First Bank Chicago

Headquarters: Highland Park, Illinois
Charter: Bank
Assets: $2.2B
Fed district: Chicago

10 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 13, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Can be waived with a minimum daily balance of $5,000 or more.
First Bank Chicago: $15
First Bank Chicago: $15
U.S. median: no median
Overdraft (OD)
First Bank Chicago: $30
First Bank Chicago: $30
U.S. median: no median
Wire Transfer (Domestic Out)
First Bank Chicago: $30
First Bank Chicago: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 13, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from First Bank Chicago’s own schedules, with a source for each figure.

Account Maintenance

Monthly fee$15
per month
Account Reconciliation (per hour).$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Fee (per paid item)$30

ATM & Card

Debit Card Replacement$10

Wire Transfers

Wire Transfer Fees: Outgoing Domestic$30
Wire Transfer Fees: Outgoing International$50

Check Services

Stop Payment$30

Account Services

Drilling$200
Not compared: Box drilling or key fee
Safe Deposit Box$110
Safe Deposit Box 10x10$170
Safe Deposit Box 2x5$30
Safe Deposit Box 3x10$85
per year
Safe Deposit Box 3x5$50
Safe Deposit Box 5x5$70
per year
Garnishments, Levies, Liens$125

Lending Fees

30 Day Late Charge$10

Gift & Prepaid Cards

Gift Cards Mastercard$4.95
one time · one time purchase fee

Fee	Amount	Basis	Note
Account Maintenance
Monthly fee	$15	per month	None
Account Reconciliation (per hour).	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Fee (per paid item)	$30	Not stated	None
ATM & Card
Debit Card Replacement	$10	Not stated	None
Wire Transfers
Wire Transfer Fees: Outgoing Domestic	$30	Not stated	None
Wire Transfer Fees: Outgoing International	$50	Not stated	None
Check Services
Stop Payment	$30	Not stated	None
Account Services
Drilling	$200Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box	$110	Not stated	None
Safe Deposit Box 10x10	$170	Not stated	None
Safe Deposit Box 2x5	$30	Not stated	None
Safe Deposit Box 3x10	$85	per year	None
Safe Deposit Box 3x5	$50	Not stated	None
Safe Deposit Box 5x5	$70	per year	None
Garnishments, Levies, Liens	$125	Not stated	None
Lending Fees
30 Day Late Charge	$10	Not stated	None
Gift & Prepaid Cards
Gift Cards Mastercard	$4.95	one time	one time purchase fee

Correct a fee source

Oct 13, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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