Panhandle Federal Credit Union

Headquarters: Wellington, Kansas
Charter: Credit Union
Assets: $62.5M
Fed district: Kansas City

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 5, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Panhandle Federal Credit Union: $25
Panhandle Federal Credit Union: $25
U.S. median: no median
Wire Transfer (Domestic Out)
Panhandle Federal Credit Union: $20
Panhandle Federal Credit Union: $20
U.S. median: no median
Stop Payment
Panhandle Federal Credit Union: $25
Panhandle Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Kansas, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Kansas: Banks and credit unions headquartered in Kansas that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Panhandle Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account$5
per month
Inactive Account$5
per month
Account Balancing or Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Bad Address$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Nonsufficient Funds (Overdrafts)$25
per item
Returned Check Charge$25
per item
Overdraft Transfer From SavingsNo charge

ATM & Card

Replacement Debit Card$5
per item

Wire Transfers

Domestic Wire Transfer$20
per item
Foreign Wire Transfer$50
per item

Check Services

Block Stop Payment$25
Stop Payment$25
per item
Counter Checks$1
Copy of Cleared Draft$1

Digital & Electronic

Online Bill Pay ServicesNo charge

Account Services

Safety Deposit Box Drill (With No Key)$100
Not compared: Box drilling or key fee
Safety Deposit Box Drill (With One Key)$50
Not compared: Box drilling or key fee
Garnishment$25
per item
Legal Process$50
per item

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account	$5	per month	None
Inactive Account	$5	per month	None
Account Balancing or Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Bad Address	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Nonsufficient Funds (Overdrafts)	$25	per item	None
Returned Check Charge	$25	per item	None
Overdraft Transfer From Savings	No charge	Not stated	None
ATM & Card
Replacement Debit Card	$5	per item	None
Wire Transfers
Domestic Wire Transfer	$20	per item	None
Foreign Wire Transfer	$50	per item	None
Check Services
Block Stop Payment	$25	Not stated	None
Stop Payment	$25	per item	None
Counter Checks	$1	Not stated	None
Copy of Cleared Draft	$1	Not stated	None
Digital & Electronic
Online Bill Pay Services	No charge	Not stated	None
Account Services
Safety Deposit Box Drill (With No Key)	$100Not compared: Box drilling or key fee	Not stated	None
Safety Deposit Box Drill (With One Key)	$50Not compared: Box drilling or key fee	Not stated	None
Garnishment	$25	per item	None
Legal Process	$50	per item	None

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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