Undeliverable Mail Fee (per account/per occurrence)	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Overdraft fee	$35	per item	None
ATM & Card
Foreign ATM Transaction Fee	$2.50	Not stated	None
Extra/Replacement Check Card	$5	Not stated	None
Expedited Check Card Delivery	$65	Not stated	None
International Service Assessment (Regardless of currency conversion) (audience not stated, treated as personal)	3%	Not stated	None
Wire Transfers
Outgoing Online Wire (Domestic)	$20	Not stated	None
Outgoing Wire (Domestic)	$30	Not stated	None
Incoming Wire	$15	Not stated	None
Outgoing Online Wire (International)	$40	per item	None
Outgoing Wire (International)	$50	Not stated	None
Check Services
Cashier’s Check	$10	Not stated	None
Stop Payment Fee	$35	Not stated	None
Collection Fee	$25	Not stated	None
Foreign Currency Buy Back Collection Fee (amounts and up)	$10	Not stated	None
Digital & Electronic
Consumer & Business Bill Pay - Rush/Overnight Check Delivery	$14.95	Not stated	None
Consumer & Business Bill Pay - Rush/Same Day Electronic Delivery	$9.95	Not stated	None
Consumer Bill Pay - Regular Delivery	No charge	Not stated	None
Account Services
Garnishment/Levies	$100	Not stated	None
Other Fees
Overnight Courier Fee (Collections Exceeding $5,000)	$20	Not stated	None
Account Activity Printout/Statement Copy	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 7, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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