Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, $1B to $10B

Bay Federal Credit Union

Capitola, CaliforniaCredit UnionSan Francisco Fed districtFees collected Aug 23, 2026Financials Q1 2026

Verified fees

Under review

Assets

$1.9B

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

3� In addition, if my Membership Savings Account is my only account with you, I will be charged a Monthly Maintenance Se$5Within the typical range ($5–$20 nationally)

Fee	Amount	Basis	Note	Source
Account MaintenanceVerified
3� In addition, if my Membership Savings Account is my only account with you, I will be charged a Monthly Maintenance Se	$5Within the typical range ($5–$20 nationally)	per month	Knox deterministic extraction from Rosetta artifact #29. canonical_hint=monthly_maintenance; text_hash=f9cceb3cf8512c74795f292e16ff79ac097fcaad81302aac4a26670d63a0f611; excerpt="3� In addition, if my Membership Savings Account is my only account with you, I will be charged a Monthly Maintenance Service Charge for Single Account if my Membership Savings Acc"	Source
Account ServicesVerified
Except in cases where the primary account owner is a minor who has been emancipated via court order, all Youth Savings a	$5Below the typical range ($20–$100 nationally)	—	Knox deterministic extraction from Rosetta artifact #29. canonical_hint=legal_process; text_hash=f9cceb3cf8512c74795f292e16ff79ac097fcaad81302aac4a26670d63a0f611; excerpt="Except in cases where the primary account owner is a minor who has been emancipated via court order, all Youth Savings accounts require a parent or legal guardian as a joint owner�"	Source